PayZapp UPI Wallet, Pixel Card

4.5
12.6L reviews
1Cr+
Downloads
Content rating
Everyone
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About this app

PayZapp: Pixel Credit Card | UPI Scan QR| UPI Send money to any contacts | Recharge and Bill payments | Link Cards & Swipe to Pay | Wallet to account transfer | Shop | PayZapp CashPoints and Rewards
PayZapp gives you the choice to pay via UPI, Debit/Credit Cards and PayZapp Prepaid Wallet. Scan any QR or Swipe to Pay. You can send money, apply for a virtual Credit Card, make recharges and bill payments, book flights and hotels, buy 200+ brand vouchers for online/offline shopping and earn assured CashBack.
What’s New With PayZapp?
1. PIXEL CREDIT CARDS
•Introducing Pixel Credit Cards, a born digital Credit Card that empowers your choices. Supercharge your spending with features that help you save as you spend.
•Personalized Rewards – Upto 5% cashback on your choice of merchants
•Dedicated App – Apply, track, manage and control all your card settings, features, rewards, statements and re-payments all within your PayZapp
•Card Design and Billing Cycle – Cool card designs, and choice of statement date that you can choose from
•Instant Digital Card – Don’t wait for physical card plastic delivery, start spending instantly with your digital card
•Pay in Parts – Convert your big spends into flexible low cost EMIs and pay worry-free
•Tap & Pay– Now just Tap & Pay with your mobile for offline payments with PayZapp
•Swipe to Pay – No more waiting for OTPs for online transactions just Swipe to Pay
•In-App Help Centre – Simply raise service tickets on PayZapp and relax, we will resolve your queries
•Interest-free credit – Interest-free credit for up to 50 days from the date of purchase
•Exclusive dining offers –Up to 20% discount at restaurants on Swiggy Dineout
Welcome to the world of Pixel!
2. UPI
•Create PayZapp UPI handle linked to any bank account
•Scan QR and make instant UPI payments at online and offline stores
•Transfer money to any phone number, contacts, UPI ID and account number + IFSC
•Receive money from any mobile number, contacts or UPI ID
•Check account balance for all linked banks
3. CARDS
•Link any bank’s Debit/Credit Cards
•Your HDFC Bank Cards are auto-fetched and auto-linked while onboarding
•In-app card setting management for all HDFC Bank Debit/Credit Cards
•Apply, track and manage the Pixel Credit Card, a completely digital Credit Card, via PayZapp
4. WALLET
•Create PayZapp Prepaid wallet on completing KYC
•Load money via UPI or Debit/Credit Cards
•Use PayZapp wallet for all in-app payments and online merchant shopping
•Transfer money from wallet to account
5. SWIPE TO PAY
•Pay with a single swipe, No OTP required; its 100% secure
•Available on HDFC Bank Debit/Credit Card and PayZapp Prepaid Wallet
6. BILLS & RECHARGES
•Recharge mobile (prepaid/postpaid), DTH, FASTag, etc
•Pay electricity bill, water bill, Credit Card bill and more
•Get monthly payment reminders
7. PASSBOOK
•Track all your payments
•Manage your budgets with spend analysis and payment insights
•Track refunds for your cancelled/failed transactions
8. SHOP
•Multiple Shopping categories and Travel partners (flight, hotel, bus, train bookings)
•Access 200+ Brand Vouchers
•Redeem Reward Points (RPs) for Flight and Hotel Bookings
9. OFFERS
•Assured CashPoints
•Offers across UPI, Recharge, Bill pay, Shop categories and Partner Merchants
•Exclusive rewards on HDFC Bank Credit/Debit Cards spends on PayZapp Shop
10. SECURITY
•Protection from unauthorized access with phone’s default login PIN/biometric
•Advanced security feature to protect your App against fraud via screen sharing applications
•Device binding checks to ensure login only via a trusted device
Download the all-new PayZapp now and choose the Way You Pay!
Facing issues on PayZapp?
Help Center feature ensures quicker and better resolutions:
•Tap (?) to register a query
•Select the query type and raise a ticket
•Resolve issues on PAN registration, account setup, SMS verification, identity verification, payment-related issues, etc. with a single click
Developer details: hdfc.plutus@hdfcbank.com
Updated on
11 Apr 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
12.5L reviews
PRANAY JB
26 February 2026
"I had a very disappointing experience with this bank. I was wrongly charged 2 times on my credit card, and there was no direct customer contact available. I also couldn’t raise a ticket against the transaction, as the system kept giving errors again and again. No resolution, no support—just a complete lack of assistance. I would not recommend this bank to anyone."
26 people found this review helpful
HDFC Bank Limited
26 February 2026
Dear customer, this is not the experience we want you to have. Can you tell us more? Kindly raise a ticket by visiting the link https://hdfcbk.io/HDFCBK/K/DUvfEXHSZsR and include your reference ID PZ26022639527. Our team will get back to you shortly!
Anil Armoor
13 April 2026
1 of the worst App, i reactivated the App last year may be in june or July from that time the app is not working only when i try to load wallet from credit card it's not loading only since that time, after transactions getting fails their customer care people calls & asks unwanted things, we don't answer then they block the wallet, they don't have any customer care numbers, when we raise complaint in their app they close the complaints without solving the problems.
1 person found this review helpful
HDFC Bank Limited
16 April 2026
Hi Anil, we sincerely regret this. We'll ensure this is taken up promptly. Please visit https://cs.payzapp.hdfcbank.com/plutus/helpcenter/ to submit the complete concern. Kindly mention reference number PZ16042615555 for us to promptly respond to you via email.
Manivannan Rajasekar
15 April 2026
I have been using this application for the past 5 years, but nowadays their service is very poor. I recommend not using this app for your main UPI transactions. Now, I am facing too much trouble because of their useless customer care executives. Some executives call you without any prior information and ask for your details(i thought this fraud) if you don't provide them, they block your account, and even after multiple verifications and bank visits, they won't unblock it.
HDFC Bank Limited
15 April 2026
Dear customer, this is not the experience we want you to have. Can you tell us more? Kindly raise a ticket by visiting the link https://cs.payzapp.hdfcbank.com/plutus/helpcenter/ and include your reference ID PZ15042616668. Our team will get back to you shortly!

App support

About the developer
HDFC BANK LIMITED
hdfc.plutus@hdfcbank.com
HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai, Maharashtra 400013 India
+91 70266 70364

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