Brigit: Borrow & Build Credit

Brigit

About this app

Get cash advances up to $250*, build credit, save money, and track your spending when you join over 4 million members on the financial health & budget app that works for you. Brigit helps get your finances on track with instant cash advances, smart spending tips, gig work & more. It only takes 2 minutes to sign up for access to cash advances, credit building, budget insights, and money saving tools.

Empower your financial future with Brigit. Learn how to save money and manage your budget with personal finance tools made for you. Members have saved over $435 million - $344 annually per member**. Plus, 91% of members report less financial stress with Brigit.

WHY OVER 4 MILLION PEOPLE USE BRIGIT

Instant Cash Advance - Get Up To $250* When You Need It
• Get cash now with hassle-free repayment options
• Connect your bank, monitor your balance and get real-time alerts to help avoid overdrafts
• Get unlimited cash advances with 0% max interest, no late payment fees or tips
• No mandatory minimum or maximum repayment time frame. Repay us when you get paid or when you can afford it. Set the terms in-app or reach out to [e-mail]
• Example $250 cash advance: Sent via ACH & paid back on the date you set with 0% interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the money advance. $250 total cost.

Build Credit & Save Money
• Save money & build your credit score*** easily with the Brigit personal finance app
• A 12-24 month, 0% Max APR loan is arranged for you & all funds are stored in a new deposit account
• Start building by contributing as little as $1 per month – the rest is paid from the new account
• Tally up the savings. Extra money put into the loan gets returned to you when paid off!
• No credit check or security deposit required
• Credit bureau reporting to Experian, Equifax & Transunion
• Loan terms range between 1-2 years
• Loans issued by Coastal Community Bank, Member FDIC
• Credit Builder Loan example: a $600 loan, paid back over 12 months with $50 dollar monthly payments & no interest (Max 0% APR). $0 for interest, processing, origination, late payment, transfer, or early payment fees. Total Cost: $600

Monitor Your Credit & Track Your Budget
• Connect your bank account to monitor your earnings and expenses
• Track your credit score & keep a tally on bills
• Empower yourself with full credit reports & tools to help you prosper
• Budget better with our bill forecaster & smart spending insights
• Get alerts to avoid overdraft fees
• Identity theft protection covers you up to $1 million if your identity is stolen
• Simplify personal finance with our credit tracker and monthly budget planner

Extra Money With Brigit
• Earn cash now with surveys & partner offers no matter your current financial situation
• Make money with part-time, full-time, gig & remote jobs
• Cash back, discounts, insurance savings, personal loans & more

Easy Sign Up. No Red Tape.
• Connect your bank account. Brigit works with Bank of America, Wells Fargo, TD Bank, Chase Bank & 15,000+ more
• Basic Plan: Free account alerts & financial insights
• Paid Plans: $9.99-$14.99/month with cash advances* & tools to help you build credit, budget better & save

Support 7 Days a Week at [e-mail]

DISCLOSURE
Brigit is not affiliated with loan apps, money apps, Credit Karma, Kikoff Credit Builder Loan, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, FloatMe, Empower, Cash Now App, Venmo, Self, Rocket Money or Possible Finance

(*) Not all users will qualify. Advances range from $50 - $250. Express transfer fee may apply.
(**) Analysis conducted by Brigit, assumes an average overdraft fee of $34
(***) Impact to credit score may vary, and some users’ credit scores may not improve. Results depend on many factors including whether your loan payments are on time, the status of your other, non-Brigit accounts, and financial history

Privacy Policy: https://www.hellobrigit.com/privacy

Ratings and reviews

Not wonderful. I haven't gotten a loan in over 2 months. It put my score at a 76 despite multiple deposits a month. I was able to get a loan once every 2 weeks. The score has not moved in 2 months. Update: deleted the app for a few weeks. Reinstalled. I have more income now than I did and still at a 79. I've met every requirement and nothing. Changed my rating.

I think the app is great however, I had enough money to repay the advance but the app continued to say "processing payment" I even tried to manually pay but it wouldn'tet me. Now I wanted to see if I were able to get a higher advance, nope. It states I need to make on time payments, really??? I wasn't going to actually take an advance at this time, I just was seeing if it would give a higher one. They need to fix the automatic payment option part of the app.

Just a waist of time. I have a pretty decent income now, but always pretty good cash flow. Never been able to get more of $35, avance in 2 weeks. I switched to free plan and they always manage to charge their fee ( Not matter how low is your account, and.they monitor your balance, so pretty much they don't care) Not easy to stop, cannot be done in App, no real customer service. Truist offer an advantage from my checking account and got $750 in minutes..$9.95 for $35 max advantage seems a joke.

What's new

We’ve now launched Credit Builder, allowing you to build your credit score while you save! Forget about putting money up-front or paying interest or admin fees. Members can build credit while saving. This replaces our Credit Protect & Secure service, but you still get access to your credit report and free ID theft protection with your membership.