Instant Personal Loan App Online - SimplyCash

Loan Amount: ₹50,000 - ₹150,000
Tenure (Repayment period): Min. 6 months – max. 24 months
Interest Rate (APR) Maximum rate of interest 25% per year
Processing Fee: 2.5% of loan amount + taxes as applicable

SimplyCash, powered by Hero FinCorp, is an online personal loan app that will help you with an instant personal loan in just a few clicks. Get an instant Cash up to ₹1.5 Lac disbursed directly into your bank account with our super affordable personal loan interest rates.

You just have to:
• Install the SimplyCash instant loan app from Google Play Store
• Login, enter a few details
• Get real-time credit assessment done and
• Get instant approval during business hours

Types of Loan
• Education Loan
• Instant Cash Loan
• Used Car Loan
• Emergency or Urgent Loan
• Marriage Loan
• Mobile Loan
• Travel Loan

Key Features
• App-based lending
• Easy sign-up, login & application process
• Hassle-free & Quick disbursal in few hours
• Get funds directly to your bank account
• No physical documentation required
• Customise your loan amount & EMI
• Collateral free or unsecured loan
• Get personal loans up to INR 1.5 Lac

How SimplyCash differs from other Personal Loan Applications?
• Powered by one of the fastest-growing financial services company – Hero FinCorp
• Part of one of the most trusted business houses of the country – Hero MotoCorp Group
• Instant anytime personal loans
• The Completely digitized loan process
• Real-time approval of your loan application
• Quick response to customer queries
• KYC process takes a few seconds to complete

Benefits & Risks
Financial crisis and emergencies are unpredictable. Ensure you keep a loan app handy for online application of instant loans. Get an instant loan up to ₹1.5 Lac (depending on your credit score) disbursed into your bank account.

Documents required for an instant personal loan:
No physical document required!

How does it work?
The entire personal loan application through SimplyCash is app-based. From signing up to loan disbursement, everything in just a few steps.
Step 1 – Install the app from ‘Play Store’
Step 2 – Choose a loan amount (up to INR 1.5 Lac) & preferred EMI
Step 3 – Enter your basic details such as Name, Income, Purpose of loan & PAN Card number
Step 4 – Complete your KYC process
Step 5 – Input your Bank Account details
Step 6 – Real-time approval of the loan
Step 7 – Digitally sign eMandate and Loan agreement
Step 8 – Amount credited to your account

Representative Example
For instance, you borrowed a personal loan of ₹100,000 for 12 months at the interest rate of 20% per annum you would pay:
Total payable interest - ₹11,161
Total payable amount - (Loan + Total Payable Interest + Process fee) = ₹113, 661 (excluding GST)
EMI - ₹9,263 (excluding process fee + GST)

SimplyCash enables you to:
• Buy a new gadget you have been dreaming for a long time
• Unwind at an exotic location with your family or friends
• Manage your wedding expenses
• Get new furniture for your home
• Meet any other emergency expenses
Who can apply?
• Salaried employees with or without any credit history
• Self-employed with a credit history

Data Privacy & Security
Your privacy is our top-most priority. We have taken best in class security measures to ensure your data is secured during transfer or at rest. The data is transferred from the SimplyCash loan app to our servers over a secure HTTPS connection through SSL encryption. We have implemented multiple layers of security including, but not limited to, firewall, security groups and token authentication to control access of the APIs.
To make an informed decision on your loan application, we may share some of your data with registered 3rd party services. However, we will share this information only with your prior consent. To know more about our privacy policy, click

Contact us
We are happy to assist you and address all your queries. Drop-in your queries at
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Additional Information

February 12, 2021
Current Version
Requires Android
5.0 and up
Content Rating
Offered By
Hero FinCorp Ltd
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