BankMobile Vibe

BM Technologies, Inc.

About this app

Smart, digital banking on the move with the BankMobile Vibe app.

Download the app today and:

• NEW! Cash back Offers! Earn cash back¹ on purchases from merchants at over 40,000 online locations and over 12,000 local locations
• Quickly link external accounts with Plaid
• Get paid up to 2 days early with direct deposit²
• Send and receive money with other vibe customers instantly with no fee via Vibe 2 Friend
• Quickly lock your debit card if you misplace it
• Add your card to Google Wallet™ or Samsung Wallet
• Stay in the know on your account activity with alerts
• Check your balance, view recent transactions, and transfer money to and from external accounts
• Make your money work for you by taking advantage of our interest-bearing accounts
• Deposit your checks in a flash with mobile check deposit
• Locate the nearest fee-free Allpoint® ATM³ to withdraw cash
• Set up one-time or recurring payments to pay your bills

1 See Cash Back Terms and Conditions for further details. Merchants listed in the Offers sections are in no way affiliated with BM Technologies, Inc., nor are they considered sponsors or co-sponsors of the program. All trademarks are the property of their respective owners. Earned cash back will be credited to your BankMobile checking account within ninety (90) calendar days from the time the qualifying transaction has been posted to your BankMobile checking account.

2 Funds from payroll-related direct deposits may be made available up to two days early. Early access to payroll deposits applies to the direct deposit of funds from your employer. Employer direct deposits vary and, as a result, it is not possible to guarantee early access to your pay. Factors that will affect this include the sender’s deposit description used and the timing of their submission of deposit. In order to provide this service, we generally post such details on the same business day we receive the notice that the deposit is scheduled, which may be up to two (2) business days earlier than the payer’s scheduled payment date. In general, benefit checks (direct deposit or otherwise) from the federal or state government will not be eligible to early access based on the parameters we use. As an example, benefits that generally would not receive early access include but are not limited to unemployment, retirement, pension, civil service, railroad retirement and veteran’s payments.

3 Allpoint® ATM location, availability, and hours of operations may vary by merchant and is subject to change.

© 2025 BMTX, Inc., a wholly owned subsidiary of BM technologies, Inc. All rights reserved. Digital banking platform powered by BMTX, Inc. BankMobile banking products and banking services are provided by First Carolina Bank, Member FDIC and Equal Housing Lender. The BankMobile Debit Mastercard® card is issued by First Carolina Bank pursuant to license from Mastercard International Incorporated. The card is administered by First Carolina Bank. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. All other names and logos are owned by their respective owners.

Ratings and reviews

This is presented as the quickest way to receive refunds for college students, but there is a cost to getting the money fast. There are way too many restrictions placed on how I can use my funds and how much of them I can use. I used to be able to add money to my cash app easily, but now I can't even link my card. The mobile version of the app doesn't allow you to wire the money out either, I have to do it from my laptop. Overall, they make it hard to spend / do anything with your own money.

A reliable online bank 90% of the time which leaves room for improvement. All of a sudden now, you open the app and you can't log in. It just freezes on its stupid intro page. I've tried everything including, uninstalling and reinstalling it, nothing works. So, I have to go online and use Google Chrome to be able to log in to my account. At this point in time, the app is useless and that begs the question, why? This app and bank have been around for more than 10 years. The bugs should be fixed!

Horrible customer service. Called the resolution department, and I waited over 3 hours before talking to someone. Would not recommend!!! No one can seem to help me. All I'm trying to do is get my account unrestricted so that i can use my card again, and they're making doing that a nightmare. Update 4/14/25: Now when i log in to my account it says i don't have a account or dedit card, what happened to my refund. This is very frustrating Update: All issues have been resolved

What’s new

New!
• Cash Back Offers: Earn cash back on debit card purchases at over 40,000 online merchants and more than 12,000 local locations.
• Expanded Financial Institution Linking: Link to more financial institutions quickly and seamlessly with Plaid integration.