GTWorld

Guaranty Trust Bank

About this app

A newly redesigned GTWorld application beautifully engineered and enhanced to help you manage your mobile banking and finances

Track, Pay & Grow your Money from one App. 
Introducing the new GTWorld application with a fresh new look and cool features that will allow you open an account, transfer money, pay bills, buy airtime or data, and more – all in one place! 

Key Features: 

- Open an account and onboard easily with a Selfie to verify your identity! 
- Faster login and transaction authentication with biometrics, facial recognition or a PIN 
- New Incognito mode - toggle to hide all your balances 
- Log a dispense error instantly after a transaction 
- 3-tap quick transactions for transfers, airtime and data purchases from springboard 
- Near Me transfer – which automatically locates other GTWorld users near you for you to send money 
- Keep your account funded by ‘pulling’ money from accounts in other bank using your GTWorld app 
- Upgrade your account to gain more flexibility, without coming to the branch 
- Switch between Dark and light mode based on your personal preference 

Manage your Finances: 
- Pay for bills, utilities and other services 
- More efficient transfers using your phone book contacts  
- Smarter transaction history  
- View and share receipts 
- Buy airtime and data for self, phone book contacts and others 
- Card control which allows you block your card payments by channel or by country 
- Download statements up to # months 

Ratings and reviews

I'm experiencing significant issues with the app. Problems include: - Inability to access the app - Incorrect balance display - Delayed updates of received funds (up to 3+ days) - Unable to send money or purchase airtime due to inaccurate balance reflection, even when I can access the balance, network will be bad to make any transaction on the app. These issues have been occurring for months now and causing me inconvenience and frustration.

Ever since they did that massive migration and upgrade, everything feature in the app has become something else. Accounts are not displaying, transaction history is lagging, to the point that it says one does not have an actibe account. It is 2025, and I am using the desktop application and token to carryout transactions! The loading speed is horrible, you would definitely go run errands and come back and the application is still loading. As a big corporation this is a big SHAME!

How better it would have been if you had reverted this poorly designed app to the immediate previous one or at least to let them operate beside each other. In the previous version of this app, I can pay to more than one individual at a time. I can check my recent payments and funds received with ease, among other things. But this app lacks security so much. When one logs out, it takes some moments before the app closes the account, thereby making one's bank account susceptible to being exposed.

What’s new

We’re frequently updating the app in order to give you the best experience. Turn on automatic updates to ensure you always have the latest version. This update includes:

- Account Upgrade: Level up to a Tier 3 account in a few clicks.
- Other bug fixes and improvements