Stream - Workplace Finance

Stream Platforms Ltd

About this app

Stream is an easy-to-use financial benefits app that helps you to save, budget, borrow and get paid when you choose. If your employer has partnered with Stream, you can download the app and activate your free membership in minutes, allowing you to:

- Choose when you get paid
- Check your shifts and earnings in real time
- Save into an easy-access account with a market-leading interest rate
- Budget all your spending across bank accounts in one place
- Get exclusive discounts from 100s of your favourite brands
- Access affordable loans, repaid from salary
- Check what government benefits you are entitled to
- Get personalised support from an AI money coach

Representative Loan Example

If the Loans product is offered as part of your employer benefits and you qualify for it:

- Loan amount: £3,000
- Term: 3 years (36 months)
- Monthly repayment: £109.06
- Representative APR: 12.9% (fixed)
- Total repayable: £3,598.86
- Interest payable: £598.86

Repayment terms range from 1 year to 5 years.
The maximum APR offered is 19.9%.
The rate you receive will depend on your individual circumstances.

Loans are provided by Stream Financial Services Ltd, authorised and regulated by the Financial Conduct Authority (FRN 902046).

Availability depends on your employer’s participation and your eligibility.

Ratings and reviews

It's amazing. Every workplace should use this app to pay their employees, it's easy to use and very helpful with trying to save as the money doesn't even go into your bank unless you physically transfer it. However it is still accessible during banking hours in case of an emergency. Alternatively, I think it should have a feature to set up more than one savings account in order to be able to split money into different categories i.e. one for presents, one for car saving and one for house savings

Very disappointing experience with Stream I have contacted Stream several times regarding my account, but unfortunately,no one has properly followed up or resolved the issue. My account is currently showing as blocked, so I am unable to withdraw money. My normal salary is also not showing, even though I returned to work on 10 February. At present, I can only see my enhancements. I was advised to contact Payroll and ESR, which I did. However, both have confirmed that they have nothing to do with

I don't like the app, in my opinion you will end up spending more money than saving with all that offers under your eyes , for those who love 30 % and 40% deals, its a great app to burn all your pennies... Its a safe and legal app to use but you could easily lose the control of your money 💰 So I stopped using it and I closed my account , the traditional stone age app from my company suits me a lot better ... Im sorry but I do not recommend this app.

What's new

Stream is now sleeker, faster, and more accessible than ever!

- Miscellaneous bug fixes