OYE Loans provides 12 month (Fixed) personal loans ranging from 10,000 to 1 Lakh INR, with no pre-closure fees. Applying through the OYE mobile app is as simple as a 5-minute walk and approved customers can get cash in their bank account within 1 business day.
OYE Loans is currently available any individual
a) 18 yrs of age and above
b) who are currently employed/salaried full-time who get salary credited directly in their bank
c) must have a net monthly take-home higher than INR 15000
d) reside and work in cities where OYE Loans is operational
Presently OYE loans is available in the following cities and growing:
3. Delhi, NCR (Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon)
4. Hyderabad & Secunderabad
5. Mumbai (Mumbai, Navi Mumbai, Thane)
If you are not in one of these cities, we hope to get to you soon!
How it works:
Install OYE mobile app and finish loan application & upload required documents to get the money you require. OYE makes the personal loan application and approval process very simple and transparent through 3 easy steps:
1. Finish your loan application online
2. Upload required documents
3. Review and Sign loan documents
• OYE Loans provide quick personal loans up to 1 lakh
• Quick Application form with minimal documentation
• 12-month EMI option with no pre-closure or pre-payment fees
• We provide personal loan to first-time loan applicant also
• 3 months in your first job is enough to become eligible
• Easy door-step document collection
• Customer data maintained in a secure encrypted environment
• Backed by a global leader in digital lending (short term personal loans)
Interest, Fee & Loan Example:
• Annual Interest Rate of 30% translating to 2.5% a month
• Tenure - 12 months (Fixed) with Zero Pre-closure & Prepayment charges
• Processing Fee of 3% + 0.54% (GST)
Eg: Borrowing a short-term loan of Rs. 10,000 for 12-month period will cost Rs. 1,722 in interest & Rs. 354 as processing fee.
Please write your contact us at firstname.lastname@example.org for any further queries.