HiMoney-Online Loan App

4.5
17.7k reviews
Content rating
Rated for 3+
500k+
Downloads
Content rating
Rated for 3+
Learn more
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About this app

With HiMoney, you can get a loan without leaving your home and recieve your money in Minutes!

Why Choosing Us
-Simple steps.
-No collateral required.
-Our customer service is always available to respond to your needs and questions.

About the loans:
-We provide online loans without credit checks.
-Credit amount from $10 to $1,000.
-loan interest rate is maximum 0.22% per day.
-service fee: 10%-15% (one-time deducted)
-The additional amount you need to repay is up to 25% of the principal amount.
-Term of 91-180 days to repay your loan.
-APR: 138-163% (APR randomly adjusting depends on customer risk behavior).
Example of our product: For a cash loan credit of $100 with a term of 91 days, interest rate of 0.22% per day and sum of service fee is 10% of loan amount (Including payment channel service fee, collection fee, etc.):
-Interest: $100*0.22%*91 = $20
-Service Fee: $100*10% = $10
-Received amount: $90 = $100 - $10
-Total Repayment amount will be: $110 = $90+$20

Application Steps
-Please register with your phone number with mobile account.
-If your number is from EcoCash you need to have an InnBucks account.
-After registration you will need to fill in some information.
-Wait for our approval.
-Receive our loan and pay back in time.

Requirements
-Zimbabwe citizen.
-Aged 18 and over.
-Have a mobile money account for Innbucks.

Note: Always read Privacy Policy before proceeding with any transaction!!
https://h5.himoneyapp.com/himoney-privacy-agreement
Privacy and permissions:
We prioritize the protection of our clients' information with the highest level of care. Any data we collect from you is used exclusively to verify your identity and develop your credit profile. This data may include partial SMS messages based on financial keywords, coarse location details, and other relevant information. We are committed to obtaining your explicit consent before collecting or uploading any data. Moreover, we guarantee that your personal information will not be shared without your prior authorization, nor will it ever be sold to third parties. (Privacy Policy: https://h5.himoneyapp.com/himoney-privacy-agreement)

Contact Us
If you have any problem of using HiMoney please contact our customer service for help anytime.
Email: service@himoneyapp.com
Company address: 5392-3JQ Robert Mugabe Road, Harare, Zimbabwe
Updated on
10 Apr 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 3 others
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
17.5k reviews
Richard Nyazuwa
11 June 2026
I suggest that whenever you want to apply for a loan from HiMoney, you make sure that you will pay before deadline. I recently failed to pay because of some financial issues, and they were already threatening to open a fraud case aganist me just after 6days overdue."
17 people found this review helpful
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Kaliadev
16 April 2026
We apologise for the difficulties you experienced while registering with us. If you would like some assistance or additional information, please contact us via service@himoneyapp.com and we will be happy to help you further.
Shelter Mapfumo
9 June 2026
The verification code was not accepted and l entered it many times until my account got locked
7 people found this review helpful
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Kaliadev
11 June 2026
Hi, please email us a screenshot of the error you are facing along with your mobile number at service@himoneyapp.com so we can look into this for you. We apologise for any inconvenience.
Phillip Kasere
15 May 2026
A secure app with a smooth register process that helps when in need for an emergency loan.
23 people found this review helpful
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What's new

We’ve improved several features to make your experience even better. Check out the latest version and see what’s new!