SimplyCash (Currently for Bengaluru & Chennai)

Please note that currently this app is only available for Bengaluru and Chennai residents. But stay tuned, we will soon launch the app for all!
Facing a cash crunch situation & in need of instant personal loan? Don’t worry as Simply Cash simplifies the situation for you.
Simply Cash, powered by Hero FinCorp, is a completely digitized personal loan app that will help you meet all your instant personal finance requirements in just a few clicks. Get instant personal loan disbursed directly to your bank account with our super affordable personal loan interest rates
This app enables you to complete the entire loan application without any physical documentation.
You just have to:
 Install the Simply Cash app from Google Play Store,
 Login, enter a few details
 Get real-time credit assessment done and
 Get instant approval during business hours.
Key features
• App based lending
• Easy sign up, login & application process
• Hassle-free & Quick disbursal in few hours
• Get funds directly to your bank account
• No physical documentation required
• Customise your loan amount & EMI
• Collateral free or unsecured loan
• Get personal loans up to 1,00,000

How Simply Cash differs from other Personal Loan Applications?
• Powered by one of the fastest growing financial services company – Hero FinCorp
• Part of one of the most trusted business house of the country – Hero MotoCorp group
• Instant anytime personal loans
• Completely digitized loan process
• Real time approval of your loan application
• Quick response to customer queries
• Any eligible salaried individual can avail the loan
• KYC process take few seconds to complete
Documents required for an instant personal loan:
No physical document required!

How does it work?
The entire personal loan application through Simply Cash is completely app based. From signing up to loan disbursement everything is just a few steps away.
Step 1 – Install the app from ‘Play Store’
Step 2 – Choose a loan amount (up to 1,00,000) & preferred EMI
Step 3 – Enter your basic details such as Name, Income, Purpose of loan & PAN Card number
Step 4 – Complete your KYC process
Step 5 – Input your Bank Account details
Step 6 – Real-time approval of loan
Step 7 – Digitally sign eMandate and Loan agreement
Step 8 – Amount credited to your account

Simply Cash enables you to:
• Buy a new gadget you have been dreaming for a long time
• Unwind at an exotic location with your family or friends
• Manage your marriage expenses
• Get new furniture for your home
• Meet any other emergency expenses


Finance Amount: Min: Rs. 50,000; Max: Rs. 1,00,000
Tenure: 6 to 24 months
Interest Rate: 20% per year
Processing Fee: 2.5% of loan amount + taxes as applicable

For ₹1,00,000/- borrowed, at interest rate of 20% p.a. for 12 months (interest rate on reducing balance method), you would pay:

Processing fee (including tax) = 2,950

Interest = 11,168

Total amount repaid after a year = 1,11,168

Data privacy & security
Your privacy is our top-most priority. We have taken best in class security measures to ensure your data is secured during transfer or at rest. The data is transferred from SimplyCash app to our servers over a secure HTTPS connection through SSL encryption. We have implemented multiple layers of security including, but not limited to, firewall, security groups and token authentication to control access of the APIs.
To make an informed decision on your loan application, we may share some of your data with registered 3rd party services. However, this information will only be shared with your prior consent. To know more about our privacy policy, click

Contact us
We are happy to assist you and address all your queries. Drop in your queries at

So, take that long awaited vacation or the gadget you have been planning to buy by simply downloading ‘Simply Cash’

Happy Downloading!
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Additional Information

February 18, 2020
Current Version
Requires Android
5.0 and up
Content Rating
Offered By
Hero FinCorp Ltd
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