GO2bank: Mobile banking

Green Dot

About this app

A BETTER WAY TO BANK—GET STARTED TODAY
GO2bank™ makes managing your money easier than ever. Open your account in minutes, grow your savings, and stay covered with overdraft protection, all with the secure mobile banking app designed for your everyday life.

NO HIDDEN FEES—JUST SMART BANKING
GO2bank puts simple, transparent banking tools at your fingertips so you can skip the monthly fee with eligible direct deposit⁴, avoid hidden fees, and manage your money your way.

OVERDRAFT PROTECTION FOR LIFE’S CURVEBALLS
Get up to $300 in overdraft protection after eligible direct deposits and opt-in¹.

GET PAID EARLY—STAY A STEP AHEAD
Get your paycheck up to 2 days early or government benefits, like unemployment, up to 4 days early when you set up direct deposit². Start getting your money on your schedule.

SAVE SMARTER WITH 4.50% APY
Grow your savings faster with a high-yield savings account that earns 4.50% APY with interest earned quarterly on balances up to $5,000⁶.

BUILD CREDIT WITH A GO-TO
Start building your credit score, one purchase at a time, one on-time payment at a time, with the GO2bank Secured Visa® Credit Card³.

SECURITY & PEACE OF MIND
Keep your money safe with built-in tools you can trust. Lock your card anytime⁸, get real-time fraud alerts⁹, and rest easy knowing your money is FDIC-insured¹⁰.

NATIONWIDE CASH ACCESS
Withdraw cash for free at thousands of in-network ATMs⁵ or deposit cash at over 90,000 major retailers nationwide⁷. Just use our in-app locator to find locations nearby.

Download the GO2bank app today to open an account and start banking with convenience, confidence, and control.

LEGAL DISCLOSURES
Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account.

Mobile number verification, email address verification and mobile app are required to access all features.

1. Fees, terms and conditions apply. Learn more at GO2bank.com/overdraft

2. Early direct deposit availability depends on payor type, timing, payment instructions and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period.

3. Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies.

4. Monthly fee waived when you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise, $5 per month. See our simple fees chart at GO2bank.com/fees

5. See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply.

6. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of August 2025. APY may change before or after you open an account.

7. Retail service fee up to $4.95 and limits apply.

8. Previously authorized transactions and deposits/transfers to your account will function with a locked card.

9. Message and data rates apply.

10. Green Dot Bank also operates under the following registered names: GO2bank, GoBank and Bonneville Bank. All other registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage.

See Deposit Account Agreement at GO2bank.com/daa for details.

Cards issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

Technology Privacy Statement - www.go2bank.com/techprivacy

Ratings and reviews

Times are hard and they're the worst when it comes to overdraft protection and overdraft fees. Even if you manage to put your account balance back to + balance, they'll still charge you $15 fee for each "pending" transaction that was already done prior. The only good thing about it, is being able to receive your paycheck early. Otherwise they're horrible and so is their customer service. Very nonchalant and non negotiable. Waiting to close my account with them after I get my next paycheck!

was a great app been using it for years, but now sense the new update, just like everyone else, I get a login error that says we cannot process your request at this time. this has been a on going issue. I have installed and reinstalled. I have made sure it was updated. I have called but no one wants to help. seems like in the reviews allot ppl was having this issue. I hate that there going to lose so many customers when they used to do such a great job. but I'm just tired of it not working.

DO NOT SIGN UP FOR THIS CARD SERVICE!! First of all, They charge you a monthly fee, even if the card has not been used and the when you try canceling your card for this exact reason, they tell you that you have to pay all their monthly fees (which add up very quickly) before you can cancel the card. Lol. So you cant use the card without paying the fees, you cant cancel the card without paying their ridiculous fees, like things are not hard enough in today's world!

What’s new

New – Get covered with up to $300 in overdraft protection with eligible direct deposits and opt-in(3). Worry less with more backup for when you need it most.