50K+
Downloads
Content rating
Teen
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About this app

ElGamaeya Enables the offline users of ROSCA model to organize their Cycles more, and transfer their money securely without consuming time and effort.

A ROtating Savings and Credit Association (ROSCA) is a group of individuals who agree to meet for a defined period in order to save and borrow together.

A group of people deposits regular sums of money over a fixed interval with a principal individual, known as ‘the banker’.
The money then goes into a central fund.
Each person in the group will take a turn in withdrawing all that money.

For example, if ten partners pay in £10 each week, over the next ten weeks each week the banker will pay £100 (the draw) to one partner.
This is done each week until every partner member has taken part in a draw.
Updated on
Aug 21, 2021

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