1.42K reviews
Content rating
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About this app

Welcome to cashback on tap. Where you can earn a minimum of 1.5% cashback on everything, up to 10% at the retail biggies, and 25% to 50% at special moments.

Fluz is the collaborative earnings app that rewards you for your everyday purchases, all with no minimum spends, minimum balance, or limits on earnings. It’s where having friends pays, literally, as you’re rewarded for helping your friends (and their friends) make smarter financial choices. All with no commitment, no monthly/annual fees, or any interest. This is Fluz: cashback from every direction and every connection.

1. Use Fluz to pay anywhere Mastercard® Debit is accepted + hundreds of select merchants with enhanced cashback.
2. Earn cashback instantly and withdraw to your bank, Venmo, or PayPal account.
3. Earn $5 when each friend joins Fluz (your friend also gets $5 for joining, too!)*.
4. Earn additional cashback when friends (and their friends) use Fluz to pay.

• Shop at the places you love and earn a minimum of 1.5% cashback everywhere*.

• Check out our app for special offers and promos for cashback rates of up to 25% back.

• If the merchant you’re shopping at doesn’t appear in our app, simply generate a 1-time card and pay anywhere Mastercard is accepted and earn 1.5% cashback instantly.

• No fees, ever*

• No hold periods for cashback to show up

• No credit checks

• No points to cash in

• No receipts to scan

• Stack coupons on top of your purchases to add an extra layer of savings onto your earnings.

• Got a rewards credit card? Use it to pay with Fluz and earn cashback on top of your points and miles.

• Build credit on every purchase without a single fee, credit check, or point system in sight.

• We report your spendings to the credit bureau so that you can boost your credit on every purchase, all on debit.

• Parties are collective earnings events where you and your friends can earn up to 50% cashback together.

• As more people join and shop the party, you’ll unlock even higher cashback rates for everybody - together.

• Around here, sharing is caring. Join a collaborative community of people maximizing their money - one that's stronger because we’re earning and winning together. 

• Grow your network by inviting your friends and earn cashback every time they do. With each person you invite, you get $5 and so do they.

• When your friends invite one of their friends, that person also becomes part of your network, and when they earn cashback, so do you.

• Use money earned from cashback to pay friends.

*Each Fluz Member that refers a new Member will earn $5 in their Fluz balance when the new Member makes at least two (2) purchases totaling at least $25. The new member may earn $5 in their Fluz balance for completing app setup.

*There are no fees for 1-time card and gift card transactions funded by a US bank account made in the US. There are fees for funding your digital wallet balance via Debit or Credit card. There are international currency conversion fees charged by Visa for international transactions on the 1-time card.

*Fluz will report all transactions funded by ACH debit or Debit cards to Experian and TransUnion. Members have the option to opt out of credit reporting for all successful transactions. There are no fees associated with credit reporting services.

*Fluz 1-time cards work online everywhere Mastercard Debit is accepted. Fluz 1-time cards work in-store everywhere Mastercard Debit is accepted ApplePay or GooglePay is accepted in stores.

*In order to use this card, you must agree to the terms and conditions of the Fluz Authorized User Terms and fee schedule, if any. The Fluz 1-time Mastercard is issued by Patriot Bank, N.A., pursuant to a license from Mastercard.
Updated on
Dec 23, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted
1.42K reviews
Roshan Bhakta
September 30, 2022
When everything works, there's great savings however there's weirdness at times where the app thinks you don't have any bank accounts connected even though that's not the case. Lately, the app crashes every time I try to launch it so it's currently unusable for me. Please fix this launch crash soon. Update 9/30: still crashes every time I launch, despite developer's response that it's fixed.
22 people found this review helpful
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September 20, 2022
Hi Roshan, sorry about this. Our Dev Team worked on this and it has since been resolved :)
Madison Stringer
November 6, 2022
So I had deleted this app for a bit but I'm back again. The app did update and I did bring up the score. I do use this app often and I will say the updates are definitely an improvement. I did take one star off however because I do have issues sometimes where it simply won't work and tells me to contact someone if the issue persists. It mostly happens with SHEIN gift cards. Haven't had many issues getting other gift cards.
18 people found this review helpful
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November 15, 2022
Hey Madison, thank you for using Fluz for so long! We appreciate the update to your feedback! We will look into your Shein concern, and are always working to upgrade your experience :)
Prepster M
October 27, 2021
I just got a Galaxy A12. I transferred everything over including the Fluz app. When I try opening it, it stops working completely. I've uninstalled and reinstalled it a few times but it still won't work. On my old phone it worked great but I never gave a rating or review about it. For now, because of this current issue I have to give it one star.
79 people found this review helpful
Did you find this helpful?
October 27, 2021
Oh no! We're sorry for the negative experience. We have not had this issue reported to us before, to help us solve this please reach out to us at humans@fluz.app we would love to hear from you and see how we can get that worked out. Thank you for reporting this!

What's new

Bigger and bolder, the Fluz app has rebranded and is introducing loads of new features and updates.

- Increases in referral royalties so you’ll earn even more cashback from friends in your network.
- Buh-bye Vouchers, hello Boosts. Boosts are the new way you can earn up to 25% cashback.
- We’ve lowered the limit for withdrawals from $26 to $15.