PayZapp UPI Wallet, Pixel Card

4.5
1.18M reviews
10M+
Downloads
Content rating
Everyone
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About this app

PayZapp: Pixel Credit Card | UPI Scan QR| UPI Send money to any contacts | Recharge and Bill payments | Link Cards & Swipe to Pay | Wallet to account transfer | Shop | PayZapp CashPoints and Rewards
PayZapp gives you the choice to pay via UPI, Debit/Credit Cards and PayZapp Prepaid Wallet. Scan any QR or Swipe to Pay. You can send money, apply for a virtual Credit Card, make recharges and bill payments, book flights and hotels, buy 200+ brand vouchers for online/offline shopping and earn assured CashBack.
What’s New With PayZapp?
1. PIXEL CREDIT CARDS
•Introducing Pixel Credit Cards, a born digital Credit Card that empowers your choices. Supercharge your spending with features that help you save as you spend.
•Personalized Rewards – Upto 5% cashback on your choice of merchants
•Dedicated App – Apply, track, manage and control all your card settings, features, rewards, statements and re-payments all within your PayZapp
•Card Design and Billing Cycle – Cool card designs, and choice of statement date that you can choose from
•Instant Digital Card – Don’t wait for physical card plastic delivery, start spending instantly with your digital card
•Pay in Parts – Convert your big spends into flexible low cost EMIs and pay worry-free
•Tap & Pay– Now just Tap & Pay with your mobile for offline payments with PayZapp
•Swipe to Pay – No more waiting for OTPs for online transactions just Swipe to Pay
•In-App Help Centre – Simply raise service tickets on PayZapp and relax, we will resolve your queries
•Interest-free credit – Interest-free credit for up to 50 days from the date of purchase
•Exclusive dining offers –Up to 20% discount at restaurants on Swiggy Dineout
Welcome to the world of Pixel!
2. UPI
•Create PayZapp UPI handle linked to any bank account
•Scan QR and make instant UPI payments at online and offline stores
•Transfer money to any phone number, contacts, UPI ID and account number + IFSC
•Receive money from any mobile number, contacts or UPI ID
•Check account balance for all linked banks
3. CARDS
•Link any bank’s Debit/Credit Cards
•Your HDFC Bank Cards are auto-fetched and auto-linked while onboarding
•In-app card setting management for all HDFC Bank Debit/Credit Cards
•Apply, track and manage the Pixel Credit Card, a completely digital Credit Card, via PayZapp
4. WALLET
•Create PayZapp Prepaid wallet on completing KYC
•Load money via UPI or Debit/Credit Cards
•Use PayZapp wallet for all in-app payments and online merchant shopping
•Transfer money from wallet to account
5. SWIPE TO PAY
•Pay with a single swipe, No OTP required; its 100% secure
•Available on HDFC Bank Debit/Credit Card and PayZapp Prepaid Wallet
6. BILLS & RECHARGES
•Recharge mobile (prepaid/postpaid), DTH, FASTag, etc
•Pay electricity bill, water bill, Credit Card bill and more
•Get monthly payment reminders
7. PASSBOOK
•Track all your payments
•Manage your budgets with spend analysis and payment insights
•Track refunds for your cancelled/failed transactions
8. SHOP
•Multiple Shopping categories and Travel partners (flight, hotel, bus, train bookings)
•Access 200+ Brand Vouchers
•Redeem Reward Points (RPs) for Flight and Hotel Bookings
9. OFFERS
•Assured CashPoints
•Offers across UPI, Recharge, Bill pay, Shop categories and Partner Merchants
•Exclusive rewards on HDFC Bank Credit/Debit Cards spends on PayZapp Shop
10. SECURITY
•Protection from unauthorized access with phone’s default login PIN/biometric
•Advanced security feature to protect your App against fraud via screen sharing applications
•Device binding checks to ensure login only via a trusted device
Download the all-new PayZapp now and choose the Way You Pay!
Facing issues on PayZapp?
Help Center feature ensures quicker and better resolutions:
•Tap (?) to register a query
•Select the query type and raise a ticket
•Resolve issues on PAN registration, account setup, SMS verification, identity verification, payment-related issues, etc. with a single click
Developer details: hdfc.plutus@hdfcbank.com
Updated on
Oct 29, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
1.17M reviews
Tejash Reddy
May 16, 2025
over the app works well but when the time comes towards cc payment dates the app crashes every single time and does not allow to do payments I mean what's the point of it happens once then it's totally fine but I see the every month which raise the eyebrows may be they are trying to delay the payments so they get more interest on the delayed payments
687 people found this review helpful
HDFC Bank Limited
May 16, 2025
Hi Tejash, to resolve your concern, open the PayZapp app and navigate to the Help Center by tapping the menu icon in the top-left corner. Select your issue category, and raise a ticket, mentioning the reference ID PZ16052591374. Our team will assist you promptly!
Chandan Senapati
October 30, 2025
probably the worst app, I tried to make a payment from it , after transferring 5k ,it denied from making the online payment ,and in the site they mention international payments are allowed ,it's false. and second when I tried to withdraw back my amount into my original account ,it doesn't allow it , and the customer care all it does say is they will look into it. ,How bad of a banking experience can you give, please don't use this app , you'll end up struggling with your payments
56 people found this review helpful
HDFC Bank Limited
October 30, 2025
Hi Chandan, this is not the experience we want you to have. Can you tell us more about the issue you are facing? Please open the PayZapp app and follow: Menu > Help Center > Raise a Ticket, mentioning the reference ID PZ30102526239. Our team will get back to you shortly!
Manoj Sharma
November 4, 2025
This app is designed only for people who have HDFC bank account not for credit card holders. A credit card holder doesn't even get option to pay credit card bills using his other bank saving accounts. It just doesn't provide an option. Compared to ICICI or Axis bank's app, this application is rubbish. Instead of checking the issue HDFV development team expect users to log on to another portal for them to know the issue, that too when the reviews are full of negative feedbacks for same issue.
19 people found this review helpful
HDFC Bank Limited
November 3, 2025
Dear customer, this is not the experience we want you to have. Can you tell us more? Kindly raise a ticket by visiting the link https://hdfcbk.io/HDFCBK/K/DUvfEXHSZsR and include your reference ID PZ03112530274. Our team will get back to you shortly!