Freecharge: Recharges, Bill Payments, Loans, UPI


Now you can do a lot more on Freecharge. Recharge your mobile, pay bills, pay insurance premiums, money transfer through UPI, create BHIM UPI ID and link bank account for instant money transfer, invest in Mutual Funds, digital gold, make investments with SIPs and Express FD, buy Deals from all brands, pay with Freecharge for movies, entertainment, food, shopping and get cashback and discounts. Get Gift Cards, instant Personal Loans, Debit Card EMI, Credit Card & more.

What’s in store:

Mutual Fund: The all-new Mutual Fund is power-packed with features that help make intelligent investment decisions. Choose top-rated funds (ratings by Value Research) from top AMCs like Reliance, Axis, Aditya Birla, DSP, Motilal Oswal, ICICI Prudential, and more. The 100% paperless process lets you start investing in 2 minutes with just ₹500.

Gold: Now buy Digital Gold online through Freecharge. Buy gold that is 24K, 99.5% pure. Online gold means no bank locker, no hassle of storage or security. You can buy gold and sell it in minutes. Digital Gold on Freecharge is secured by SafeGold in partnership with Brink’s and IDBI Security Trustees. Redeem Digital Gold for jewelry/coins from partner jewelers. Buy gold as an investment and sell later to get high returns. Buy online gold at real-time market value. Start online gold buying on Freecharge.

Express FD: Open a Fixed Deposit in just 3 minutes.Powered by Axis Bank, you just need a deposit of Rs.5000 to start your Express FD investment. You don’t need an Axis Bank Savings Account to open a Fixed Deposit. There is no penalty for premature withdrawal of up to 25% of the FD. Details required to open an Express FD are your PAN and Aadhaar details. No bank visit is needed to book your Fixed Deposit, open your deposit online.

Loans: Looking to get a personal loan? Freecharge is an online loan app that offers pre-approved instant personal loans at the best interest rates. Disbursed by Axis Bank, they have the following features:
1. Minimal documentation
2. Fully Digital Process
3. No Security Deposit
So, if you need money urgently you can avail instant loan online.

UPI Payments: With Freecharge UPI powered by Axis Bank, you can set up your ‘@freecharge’ UPI ID for all your existing bank accounts. You can send money, request money, pay at online and offline brands, scan and pay or request money through UPI enabled QR codes.

Mobile Recharges: Prepaid recharges and post-paid bill payments available for all leading Indian telecom providers like Airtel, Vodafone, Idea, Reliance Jio, and others with exciting cashback offers.

Bill Payments: Pay your electricity bill. Pay DTH, data card, landline bill, broadband, water and gas bills, and even pay insurance premium through Freecharge.

Google Play Recharges: Get Google Play recharge codes on Freecharge and enjoy offers and discounts.

QR Code Feature: Now you have the convenience of just scanning a QR code instead of adding a phone number for transacting.

Deals: Deals on Freecharge allows you to buy amazing discount coupons, Freecharge cashback, and more from your favorite brands.

Cashbacks & Discounts: Get amazing discounts and cashback when you transact using Freecharge.
Download Freecharge to get cashback, FD, Gold, Instant Personal Loans, and more.

App permissions and reasons:
Phone - Used for enhancing the security of your account and for UPI registration
SMS (optional) - Helps us speed up your transaction by auto-filling OTP and provide personalised financial services
Location (optional) - Helps find the closest stores & deals around you
Contacts (optional) - Used to better identify the phone numbers you are recharging
Camera (optional) - Used for scanning QR codes

You can contact our customer support team at for any suggestions, queries, or comments.
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What's New

- Bug fixes & improvements
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Additional Information

June 21, 2021
Current Version
Requires Android
5.0 and up
Content Rating
Interactive Elements
Digital Purchases
Offered By
Freecharge Payment Technologies Pvt Ltd 11th Floor, Tower C, DLF Cyber Greens, DLF Cyber City, DLF Phase 3, Gurugram, Haryana 122022
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