らくつむ - 外為どっとコムの外貨積立アプリ

Content rating
Everyone
50K+
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Content rating
Everyone
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About this app

What's so great about "Rakutsumu" foreign currency savings?

You can buy and sell at any time, and you'll earn swap points every day! You can also automatically reinvest those swap points to maximize compound interest! We also have a variety of campaigns where you can earn "FX Points," which can be used at a rate of 1 point per point, so you can start investing with a low initial investment!


"Rakutsumu" foreign currency savings is recommended for:

- Interested in savings and medium- to long-term investments, but are a beginner and unsure...
- Want to start savings investing with a small amount and low risk
- Busy and don't have time to manage your assets...
- Don't know when to start investing...
- In your 20s or 30s and interested in asset management
- Want to easily manage savings on your smartphone
- Want to review your foreign currency deposits and foreign currency-denominated insurance

"Rakutsumu" foreign currency savings has the following features and functions:

Start with just 100 yen* or one currency! 】
You can purchase foreign currency from as little as 100 yen* or 1 currency, so you can easily start saving for foreign currency with just your smartphone.
*When specifying currency units, purchases are made in 1 currency unit increments. When specifying yen units, purchases must be made in 1 yen increments of 100 yen or more (minimum 1 currency equivalent).
[Invest with Points!]
With "Rakutsumu" foreign currency savings, you can save for foreign currency using our original points service, "FX Points." You'll receive 200 yen worth of FX Points when you open a new account! You can also earn points through campaigns and invest them.
[Easy Regular Purchases Make Hassle-Free Orders!]
If you're not sure where to start, we recommend "Easy Regular Purchases." You can set up regular purchases with just two taps, using savings plans based on performance rankings and plans designed by experts including gaitame.com dealers!
[Invest up to 3x* your investment amount (trading margin)!]
With "Rakutsumu" foreign currency savings, you can trade with leverage, a unique feature of FX! You can trade 1x to 3x* the investment amount (trading margin) you specify. *For individuals.
[Automatically reinvest and transfer accumulated swap points!]
You can set swap points for each position, and choose from "save," "reinvest," or "automatic transfer"! By utilizing the "reinvestment" feature, you can maximize the compound interest effect.
[No maturity period; buy more, change, or sell at any time!]
You purchase regularly at a predetermined amount and frequency (purchase plan). Unlike foreign currency deposits, there is no maturity period, so you can pause, resume, change, or sell at any time! By continuing regular purchases over the long term, installment investment allows you to diversify risk by leveraging the strengths of dollar cost averaging, allowing you to steadily build assets.

*Foreign Currency Savings (Rakutsumu) is a nickname for "Easy FX Savings." Please note that this is foreign exchange margin trading, not foreign currency deposits.

■Provider
Gaitame.com Co., Ltd.
https://www.gaitame.com/
Financial Instruments Business Operator, Kanto Regional Financial Bureau (Kinsho) No. 262, Commodity Futures Business Operator / Financial Futures Association of Japan, Japan Securities Dealers Association, Japan Commodity Futures Association

■Notes
- Before using this app, please review and agree to the "Raku-Raku FX Savings App Terms of Use."
- To trade, you will need your user ID and password for your "Raku-Raku FX Savings" FX savings account with Gaitame.com Co., Ltd.

■Regarding Investment Fees and Risks
Over-the-counter foreign exchange margin trading (synonymous with "FX" and "foreign exchange margin trading") does not guarantee principal or profits, and losses may occur due to market fluctuations and interest rate differentials. Please refer to the website for details on fees, risks, etc. for each product.
https://www.gaitame.com/company/risk.html
Updated on
Nov 12, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Device or other IDs
Data is encrypted in transit
Data can’t be deleted

What’s new

軽微な不具合を修正しました。
Content rating
Everyone
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App support

About the developer
GAITAME.COM CO., LTD.
okinawa-plan@gaitame.com
2-8-1, HIGASHISHIMBASHI PALAZZO ASTEC 3F, 4F. MINATO-KU, 東京都 105-0021 Japan
+81 3-5733-3065