PaySense is a loan app that gives a loan to salaried customers from Rs.10,000- Rs.2 Lacs. PaySense has given a loan to thousands of customers on easy EMI's across 40 cities. Customers have used these loans to meet various needs from education to medical emergency to purchasing electronics.
The loan is repaid by EMI's over 3 to 24 months helping customers easily pay off the loan.
How does it work? (5 step process)
1. Fill in 6 details and Register yourself on the app
2. Get Instant loan approval on the app in 1 minute
3. Select your EMI and Upload 4 documents:
- Aadhaar Card
- Address Proof
- Bank Statement
4. If all documents are uploaded properly you will be asked to digitally sign the loan application
5. Once done get money into your account in 5 hours
We are the best loan provider because of the following
1. Instant sanction: Loan amount approved in 1 minute
2. Flexible EMI/Loan Plans: Any loan amount with tenure from 3-24 months
3. Loan in 5 hours: Approval to money in the account in 5 hours
4. Easy process: Whole process on the app with you in control of complete loan process
5. Additional Loans: As you keep repaying EMI you can take additional loans in one click
6. Trust: Loans in partnership with IIFL ( one of the largest NBFC's in India )
If you have a loan need download and go ahead.
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What's the amount and tenure I can apply for?
- Rs 5,000 and 2 Lakhs
- 3 months - 24 months
How quickly can I get my loan?
- Less than 5 hours if you have your mobile number linked to Aadhaar
- When you need a second loan, just enter the amount and click on Apply. The amount is disbursed immediately!
What are the interest rates on these loans?
16.8% - 28% per annum. Interest rates depend on customers risk profile and loan tenure. For example, on a loan of Rs. 10,000 for 6 months your EMI will Rs. 1809 and the total interest you will pay is Rs.857