HiMoney-Online Loan App

Kaliadev

About this app

With HiMoney, you can get a loan without leaving your home and recieve your money in Minutes!

Why Choosing Us
-Simple steps.
-No collateral required.
-Our customer service is always available to respond to your needs and questions.

About the loans:
-We provide online loans without credit checks.
-Credit amount from $10 to $1,000.
-loan interest rate is maximum 0.22% per day.
-service fee: 10%-15% (one-time deducted)
-The additional amount you need to repay is up to 25% of the principal amount.
-Term of 91-180 days to repay your loan.
-APR: 138-163% (APR randomly adjusting depends on customer risk behavior).
Example of our product: For a cash loan credit of $100 with a term of 91 days, interest rate of 0.22% per day and sum of service fee is 10% of loan amount (Including payment channel service fee, collection fee, etc.):
-Interest: $100*0.22%*91 = $20
-Service Fee: $100*10% = $10
-Received amount: $90 = $100 - $10
-Total Repayment amount will be: $110 = $90+$20

Application Steps
-Please register with your phone number with mobile account.
-If your number is from EcoCash you need to have an InnBucks account.
-After registration you will need to fill in some information.
-Wait for our approval.
-Receive our loan and pay back in time.

Requirements
-Zimbabwe citizen.
-Aged 18 and over.
-Have a mobile money account for Innbucks.

Note: Always read Privacy Policy before proceeding with any transaction!!
https://h5.himoneyapp.com/himoney-privacy-agreement
Privacy and permissions:
We prioritize the protection of our clients' information with the highest level of care. Any data we collect from you is used exclusively to verify your identity and develop your credit profile. This data may include partial SMS messages based on financial keywords, coarse location details, and other relevant information. We are committed to obtaining your explicit consent before collecting or uploading any data. Moreover, we guarantee that your personal information will not be shared without your prior authorization, nor will it ever be sold to third parties. (Privacy Policy: https://h5.himoneyapp.com/himoney-privacy-agreement)

Contact Us
If you have any problem of using HiMoney please contact our customer service for help anytime.
Email: [e-mail]
Company address: 5392-3JQ Robert Mugabe Road, Harare, Zimbabwe

Ratings and reviews

Easy to use and no collateral required but it's frustrating how the reps hound you a day before your due date and if you so much as delay paying on your due date then they will call you nonstop making it seem like you did not wabt to pay😕. Also, l recently applied for a loan of $23 but l got $20 instead and l was expected to pay back $26 after 15 days 😢.

Everything is good except for the debt collectors, they'll choke your throat if you haven't paid back the loan until 2 days before your due date. Otherwise it's helpful in the emergency period. I will give 5 stars for the Himoney application everything there is very easy to operate.

so complicated to use. there is no option to modify, edit or update your personal information incase you want to change something like your employment status or current salary. the app is just limited to single entry trial and you'll use the same biased details everytime you want to acquire a loan. and that means if you're found to noy be eligible for once thenYou're ineligible forever. so devastating!!

What's new

Coupon Feature Now Available
We've launched the new coupon feature! Feel free to try it out!