Lenditt: Personal Loan App

Lenditt Innovations & Technologies Private Limited

About this app

Lenditt- Instant Personal Loan App for Salaried & Self-Employed Individuals.

Lenditt is India’s best online Personal Loan provider, trusted by 2+ million salaried professionals all across India. You can avail an instant personal loan of up to ₹2 lakhs. Whether you need funds for your personal use, to overcome an emergency, to get a new bike, to renovate your house, or to finance your dream vacation, Lenditt loan App ensures quick, hassle-free access to funds directly in your bank.

Besides instant personal loans, we allow you to conveniently:
• Invest in Digi Gold & Silver
• Home Loan Services

Our Lending Partners
Lenditt proudly collaborates with esteemed RBI-approved NBFCs.
• Chinmay Finlease Limited- NBFC Registration Number- B.01.00558
• Madhur Instalments Private Limited- NBFC Registration Number B-12.00396

Our Features:
• Loan Amount: ₹7,500 - ₹2 lakhs
• Quick Turn-around time: within 15 minutes
• Repayment Tenure: up to 180 Days
• Flexible Repayment options
• 100% Paperless loan application
• No guarantors or collateral
• No Subscription or upfront Fees

Loan Eligibility
• Age above 21 years
• Must be an Indian Citizen
• Working Professionals with a stable monthly income of ₹20,000 (for salaried)
• Bank Account where monthly salary is deposited
• Valid Government Proofs- Aadhaar & PAN Card
• Credit Score above 700+

Loan Associated Charges
• Interest Rates start from 28 % per annum
• Processing & other Applicable charges: From 5 % to 6.5% of the loan amount (this may vary based on your profile)
• Documentation charges: 1%
• Online Convenience charges ₹200
• Bounce charges ₹500 + GST as applicable
• Minimum APR- 26% Maximum APR- 60%

Note: GST charges will be added to the Processing charges, Documentation charges, and Online Convenience charges.

Illustrative calculation of APR Disclosure
• Loan amount(Principal)= ₹30,000
• Loan Duration= 180 Days
• Interest Rate= 28% p.a.
• Total interest on the personal loan= ₹4,104
• Processing charges (5% of the loan amount) + Documentation charges (1% of the loan amount) + Online convenience (₹200)= ₹2,000
• Total Deductions (Processing charges + Documentation charges + Online convenience + GST)= ₹2,360
• Net Disbursed Amount= Loan Amount - Total Deductions= ₹27,640
• Total Repayable Amount (Loan Amount + Interest) = ₹34,104
• PF +DC + GST is deducted upfront during the loan disbursal.

Note: This is an indicative calculation, interest and other charges vary based on your profile.

Step to avail a Personal Loan from Lenditt
• Download the Lenditt App.
• Sign up using your active mobile number.
• Provide your PAN Card or Aadhar Card number & check your eligibility.
• Upload your KYC document, including your ID, address proof and PAN card.
• Choose among the loan amounts offered to you.
• Provide your bank account details.
• Get money in your bank account

Why Choose Lenditt for Instant Personal Loan?
✔️ Trusted and Reliable: Lenditt is a premier choice for personal loans.
✔️ Lightning-fast Approval: We process your application in just 15 minutes.
✔️ 100% Paperless Process: We say NO to Paperwork.
✔️ Lowest Interest Rates: We offer the most competitive interest rates in the market.
✔️ Flexible, secure, & tailored: Loan option tailored for you, with top-tier security to keep your data safe.

Invest in Digital Gold & Silver Online
Lenditt is the most trusted platform to invest in Digital Gold & Silver. There is NO minimum purchasing limit. You can invest in Digital Gold or Silver for as low as ₹1/-

Track Your Spending with Ease!
• Easily track and analyze your expenses with our Spend Analysis feature, giving you clear insights to manage your finances better.

Contact
Email: [e-mail]
Call: [phone]
Address: Times Corporate Park, Thaltej, Ahmedabad- 380059

T&C Applied!

What’s new

We strive to provide you with the best possible experience. As part of our ongoing efforts, we have made several updates and improvements to enhance your user experience