MoneyX

HEXTAR TECHNOLOGIES SOLUTIONS

About this app

Take Control of Your Financial Future with MoneyX

Our AI-powered app makes managing your money easier and more intuitive than ever before. Track your expenses in real time, optimize your savings automatically, and get personalized insights to help you reach your financial goals faster. No more spreadsheets or financial surprises—just smarter decisions at your fingertips.

Everything You Need, All in One App
No more switching between platforms! From investments and insurance to opening savings accounts, applying for loans or credit cards, searching for vehicles and property, getting valuations, and purchasing them, managing your credit profile, accessing legal services, and reloading your mobile—now you can do it all with just a few taps. Enjoy the convenience of having everything you need, all in one place.


Compare & Apply for Personal Loans from Licensed Banks & Financial Institutions

MoneyX is Malaysia's trusted personal loan comparison platform, connecting you with licensed banks and financial institutions to find the best loan deals that suit your needs.

LOAN FEATURES
Loan Amount: RM5,000 - RM300,000
Loan Tenure: 12 - 84 months
Interest Rates: From 4.99% to 16.68% p.a. (flat rate)
Processing: Fast approval & disbursement
Repayment: Fixed monthly installments

APP HIGHLIGHTS
- Easy Comparison - View and compare loan offers from multiple banks
- Quick Application - Apply for loans directly through the app
- Personalized Recommendations - Get loan packages suited to your profile
- Secure Platform - Licensed and regulated financial services
- Transparent Pricing - No hidden fees, clear terms & conditions

LOAN PACKAGES AVAILABLE
Alliance Bank CashVantage Personal Financing-i (Shariah)
- Fast activation, approval, and disbursement process of Islamic personal financing up to RM200,000
- Installment periods from 12 to 84 months
- Competitive profit rate from 4.99% per annum (flat rate)
- Maximum Annual Percentage Rate = 16.68%

EXAMPLE CALCULATION
- Financing Amount = RM50,000
- Stamping Fee = 0.5% * RM50,000 = RM250
- Financing Disbursed = RM50,000 - RM250 = RM49,750
- Financing Tenure = 24 months
- Profit Amount = 24/12 * 5.99% * RM50,000 = RM5,990
- Total Repayment Amount = RM50,000 + RM5,990 = RM55,990
- Monthly Installment Amount = RM55,990/24 = RM2,332.92

Key Features:
- Shariah Compliant: YES
- Approval Within: 1 day
- Late Penalty Fee: 1%
- Minimum Age: 21 years
- Maximum Age: 60 years
- Minimum Annual Income: RM36,000
- Available for: Malaysians only

LOAN TERMS & CONDITIONS
Interest Calculation: Flat rate basis
Additional Fees: 0.5% stamp duty only
Late Payment: 1% penalty fee
Disbursement: Direct bank transfer

APR Rates:
- 12 months: 4.99% p.a.
- 24 months: 5.99% p.a.
- 36-48 months: 9.99% p.a.
- 60-84 months: 11.18% - 16.68% p.a.


CUSTOMER SUPPORT
Hotline: [phone]
Website: https://moneyx.com.my/
Business Hours: Monday to Friday, 9:00 AM - 6:00 PM


COMPANY INFORMATION
Hextech Vision Sdn Bhd
Level 11, Menara Teras, No.8, Jalan Damansara
Empire City, PJU 8, Damansara Perdana
47820 Petaling Jaya, Selangor


IMPORTANT NOTES
All loans subject to bank approval
Terms and conditions apply
Interest rates may vary based on creditworthiness
Please read our Privacy Policy before applying
Licensed money lenders comply with Ministry of Local Government Development (KPKT) regulations
MoneyX | Your Path Towards Financial Freedom
Simplify your finances with MoneyX. Our AI-powered platform elevates your financial literacy and makes managing your finances easy. Track spending, optimise savings, and obtain insights for smarter...

What’s new

We're always squashing bugs and making improvements to MoneyX, so be sure to keep your updates turned on! Try the new interface for a smoother experience, with redesigned screens that make navigation easier.