Instant Personal Loans - Online Loans | OYE Loans

Product Details:

OYE Loans provides 12 month (Fixed) personal loans ranging from 10,000 to 1 Lakh INR, with no pre-closure fees. Personal loan interest rates range from 18% to 30% p.a. with EMI tenures of 12 months with Zero Preclosure charges. Applying through the OYE mobile app is as simple as a 5-minute walk and approved customers can get cash in their bank account within 1 business day.

OYE Loans is currently available to any individual who is
a) 20 yrs of age and above
b) currently employed/salaried full-time and get salary credited directly in their bank
c) earning net monthly take-home higher than Rs. 15000
d) living in one of the cities where OYE Loans is operational

OYE loans is currently available in the following cities:
1. Bengaluru
2. Chennai
3. Coimbatore
4. Delhi, NCR (Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon)
5. Hyderabad & Secunderabad
6. Mumbai (Mumbai, Navi Mumbai, Thane)
7. Mysore
8. Pune
9. Kolkata

If you are not in one of these cities, we hope to get to you soon!

How it works:
Install OYE mobile app and finish loan application & upload required documents to get the money you require. OYE makes the personal loan application and approval process very simple and transparent through 3 easy steps:
1. Finish your loan application online
2. Upload required documents
3. Review and Sign loan documents

Why OYE?
• OYE Loans provide quick personal loans up to 1 lakh
• Quick Application form with minimal documentation
• 12-month EMI option with no pre-closure or pre-payment fees
• We provide personal loan to first-time loan applicant also
• 3 months in your first job is enough to become eligible
• Easy door-step document collection
• Customer data maintained in a secure encrypted environment
• Backed by a global leader in digital lending (short term personal loans)

Interest, Fee & Loan Example:

• Interest rates ranging from 1.5% to 2.5% per month (Annual Interest Rate from 18% to 30%)
• Tenure - 12 months (Fixed) with Zero Pre-closure & Prepayment charges
• Processing Fee of 3% + 0.54% (GST)

Loan example –
Borrowing a short-term loan of Rs. 10,000 for a 12-month period at a 1.5% monthly interest rate will cost Rs. 1,002 in total interest & Rs. 354 as processing fee which is payable in Equated Monthly Instalments (EMI) of about INR 917.

Please write your contact us at for any further queries.
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Additional Information

October 5, 2020
Current Version
Requires Android
5.0 and up
Content Rating
Interactive Elements
Shares Info
Offered By
Oye Fintech Private Limited
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