PayZapp UPI Wallet, Pixel Card

4.4
12.3L reviews
1Cr+
Downloads
Content rating
Everyone
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About this app

PayZapp: Pixel Credit Card | UPI Scan QR| UPI Send money to any contacts | Recharge and Bill payments | Link Cards & Swipe to Pay | Wallet to account transfer | Shop | PayZapp CashPoints and Rewards
PayZapp gives you the choice to pay via UPI, Debit/Credit Cards and PayZapp Prepaid Wallet. Scan any QR or Swipe to Pay. You can send money, apply for a virtual Credit Card, make recharges and bill payments, book flights and hotels, buy 200+ brand vouchers for online/offline shopping and earn assured CashBack.
What’s New With PayZapp?
1. PIXEL CREDIT CARDS
•Introducing Pixel Credit Cards, a born digital Credit Card that empowers your choices. Supercharge your spending with features that help you save as you spend.
•Personalized Rewards – Upto 5% cashback on your choice of merchants
•Dedicated App – Apply, track, manage and control all your card settings, features, rewards, statements and re-payments all within your PayZapp
•Card Design and Billing Cycle – Cool card designs, and choice of statement date that you can choose from
•Instant Digital Card – Don’t wait for physical card plastic delivery, start spending instantly with your digital card
•Pay in Parts – Convert your big spends into flexible low cost EMIs and pay worry-free
•Tap & Pay– Now just Tap & Pay with your mobile for offline payments with PayZapp
•Swipe to Pay – No more waiting for OTPs for online transactions just Swipe to Pay
•In-App Help Centre – Simply raise service tickets on PayZapp and relax, we will resolve your queries
•Interest-free credit – Interest-free credit for up to 50 days from the date of purchase
•Exclusive dining offers –Up to 20% discount at restaurants on Swiggy Dineout
Welcome to the world of Pixel!
2. UPI
•Create PayZapp UPI handle linked to any bank account
•Scan QR and make instant UPI payments at online and offline stores
•Transfer money to any phone number, contacts, UPI ID and account number + IFSC
•Receive money from any mobile number, contacts or UPI ID
•Check account balance for all linked banks
3. CARDS
•Link any bank’s Debit/Credit Cards
•Your HDFC Bank Cards are auto-fetched and auto-linked while onboarding
•In-app card setting management for all HDFC Bank Debit/Credit Cards
•Apply, track and manage the Pixel Credit Card, a completely digital Credit Card, via PayZapp
4. WALLET
•Create PayZapp Prepaid wallet on completing KYC
•Load money via UPI or Debit/Credit Cards
•Use PayZapp wallet for all in-app payments and online merchant shopping
•Transfer money from wallet to account
5. SWIPE TO PAY
•Pay with a single swipe, No OTP required; its 100% secure
•Available on HDFC Bank Debit/Credit Card and PayZapp Prepaid Wallet
6. BILLS & RECHARGES
•Recharge mobile (prepaid/postpaid), DTH, FASTag, etc
•Pay electricity bill, water bill, Credit Card bill and more
•Get monthly payment reminders
7. PASSBOOK
•Track all your payments
•Manage your budgets with spend analysis and payment insights
•Track refunds for your cancelled/failed transactions
8. SHOP
•Multiple Shopping categories and Travel partners (flight, hotel, bus, train bookings)
•Access 200+ Brand Vouchers
•Redeem Reward Points (RPs) for Flight and Hotel Bookings
9. OFFERS
•Assured CashPoints
•Offers across UPI, Recharge, Bill pay, Shop categories and Partner Merchants
•Exclusive rewards on HDFC Bank Credit/Debit Cards spends on PayZapp Shop
10. SECURITY
•Protection from unauthorized access with phone’s default login PIN/biometric
•Advanced security feature to protect your App against fraud via screen sharing applications
•Device binding checks to ensure login only via a trusted device
Download the all-new PayZapp now and choose the Way You Pay!
Facing issues on PayZapp?
Help Center feature ensures quicker and better resolutions:
•Tap (?) to register a query
•Select the query type and raise a ticket
•Resolve issues on PAN registration, account setup, SMS verification, identity verification, payment-related issues, etc. with a single click
Developer details: hdfc.plutus@hdfcbank.com
Updated on
29 Jan 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
12.3L reviews
Umang Arora
5 February 2026
The app is very slow, takes time to open compared to other apps in the segment. -this thing seems to have been resolved. However there are a few missing things that can be added. 1. There is no option to open the Chat page for a payee. 2. There is no option to "pay again" in the transaction history.
20 people found this review helpful
HDFC Bank Limited
4 December 2025
Hi Umang, this is not the experience we want you to have. Can you tell us more about the issue you are facing? Please open the PayZapp app and follow: Menu > Help Center > Raise a Ticket, mentioning the reference ID PZ04122539495. Our team will get back to you shortly!
Jay
1 February 2026
I have been using this app and have found it very convenient. However, suddenly the payments are not getting processed and when I tried to reinstall the app, it says that this app is not compatible with my Pixel 10 device! Update (01-Feb-2026): Tried submitting a ticket using the link mentioned in the response. However, the ticket could not be submitted due to "Something went wrong" error. Meanwhile my payment needs are getting addressed by other apps. Not too keen on PayZapp.
31 people found this review helpful
HDFC Bank Limited
17 January 2026
Hi Jay, we aim to deliver the best experience at all times. Please let us know what went wrong, for us to assist you better. Please visit https://cs.payzapp.hdfcbank.com/plutus/helpcenter/ to submit the complete concern. Kindly mention reference number PZ17012661023 for us to promptly respond to you via e-mail.
Praveen Reddy
31 January 2026
Title: App not working – technical error Review: I’m facing a constant issue while using this app. Whenever I try to open a page, it shows “Something went wrong! Sorry, we could not load the page due to a technical error.” This happens repeatedly and the app becomes unusable. I’ve attached a screenshot for reference. Please fix this issue as soon as possible. Hoping for a stable update.
38 people found this review helpful
HDFC Bank Limited
31 January 2026
Hi, we sincerely apologise for the issue you're facing. Our team is working on resolving it as soon as possible.

App support

About the developer
HDFC BANK LIMITED
hdfc.plutus@hdfcbank.com
HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai, Maharashtra 400013 India
+91 70266 70364

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