YAS MicroInsurance

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About this app


We are a Hong Kong-based Insurtech company reshaping the insurance industry with simple, affordable, and flexible, on-demand insurance packages made for YOU. With innovative technology at our core, YAS provides real-time microInsurance packages that activate protection for you anywhere and anytime from the app. Now, ONE tap can cover you whenever you are running, hiking, biking, or taking public transportation. In the future, be on the lookout for pets, household, or even health insurance.

Join us today and be the first 1% in the world to experience MicroInsurance, and be the first to know about our new products in the pipeline.

- Choose your packages with instant approval
- Activate real-time protection with ONE tap anytime and anywhere
- Instantly file your claims
- View all your protection plans at a glance
- Support Apple Pay

【"RYDE with YAS" - HK's 1st Passenger MicroInsurance】
Lost your phone, wallet or earphone during your ride? Don’t worry! Our packages provide coverage for both personal belongings loss and accidental medical expenses! Our package provides you with real-time daily commuter protection through our in-app GPS technology. Whether you take MTR, taxi, bus, minibus, or even Uber, the entire journey (up to 90 minutes) is covered by our insurance product. Download the YAS app and register to enjoy real-time passenger protection anytime and anywhere!

【"BUS RYDE" - FREE Protection Exclusively for KMB Monthly Pass Holders】
Are you a KMB Monthly Pass Holder? Download the YAS app and register with your Octopus ID number that is linked with your KMB Monthly Pass to experience our exclusive offer for FREE!

"BUS RYDE" is HK's 1st real-time protection for all KMB Monthly Pass Holders. Our package not only protects you from the loss of your personal belongings but also covers medical expenses for accidents that happened on the bus. So now, wherever you go, as long as you are a KMB Monthly Pass Holder, the entire journey of your KMB rides are protected.

【"BYKE Pro" - HK's 1st Cyclist MicroInsurance 】

Born from a love of the sport, "BYKE Pro" was crafted with our Hong Kong cyclists as at the core of the product. In addition to coverage for Accidental Medical Expenses - Bike Repair Expenses and Theft of Bike are also covered.

Be the first to experience "BYKE Pro" by registering an account in the YAS MicroInsurance app with images of your road bike and some more simple information, then you're good to go!

Tap "GO" in the YAS App for 6 hours of coverage (you and your precious bike covered!), simple as that!

- HK's No.1 MicroInsurance App

- Pick your packages with Instant approval
Our app will handle the insurance process with instant approval to give you instant protection.

- Pick your packages at affordable prices
Starting from HKD4 per trip, our packages insure you at a very low cost at any moment.

- Activate your packages with simple steps
We believe insurance should not be complicated. With YAS, you can activate your protection with ONE tap anytime and anywhere.

- Activate your packages when you need it
Our packages allow users to activate protection whenever they want it, like choosing your favorite song on Spotify.

- File your claim instantly
We strive to process your claims in as little as two days.

Have a question about our current or future insurance products, email us at rylie@hk.yas.io
Updated on
Nov 16, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted