Milli: Mobile Banking

3.3
707 reviews
100K+
Downloads
Content rating
Everyone
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About this app

Earn 4.75% Annual Percentage Yield* with Milli's Savings Account and Jars - no fees or minimums. Accurate as of 02/29/24. To learn more visit: https://milli.bank/

Say hello to Milli - A mobile bank on a mission to help you spend smarter today and save more for tomorrow.

Milli is built to help you create better spending habits while you grow your savings. You work hard for your money, so we believe your money should work hard for you. That’s why we offer tools that allow you to analyze your spending in real time with our Milli Visa® Debit Card, while also offering a highly competitive annual percentage yield on your Savings account and Jars.

GREAT RATE, GREAT RETURN WITH OUR COMPETITIVE APY*
When you join Milli, you'll unlock access to our competitive interest rate applied to both your high yield Savings account and Jars. Track your accrued interest any day, any time on your Milli dashboard, so you’ll always be able to see the progress you’re making towards your savings goals.

NO MINIMUMS. NO FEES. NO FUSS.
Banking shouldn’t cost you a thing. That’s why there’s no fees and no minimums with your Milli account, keeping your money as your money.

MILLI JARS, YOUR POCKET PIGGY BANK
Milli’s Jars are a personalized savings experience, built by you. Create up to 5 customized digital Jars with Milli, upgrading how you save for upcoming purchases. Plus, you’ll earn our competitive savings rate on the balance in all of your Jars. Financial goals aren’t one size fits all, so your savings account shouldn’t be either.

SPEND WISELY WITH MILLI
Real-time spend tracking lets you easily track your spending by category, retailer, or dollar amount. With the Milli Visa Debit Card, you’ll know where every dollar goes, so you can make the most of every dollar left.

INSURED AND ASSURED
As a Member FDIC Bank, your deposits are insured up to $250,000, safeguarding your savings and giving you peace of mind.

EFFORTLESSLY SAVE WITH RULES
Challenge accepted! Get the most out of every penny and create better habits with our auto-save rules. With Set and Forget, Milli will automatically move money into your savings. When you swipe the Milli Visa Debit Card and use Spending Round-Ups, Milli will round up the purchase price to the nearest dollar and add that extra amount to savings.

55,000 SURCHARGE-FREE ATMS WORLDWIDE
Milli is part of the Allpoint® ATM Network, providing access to 55,000 surcharge-free ATMs worldwide.

Spend Smarter Today, Save More for Tomorrow.

*Milli Savings Account and Jars Annual Percentage Yield is subject to change. Rates may also change after the account is opened. See the disclosures for additional information and limitations.

Copyright © 2024 First National Bank of Omaha. All rights reserved. Milli is a division of First National Bank of Omaha. 1620 Dodge Street, Omaha, Nebraska, 68197.
Updated on
Mar 15, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App activity and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.3
695 reviews
Michael Cobbs
February 15, 2024
I applied for an account, but their automated system failed the identity check. I contacted their customer service only to be told I will never be able to open an account. They do not reassess an failed applications. They do not put any effort into correcting their systems shortcomings. If you don't get in on the first try, then you are permanently blacklisted.
66 people found this review helpful
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FNNI
February 20, 2024
We're sorry to hear you were unable to open a Milli account at this time, Michael. We understand this may be a cause for frustration, but we appreciate you taking the time to share your honest feedback. We rely on feedback like this to improve our customer experience and we have shared this with our team.
Jonathan Lalor
December 21, 2023
So far Milli has been great! The app and banking tools are simple to use, and the Jars concept replicates the sub-savings account that I had in my Credit Union. The interest rate is top-notch, paying as much or more than the CDs at most places. Another reviewer scorned them "tying up money for weeks," but the terms clearly state what the transfer times and hold times are like for different methods of moving funds around. All in all, I'm very happy!
155 people found this review helpful
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FNNI
January 4, 2024
Thank you for sharing your positive experience with Milli! We love to hear you're enjoying the Milli app and our interest rate. We appreciate you taking the time to share your feedback and thanks for being a Milli customer!
Justin Burns
December 16, 2023
The app is fairly easy to use. The debit card showed up in my wallet pretty seamlessly. The Jars concept is great! I'm dropping stars because I transferred funds through the Milli app and Milli locked up thousands of dollars for weeks! It was drawn out of my original account after two days. I'm starting week 2 and still waiting for it to show in my Milli account. Not good. This isn't a paper form in 1983. Get faster if you want to compete!
201 people found this review helpful
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FNNI
January 4, 2024
Thank you for taking the time to share your honest feedback, Justin! We're happy to hear you're enjoying our Milli Jars. We understand your frustration and would like to apologize for any inconvenience the transfer hold timeframe may have caused. We rely on reviews like this to improve our customer experience and value your feedback. Thank you!

What's new

We’re thrilled to share some new enhancements. In this release, we have improved money movement by implementing design and language changes around transfers, improved the process to link certain banks to your Milli account, and made the debit card flow more customer-centric. We’ve also made some bug fixes. We hope you’ll enjoy a smoother money management experience!