Nearside Business Checking

177 reviews
Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Nearside Business Checking helps small business owners save money on fees, get automatic cash back rewards on debit card purchases, and save thousands on discounted business software & services through Nearside Perks.

At Nearside, we believe that starting a business should be easier. Our mission is to provide accessible, transparent, and fair financial and lending products to help people start and grow their businesses.

With Nearside Business Checking, say goodbye to unfair fees. Enjoy no NSF fees, no minimum balance requirements, and get unlimited fee-free ATM withdrawals from our global network of 55,000 ATMs.

Your bank account should do more than just hold deposits. Get up to 5% cash back automatically when you use your Nearside Debit Mastercard at participating gas stations, restaurants, hotels, car rentals, and more! You'll also get no-cost access to Mastercard's Enhanced Debit Benefits with extended warranty coverage on your electronic purchases, access to Mastercard's Global Airport Concierge, Car Rental Insurance (with physical damage and theft coverage nationwide), and other premium services.

Do you have a newly-formed business? Save yourself valuable time and run your business more efficiently. Send money easily through ACH or send checks right through your Nearside Dashboard.

Get started today! Our application is quick and easy. Applying only takes a few minutes!

With Nearside Business Checking, you'll get:

✓ Fair pricing with no minimum balance fees and no NSF fees
✓ FDIC-insured deposit accounts
✓ Unlimited fee-free ATM withdrawals from our global network of over 55,000 ATMs
✓ Up to 5% cash back at restaurants, gas stations, and more!
✓ Mastercard Enhanced Debit card benefits like extended warranties and car rental coverage.
✓ Discounts on business tools and services
✓ Nearside Debit virtual card and Android Pay for secure online and in-person purchases
✓ Easy ways to send money, either by ACH or by check through your Nearside Dashboard

Learn More
Visit to learn more about Nearside Business Checking.

Check out the Nearside blog at and get curated content for growing your business!

Have questions? We have answers!
Visit Our support team is available from 6am PST to 5pm PST Monday through Friday.

Banking services are provided by LendingClub Bank, National Association, Member FDIC. The Nearside Business Corporation Mastercard Debit Card is issued by LendingClub Bank, National Association, Member FDIC.
Updated on
Jun 24, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 2 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted
177 reviews
Shonquilnet Street
June 21, 2022
How long will this transition take?? My account has been temporarily suspended until transition is complete because I didn't respond to an email back in April (which I didn't see until it was to late)🤦.
Did you find this helpful?
Matthew Fuerst
February 18, 2022
Was accepted for one business I run and rejected for another, because of an error in the application. Spoke to customer service, and they said that once rejected for any reason (even an error), it can't be amended or resubmitted. I'll likely cancel our card for the second business as well.
5 people found this review helpful
Did you find this helpful?
Omagbemi justice
April 1, 2022
This is a really good app with a bright future but you seriously need to upgrade by adding alot of other helpful options, like biometric, edit address, edit phone number, edit email, notification, credit and debit alert etc.
4 people found this review helpful
Did you find this helpful?
Nearside Business Corp.
April 4, 2022
Thank you for your review. Keep an eye out for up-and-coming features!

What's new

To our beta testers: thank you! ❤️
In this release:
✨ Various slight UI changes
✨ Various feature optimization