Ganji is a mobile Digital lending and Payments application that allows customers to borrow micro loans, send money to each other locally, make payments, raise funds and automates all the activities of savings / investment groups.
Loan amounts and interest rates vary depending on the amount borrowed.
Loan Amounts: Ksh 500 to Ksh 50,000
Loan service fee: 20% of principal amount.
Repayment Periods: 1 - 61 days
Annual Percentage Rate (APR): 20% to 120%
Example: Ksh 1,000 borrowed at 20% fee for 2 months, should be repaid at Ksh 1,200 within 2 months (61 days)
If you face any challenges with the app, we're happy to help - email us at firstname.lastname@example.org. You can also send us a direct message from the application.