HiMoney-Online Loan App

Kaliadev

About this app

With HiMoney, you can get a loan without leaving your home and recieve your money in Minutes!

Why Choosing Us
-Simple steps.
-No collateral required.
-Our customer service is always available to respond to your needs and questions.

About the loans:
-We provide online loans without credit checks.
-Credit amount from $10 to $1,000.
-loan interest rate is maximum 0.22% per day.
-service fee: 10%-15% (one-time deducted)
-The additional amount you need to repay is up to 25% of the principal amount.
-Term of 91-180 days to repay your loan.
-APR: 138-163% (APR randomly adjusting depends on customer risk behavior).
Example of our product: For a cash loan credit of $100 with a term of 91 days, interest rate of 0.22% per day and sum of service fee is 10% of loan amount (Including payment channel service fee, collection fee, etc.):
-Interest: $100*0.22%*91 = $20
-Service Fee: $100*10% = $10
-Received amount: $90 = $100 - $10
-Total Repayment amount will be: $110 = $90+$20

Application Steps
-Please register with your phone number with mobile account.
-If your number is from EcoCash you need to have an InnBucks account.
-After registration you will need to fill in some information.
-Wait for our approval.
-Receive our loan and pay back in time.

Requirements
-Zimbabwe citizen.
-Aged 18 and over.
-Have a mobile money account for Innbucks.

Note: Always read Privacy Policy before proceeding with any transaction!!
https://h5.himoneyapp.com/himoney-privacy-agreement
Privacy and permissions:
We prioritize the protection of our clients' information with the highest level of care. Any data we collect from you is used exclusively to verify your identity and develop your credit profile. This data may include partial SMS messages based on financial keywords, coarse location details, and other relevant information. We are committed to obtaining your explicit consent before collecting or uploading any data. Moreover, we guarantee that your personal information will not be shared without your prior authorization, nor will it ever be sold to third parties. (Privacy Policy: https://h5.himoneyapp.com/himoney-privacy-agreement)

Contact Us
If you have any problem of using HiMoney please contact our customer service for help anytime.
Email: [e-mail]
Company address: 5392-3JQ Robert Mugabe Road, Harare, Zimbabwe

Ratings and reviews

I've experienced excellent services, but the loan duration on the app can be misleading due to the repayment day counting method. Considering my transaction history, I believe a more flexible approach is warranted. Additionally, the password code requirement often leads to frustrating delays. Implementing alternative authentication methods like facial recognition or biometric verification would greatly enhance the user experience.

I have found out that the process of registering is very simple and easy not completed. I just hope they can give me the total amount of money I want to solve my current financial services. I experienced something very different from other apps thanks to the Himoney app developer.

fairly well it's only that you people didn't clarify that the 91days are only for people borrowing more than a $100. You also never gave an option of instalment payments when one wants to payback.Then lastly ONE can not be able to borrow more than the the amount shown on the application, which limits some of us who want to borrow more.

What's new

New version!
We have optimized some of our functions!