FINNIX: Revolving Credit Line

175K reviews
Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Say goodbye to loan shark applications that charge illegal interest rates, engage in illegal debt collection, and employ unfair practices. Embrace a new experience with the FINNIX application, a legal digital lending platform developed by MONIX Co., Ltd., an affiliate of Siam Commercial Bank. With a valid license from the Bank of Thailand and a mission to protect Thai people from loan sharks, FINNIX aims to revolutionize the borrowing experience.

Why do millions of users choose FINNIX
1. Borrow money through a simple application anywhere, anytime, 24 hours.
2. Urgent money approval Know the results and receive money as quickly as possible in 5 minutes.
3. Applying for a loan is convenient, using only one ID card.
4. Low income can apply for a loan No career limitat
5. Providing revolving credit services Legal under the supervision of the Bank of Thailand
6. Confident, safe, take care of personal information according to the Personal Data Protection Act.

**Please note that this application does NOT provide installment personal loans.**
FINNIX provides virtual credit line products with the following options:
- FINNIX Bewinged: Experience a revolving credit line with a maximum limit of THB 100,000.
- FINNIX Ignite: Benefit from a revolving credit line with a maximum limit of THB 1,500,000.

With the FINNIX app, you can enjoy five exceptional benefits (subject to approval based on the company's criteria):
1. FIN Max: Gain access to the full credit line without deductions. No deposit or hidden fees required.
2. FIN Fast: Receive the instant credit line approval fastest within just 5 minutes.
3. FIN Easy: Apply online conveniently without the need for guarantors or collateral, anytime and anywhere.
4. FIN Chill: Experience a maximum interest of not more than 33% per year, charged solely on the withdrawn amount. The lower the principal, the lower the interest.
5. FIN as You Wish: Choose to pay back comfortably in 3 options. After paying back, you will receive the credit line back to use immediately, which are
- Option 1: Choose to pay as you wish. Pay as much as you can according to your strength.
- Option 2: You can choose to pay the minimum amount just for interest. Don't be afraid of losing credit.
- Option 3: Choose to pay equally for 12 months, creating long-term discipline.

How to use FINNIX app
1. Click to download and install FINNIX loan app
2. Enter your phone number and confirm the OTP code.
3. Create a user account by verifying your identity through the SCB EASY app or by scanning your face.
4. Apply for a credit loan limit.
5. Receive approval results as quickly as possible within 5 minutes.
6. Withdraw money into the registered account.
7. Pay your loan through your bank app. or barcode/QR code

The FINNIX app is the ideal solution for fulfilling all your urgent needs with its versatile multi-purpose credit line, available anytime and anywhere. With no credit expiration, you can enjoy peace of mind while managing your finances effortlessly. Take action now and download the FINNIX app to experience financial ease.

About FINNIX App
- Official Website:
- Facebook Page:
- Call Center Number by MONIX: 02-113-1113 Monday - Sunday (9.00 -18.00 hrs.)
- Privacy Policy:

About FINNIX App Developer
- Company Address: MONIX Co., Ltd. 9, 2nd Floor, Learning Center Building, Ratchadapisek Road, Jatujak, Jatujak, Bangkok, 10900, Thailand
Updated on
Nov 14, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

173K reviews
Rattathammanoon Sontamino
August 14, 2023
This app is really helpful when it comes to the time that I need the urgent budget to run my daily errand.
MONIX Co., Ltd.
August 14, 2023
ดีต่อใจ ไม่ใช่ใครที่ไหน แอปฯฟินนิกซ์ นี่เอง 🥰 ฟินนี่ตัวจริง ไม่มีหลอกลวงอยู่แล้ว ดีใจด้วยน้า ขอบคุณที่ช่วยรีวิวให้ฟินนิกซ์ ได้กำลังใจขึ้นเยอะเลย และหากจ่ายตรงเวลาและรักษาเครดิตดีไปเรื่อยๆ จะได้มีโอกาสได้วงเงินเพิ่มอีก ฟินนี่เป็นกำลังใจให้จ้า ❤️ 🙏
August 31, 2023
The app detected as maleware! I haven't use it properly yet and already detected as maleware by my anti-maleware application. Connected to my scb too. Not cool and feel not safe! Edit: I redownload it again and still the show as maleware app in anti-maleware application. I don't feel safe to use it.
8 people found this review helpful
MONIX Co., Ltd.
August 31, 2023
Short ver.3 – อยากลบข้อมูล​ แอปฟินนิกซ์ให้บริการโดยบริษัท มันนิกซ์ จำกัด เป็นบริษัทในเครือของธนาคารไทยพาณิชย์ และอยู่ภายใต้การกำกับของธนาคารแห่งประเทศไทย โดยดูแลรักษาข้อมูลตามกฎหมายคุ้มครองข้อมูลส่วนบุคคลที่เกี่ยวข้องอย่างเคร่งครัด ส่วนนี้ไม่ต้องกังวลเลยน้า มีคำถามเพิ่มเติมสามารถติดต่อศูนย์บริการลูกค้า 02-113-1113​
Kitsana Sookpuang
July 31, 2022
the real fast cash, you will get the money into your bank account once you completed the registration. I'm not sure how they calculate an amount of the loan but for me I'm fine with the amount.
8 people found this review helpful
MONIX Co., Ltd.
July 31, 2022
ระดับฟินนี่โอนไวอยู่แล้ว ขอขอบคุณที่สำหรับการรีวิว มาก มาก มาก มาก จ้า ขอให้รวยสุข รวยทรัพย์ ทำมาค้าขึ้น แล้วอย่าลืมจ่ายค่างวดตรงเวลาเพื่อรักษาเครดิตให้ดีๆ 😘 และหากจ่ายตรงเวลาและรักษาเครดิตดีไปเรื่อยๆ จะได้มีโอกาสได้วงเงินเพิ่มอีก ฟินนี่เป็นกำลังใจให้น้า❤️

What's new

Finnix has developed and improved the performance and security of the system. Thank you for using Finnix! Finnix will continually improve our services for your best experience. You can always find new features from us just by turning on automatic updates. Let's update!