IBL Money : Instant Loan App

IBL Finance Limited

About this app

IBL Money is a digital financial services platform developed and manage by IBL Finance Limited, an RBI-registered NBFC, offering secure, transparent and convenient instant personal loan services across India.

The app allows users to apply for personal loans anytime through a fully digital and 100% paperless process. It offers simple and user-friendly interface to help users track and manage their loans and finances with ease.

IBL Finance Limited complies with Fair Practices Code and Privacy Policy, along with industry-standard security and data protection practices, to ensure safe and responsible digital lending services for its users.

Why To Choose IBL Money?
We understand that financial needs can be urgent. That is why our quick loan process is designed for speed & simplicity.
- Zero Physical Documentation: Complete your KYC online, no paper forms, everything is 100% digital.
- Lightning-Fast Disbursal: Get cash in your bank account in seconds after KYC approval and Bank Verification with loan documents signing.

Representative Loan Example :-
Loan Amount: Rs. 25,000
Loan Tenure: 03 Months
Interest Rate: 26% p.a.
Processing Fee: 1% of the loan amount (Rs. 250)
Total Repayment Amount: Rs. 26,875
APR: 30.72%

Key Features :-
Loan Amount: Rs. 2,000 to Rs. 50,000
Repayment Tenure: 03 months to 24 months
Annual Percentage Rate (APR): 24% to 36%, depending on the loan amount, tenure, and borrower's credit profile
Security: No collateral or security is required to avail of the loan

How to Apply for Your Instant Loan App:
Download the IBL Money App
Register using your mobile number and email ID
Complete your PAN and Aadhaar verification (100% paperless)
Capture your selfie for identity verification
Verify your bank account details
Review and digitally sign the loan documents
Get instant loan disbursed directly to your account

Lending NBFC:
IBL Finance Limited (formerly known as IBL Finance Private Limited) holding CIN: L65999GJ2017PLC098565, a non-systemically important non-banking financial company (NBFC), registered with the Reserve Bank of India (“RBI”)

IBL Finance Limited provides the loans as well as owns and operates the digital lending platform application IBL Money.

 The details required to process the loan application
📱 Mobile Number
📧 Email ID
👤 Full Name
📇 PAN Card
📅 Date of Birth
⚧ Gender
💍 Marital Status
🎓 Education Qualification
🆔 Aadhaar Card
📞 Reference Contact
🏢 Employment Type
📷 Selfie Photograph
🏦 Bank Account Details

✍️ Loan Agreement Signature
💸 Disbursed Loan Details

Eligibility Criteria:

• Indian resident with valid PAN Card & Aadhaar Card
• Minimum age: 21 years
• Residing with eligible pincode

Benefits:
Eligible users may receive higher loan limits and flexible repayment options based on repayment history


Important Information:
Payment behaviour may be reported to authorized credit bureaus as per applicable regulations and timely repayments may improve credit score, while delayed payments may negatively impact credit score

Customer Care:
✉: [e-mail]
Address: 2002, The Junomoneta Tower, Opp. Pal RTO BRTS Road, Near Rajhans Cinema, Adajan Gam, Pal Gam, Surat, Gujarat – 395009.