Koto card

Everyone
83

We are here to challenge the way you manage your money through our koto stress-free credit and mobile money app.

Key Features

- Mobile money - Koto Account
- No fees for using your card abroad

Manage everything with Koto mobile app:
- Set up Direct Debits, Standing Orders, and Money Transfers in your app
- Get real-time alerts on your spend
- Pay people instantly
- Top up your account instantly
- Manage your monthly budget, tracking where you are spending your money

Mobile credit access to two different forms of credit Koto Extra facility or Koto Spread facility:
- Koto Extra - Extra credit when you need it
- Koto Spread - spread larger purchases to manage your budget

Representative Example: Extra Credit Facility
Assumed Credit Amount: £500
Fixed charge: £0.20 per day
Representative APR: 29.2% variable

Representative Example: Spread Credit Facility
Assumed Credit Amount: £1000
Fixed charge: £10 per month
Representative APR: 23.7% variable

Credit subject to status, 18 and over, terms and conditions apply. Please go to www.getkoto.com for further information.

What you need to have with you when applying: Driving license or Passport

You will need to enable notifications in the mobile app to receive alerts.

If you have any questions or problems during the application process contact us in the app using chat.

Koto Card Limited is authorised and regulated by the Financial Conduct Authority.
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What's New

It's now easier to top up your koto account from one of your bank accounts. You can now link up to your bank from the koto app to authorise an instant transfer!
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Additional Information

Updated
December 24, 2020
Size
53M
Installs
10,000+
Current Version
1.24.0
Requires Android
5.0 and up
Content Rating
Everyone
Permissions
Offered By
Koto
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