CreditoJusto - Préstamo Rápido

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About this app

Get personal loans securely, digitally, and with direct disbursement to your bank account. We've designed an experience with your peace of mind in mind: no queues, no guarantors, and complete transparency.

Why choose CreditoJusto?

- Fast Process: Complete your application in minutes and receive a response in minutes.

- 100% Digital: Forget the paperwork. The entire process is done from your mobile phone.

- Direct Deposit: Once approved, the money is transferred to your bank account in record time.

- Guaranteed Security: We protect your data with the highest encryption standards. Your privacy is our priority. You can consult our detailed Privacy Policy at https://creditojusto.cc

How to apply for your loan?

Download the CreditoJusto app.

Register and complete the short application form.

Wait for approval (it usually only takes a few minutes).

Receive your money directly into your account.

Contact and Support: Do you have any questions? Our customer service team is ready to help you. 📧 Email:

Chile: [e-mail]
Colombia: [e-mail]

Peru: [e-mail]

Details of our loans:

Chile:
- Credit limit: From CLP$30,000 to CLP$1,000,000.

- Payment terms: From 120 days to 180 days.

- Daily interest: 0.001% - 0.01%

- APR (Annual Percentage Rate): 0.365% - 3.65%

- Service charge: 10% - 15%

- Stamp tax: 0.066%.

- VAT: 19% (Applied only to the service charge; interest exempt). For more information, please consult the country's government website:

VAT: https://www.sii.cl/preguntas_frecuentes/iva/001_030_0572.htm

Stamp Tax: https://www.sii.cl/preguntas_frecuentes/otros_impuestos/001_019_1689.htm

Example:
If you request a loan of CLP $1,000,000 for a term of 180 days:

Interest: CLP $1,000,000 × 0.001% × 180 ≈ CLP $1,795
Stamp Tax: CLP $1,000,000 × 0.066% = CLP $660
Service Charge: CLP $1,000,000 × 14.93% = CLP $149,300
Service charge including VAT: CLP $149,300 + CLP $149,300 × 19% ≈ CLP $177,667
Total amount to repay = Loan amount + Interest + Stamp tax + Service charge (including VAT)

= CLP $1,000,000 + CLP $1,795 + CLP $660 + CLP $177,667 = CLP $1,180,122
Installment amount: 3 payments of CLP $1,180,122 / 3 ≈ CLP $393,374

Colombia:
-Credit limit: From $90,000 to $200,000. - Payment terms: From 90 to 120 days.

- Daily interest: 0.01% - 0.1%.

- Annual Percentage Rate (APR): 3.65% - 36.5%.

- Service charge: 5% - 10%

- VAT: 19% (Applied only to the service charge; interest is exempt). For more information, consult the country's government website:

https://normograma.dian.gov.co/dian/compilacion/docs/oficio_dian_1489_2017.htm

Example:

If you request a loan of $200,000 for a term of 120 days:

Interest: $200,000 × 0.04% × 120 ≈ $9,600
Service charge: $200,000 × 6.05% ≈ $12,100.84
Service charge including VAT: $12,100.84 + $12,100.84 × 19% ≈ $14,400
Total amount to repay = $200,000 + $9,600 + $14,400 = $224,000
Installment amount: 4 payments of $224,000 / 4 = $56,000

Peru:
- Credit limit: From S/ 100 to S/ 3,000.

- Payment terms: From 150 days to 180 days.

- Daily interest: 0.01% - 0.1%.

- APR (Annual Percentage Rate): 3.65% - 36.5%.

- Service charge: 5% - 10%.

- VAT: 18% (Applied to interest and service charge). For more information, please consult the country's government website:
https://www.gob.pe/7910-impuesto-general-a-las-ventas-igv

Example:
If you request a loan of S/ 3,000 for a term of 180 days:

Interest: S/ 3,000 × 0.034% × 180 ≈ S/ 183

Interest including VAT: S/ 183 + S/ 183 × 18% ≈ S/ 216

Service charge: S/ 3,000 × 9.15% = S/ 274.5

Service charge including VAT: S/ 274.5 + S/ 274.5 × 18% ≈ S/ 324
Total amount to repay: S/ 3,000 + S/ 216 + S/ 324 = S/ 3,540
Installment amount: 3 payments of S/ 1,180