IBL FINANCE - Money Manager & Instant Cash Loan

IBL is a Brand of RBI registered NBFC IBL Finance Pvt. Ltd. and fully adheres to RBI’s Fair Practice Code & is committed to promote best practices in digital lending.

IBL is the easiest way to get an instant personal loan online and also manage your income expense and budget by automatic money manager

Loan Amount: Rs.10000 to Rs.50000
Minimum Annual Percentage Rate (APR): 15%, Maximum APR: 36% (reducing balance)
Minimum repayment period: 6 months, Maximum repayment period: 12 months
Processing fee on personal loan app: ₹ 0 - ₹ 2100*


Features of IBL – Instant Personal Loan and Automatic Money manager App:
• Wide range of easy instant loans to meet your financial needs
• Instant loan eligibility check
• Quick loan application process via online loan app
• Convenience of loan repayment through various payment channels
• No guarantors or collaterals needed
• 100% paperless loan application
• No salary slip or income proof required
• Get your loan instantly credited to your bank account
• Automatic income expense track – Money Manager
• Auto bank account balance tracker
• Auto credit card reporting

IBL is the best money manager & daily expense tracker to automatically and securely track your monthly spends. Stay within budget, pay bills on time and SAVE more every month. Find out how much you spend on food, shopping, groceries, etc. and how you are saving month on month.

Are you looking for an instant cash loan or personal loan? IBL is by your side. Its money you need, when you need it, whatever you may need it for. It’s simple, completely transparent, and the very best online loan app in India.

Get Instant Personal Loan up to ₹ 50,000 with IBL. Know your loan eligibility in minutes and apply for a personal loan in few simple steps without any collaterals or physical paperwork. Apply for a loan and get your easy cash loan transferred directly to your bank today.

Loan Eligibility :< /b>
• Indian resident
• Above 21 years of age
• Should have monthly source of income

How to apply for an easy loan with IBL
• Install the IBL app
• Register through Mobile Number and OTP
• Fill your basic details to know your instant loan eligibility
• Submit KYC documents and apply for a quick loan.
• Once application is approved, we transfer the loan directly to your bank account.

Documents required to apply for a loan:
• Selfie
• PAN card
• ID Proof
• Address proof
• Aadhaar card

Interest and other applicable charges
• Minimum APR : 15%
• Maximum APR : 36%
• Processing fee - ₹0 - ₹2100*
• Penalty is charged only when someone delays their scheduled payment.

*These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.

EXAMPLE OF THE TOTAL COST OF LOAN
✔ Amount Borrowed (Principal) = ₹15000/-
✔ Interest Rate (APR) = 36%
✔ Tenure = 6 months
✔ Processing Fee = ₹531
✔ Amount disbursed = ₹14,469
✔ Your EMI amount = ₹2769 (sample monthly payment based on PMT method)
✔ Interest amount = ₹2769 x 6 - ₹15000 = ₹1614 (sample interest calculation)
✔ Total Cost of Loan = Processing Fee + Interest Amount = ₹531+₹1614= ₹2145

Benefits & Risks
1. Get access to higher amounts & tenures as you repay on time
2. As compliance requirement your payment behavior is shared with credit rating agencies; based on that your credit score may increase/decrease

Contact Us:
For help or any other details about our instant personal loans, you may write to us at info@iblfinance.in

Address
IBL Finance
6025, World Trade Centre, Nr. Udhana Darwaja, Ring Road, Surat, Gujarat-395002.
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Additional Information

Updated
February 19, 2021
Size
15M
Installs
10,000+
Current Version
1.4
Requires Android
4.4 and up
Content Rating
Everyone
Permissions
Offered By
IBL Finance Private Limited
Developer
6025, World Trade Centre, Nr. Udhana Darwaja, Ring Road – Surat – 395002, (Gujarat) India
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