FLOWE – Pay better, be better

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About this app

Flowe was voted Product of the Year 2021 in the financial services category! 12,000 consumers were asked to vote in the category the service that most represented innovation and satisfaction this year. Do you know why we think we have them centered?

Flowe is the account that helps you develop your potential by taking care of the Planet.
Becoming a Flome is very simple: if you are over 12, download the app, it will take you just over 5 minutes to register and become part of the crew! Once in the world of Flowe, in addition to having an account and payment services, you will immerse yourself in tons of features, videos, tips and challenges to help you discover your potential and live to the fullest. Together we will try to understand what you are led to do in life, you can set aside money to achieve your goals, compare yourself with the community and give your contribution to take care of the Planet.

What do you achieve with Flowe?

An account all on one app
• Account with Italian IBAN at zero fee
• Flowe Card debit card can be used worldwide with Mastercard security
• Google Pay, to pay in stores or online even with just your smartphone
• Free wire transfers and free ATM withdrawals in Euros

Smart money management
• Drop, virtual piggy banks where you can save money for your goals
• Groups of expenses, to divide the expenses with your Flowe friends
• State cashback, without the need for IO and SPID, and cashback for online purchases with BuyOn
• Bazar, the marketplace with gift cards, discounts and magical experiences

Sustainability and care for the planet
• Flowe paper in wood, according to a unique and sustainable design
• Eco Balance, which allows you to make zero impact purchases. Like? In partnership with Doconomy we give you an estimate of the CO2 emitted by your expenses with the Flowe Card and we compensate it with actions that can absorb it, for example by planting trees
• Foresta Flowe, the sustainability project where you are the first person to help plant trees

Develop your potential
• Arcadia, the magical world where you choose your nickname, find out more about yourself and get badges, points and gems that you can convert into discounts and offers
• Focus, with mini videos and courses related to the themes of happiness, well-being and personal growth
• Tracking steps and workouts to monitor your results

A community to grow
• Me / We, the section where all your results, from the money saved to the steps you have taken, are compared with the numbers of the Flowe crew, to see if you are in line with the Flome average and all the successes achieved together

A tool to grow
• Flowe Junior, the fast, safe and green prepaid card for children aged 12 to 17 to pay, receive and withdraw cash anywhere, under parental control

What does all this have to do with a payment account and a debit card? Well it's simple: to better manage money you have to analyze your lifestyle at 360 degrees. Try to understand what you like to do, invest in what makes you happy and makes you grow. This is one of the keys to happiness that, together with some extra attention for the Planet, can make a difference. Because we believe that better people create a better world, and that's why Flowe is not an app, but a life partner.
Updated on
Sep 15, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted