Brigit: Borrow & Build Credit

1.11L reviews
Content rating
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About this app

Build credit, save money, and get up to $250* when you join over 4 million members on the money saving & budgeting app that works for you. Brigit can help get your finances on track with instant cash advances, personal finance tips, gig work & more. It only takes 2 minutes to sign up for access to advances, credit builder, budget insights and money saving opportunities.

Take control of your budget and build your credit with Brigit’s money management tools. Members have saved over $435 million - $344 annually per member**. Plus, 91% of members report a reduction in their financial stress with Brigit.


Instant Cash Advance - Up To $250 Instantly*
• Cash Advance: Avoid overdraft fees & get cash now with easy repayment options
• Connect your bank account and monitor your balance with real-time alerts to help avoid overdrafts
• Get money advanced with no interest, transfer fees, processing fees, late payment fees or tips
• Fast cash with flexible repayment
• Pay it back when you can. Set the terms in-app or reach out to
• Example $250 cash advance: Sent via debit card instantly & paid back on the date you set with no interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the money advance

Build Credit & Save Money
• Save money & build your credit score*** easily with the Brigit personal finance app
• A 12-24 month loan is arranged for you & all funds are stored in a new deposit account
• Set a monthly cash contribution, from as little as $1 – the rest is paid from the new account
• Extra money put into the loan gets returned to you when paid off!
• No credit check or security deposit required
• Credit bureau reporting to Experian, Equifax & Transunion

Credit Builder Loans
• Build and track your credit with Brigit’s credit builder tools
• Credit Builder Loans are 0% APR
• Loan terms range between 1 to 2 years
• Loans issued by Coastal Community Bank, Member FDIC
• Credit Builder Loan example: a $600 loan, paid back over 12 months with $50 dollar monthly payments & no interest (0% APR). $0 for processing, origination, late payment, transfer, or early payment fees

Earn Money With Brigit
• Brigit is the perfect earning app to put extra cash in your wallet
• Make quick money with surveys and partner offers
• Earn fast cash now with part-time, full-time, gig & remote jobs
• Save money on expenses: Cash back, discounts, save on insurance, personal loans & more

Credit Score Tracker & Budgeting App
• Track your credit score & monitor your daily budget
• Grow credit confidence with full credit reports & tools
• Budget & monitor your balance with our bill forecaster & spending tracker
• Understand spending and earning trends to get a better grasp on your finances
• Credit tracker and budgeting tools that make personal finance easy

Easy Sign Up. No Red Tape.
• Connect your bank account. Brigit works with Bank of America, Wells Fargo, TD Bank, Chase Bank & 15,000+ more
• Two simple plans. No hidden fees, tips or fine print
• Basic Plan: Free account alerts & financial insights
• Plus Plan: Flat $9.99/month with cash advances* & tools to help you build credit, budget better & save

Support 7 Days a Week
If you ever need us, email

Brigit is not affiliated with loan apps, money apps, Credit Karma, Kikoff Credit Builder Loan, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, FloatMe, Empower, Cash Now App, Venmo, Self, or Possible Finance

(*) Not all users will qualify; Advances range from $50 - $250

(**) Analysis conducted by Brigit, assumes an average overdraft fee of $34

(***) Impact to credit score may vary, and some users’ credit scores may not improve. Results depend on many factors including whether your loan payments are on time, the status of your other, non-Brigit accounts, and financial history

Privacy Policy:
Updated on

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, App activity and Device or other IDs
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
Data can’t be deleted
1.11L reviews
4 March 2023
This app feels scammy. I think the subscription fee is how they get around loan shark laws. A $10 fee on a $50 two week loan would be insane interest, if you called it that. Also, I just closed my account and they let me know they're going to hit me for one more subscription fee next month before allowing me to close. What other subscription do you know of that works like that?? Shady. This app is too much money and too much loss of privacy for a tiny loan. There are MUCH better options.
210 people found this review helpful
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6 March 2023
The Brigit Plus plan includes every feature we have including access to Instant Cash, Credit Builder, credit monitoring and score simulators, budgeting and financial insights, plus $1 million in Identity Theft Protection. If you have more questions, hit us up at
20 January 2023
This app might give you a cash advance, but they for sure will take your money. You have to sign up for a $9.99 subscription just for them to check if they can give you money, which they couldn't for me. Finding how to cancel that subscription is also sketchy and filled with every psychological trick they can pull to get you to waste as much time in order to frustrate you to the point where you want to give up on canceling. There are better apps for insta cash, don't waste your time or money.
624 people found this review helpful
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20 January 2023
Thanks for reaching out. If you are having trouble deactivating and deleting your account, please chat with us at so we can complete it for you today.
30 January 2023
Do not trust this app, you may chose the free version but they will make sure you're subscribed to the plus plan, on top of that they make it extremely difficult to get rid of the plus plan. Ive cancelled my membership multiple times just to check my already over drawn bank account to see they've also taken more money from me. My last advance that I had to take was BECAUSE they took the money I needed for other bills. as soon as I pay back this one I'm done with the whole thing all together.
134 people found this review helpful
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31 January 2023
Sorry you’ve had some trouble. Our Customer Care Team is available to help with this, please get in touch 24/7 here

What's new

We’ve now launched Credit Builder, allowing you to build your credit score while you save! Forget about putting money up-front or paying interest or admin fees. Members can build credit while saving. This replaces our Credit Protect & Secure service, but you still get access to your credit report and free ID theft protection with your membership.