1.84M reviews
Content rating
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About this app

Best Mobile Bank App in Russia (according to Markswebb Rank & Report and Deloitte) in 2013–2017.

∙ Apply for any of Tinkoff Bank`s products and make appointments with the Bank’s representatives
∙ Log in with your telephone number or user name, authenticate with your access code or fingerprint
∙ Get or recover your login and password right in the app
∙ Card activation before/after authorisation

Payments and transfers
∙ Pay with a card issued by any Russian bank for your cell phone, Internet provider, home telephone and
utility bills, traffic fines, government services, top up your Troika, etc.
∙ Make payments and Card2Card transfers with no registration
 Set up automatic payments for your home phone, electricity and utility bills, taxes and fines
∙ Set up recurring and automatic payments
∙ Scan receipt QR codes to speed up payments, no bank details required
∙ Check & pay traffic fines, subscribe to notifications about new fines
∙ Subscribe to and make one-tap payments for bills from Moscow utility companies, Mosenergosbyt, and MGTS
∙ Subscribe to traffic fines and debts to the Federal Tax Service and Federal Bailiffs Service, pay taxes and debts
∙ Access your incoming bills and invoices (e.g., from online retailers or tax authorities)
∙ Withdraw cash from Tinkoff ATMs using QR codes
∙ Make instant transfers: between your own accounts, from and to any card, using a phone number
(send your money to any bank, no details required), to other banks and state-owned entities
∙ Transfer money from Tinkoff debit to third-party cards (up to RUB 20,000 per month) with no fee
∙ Transfer money to foreign bank cards
∙ Make instant transfers to Tinkoff cardholders using QR codes
∙ Edit payment templates (e.g., purpose)
∙ Sort your contacts easily
∙ Save detailed payment and transfer receipts

Product management
∙ Enjoy the new account list, detailed account and card screens
∙ Access all of Tinkoff`s financial products in one app: cards, deposits, cash loans
∙ Record other banks’ cards for Tinkoff Bank payments and instant top-ups, no bank details required
∙ Enjoy the special multiple-card access mode and view transactions for any of your cards
∙ Receive account and transactions statements
∙ Enable and manage the overdraft option
∙ Enjoy virtual card support (Tinkoff Wallet)
∙ View limitations for free top-ups, withdrawals and transfers to third-party cards in the account details

∙ Make NFC contactless payments using a MasterCard-certified technology
∙ Enable Google Pay for your Tinkoff cards (Mastercard or Visa)
∙ Set up and change your card PIN
∙ Immediately block, re-issue and request additional cards
∙ Change your card payment confirmation mode – by PIN or by signature

Search and analytics
∙ View spend charts and deposit analysis
∙ Explore all transactions in the Event List: see general expense statistics or filter transactions by date,
account or name
∙ Global in-app search: in transactions, favourite payments and service providers or contacts

∙ Enjoy hot special offers (with new offer notifications)
∙ Choose categories with higher cash backs
∙ Estimate your cash back
∙ Manage points or miles if you participate in a loyalty programme

∙ Benefit from easy and comfortable access to card limits
∙ Enjoy secure transactions abroad
∙ Add to your protection with security questions

And also much, much more
∙ A shortcut menu for devices supporting this feature
∙ The best inter-account transfer rates on the Russian market (closest to the current FX trade)
∙ Contact the bank by phone over the Internet (app uses audio and VoIP background modes) or by
phone, by e-mail or by chat and through social networks
∙ Tinkoff ATMs and special offers right on the map, available all across Russia
∙ The nearest top-up points (filter by the bank’s partners, currency, top-up amount)
∙ Monitor FX rates and their dynamics (Tinkoff Bank / Bank of Russia)

Tinkoff Black tariff: https://static.tinkoff.ru/documents/debit/tariffs/tps_3_0.pdf
Updated on
May 17, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 2 others
This app may collect these data types
Location, Personal info and 9 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

1.83M reviews
Aleksei Ryzhkov
May 15, 2023
It's terrible app especially if we are taking about first time/renewing insurance! be careful if auto-fill from Tinkoff occurs during re-registration, sometimes the data changes on its own. I called them with a problem and answered that I sent 75 HP instead of 102!!! check or better look for alternative insurance!
2 people found this review helpful
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Tinkoff Bank
May 15, 2023
Здравствуйте! Напишите нам на social@tinkoffinsurance.ru ваши ФИО и дату рождения, приложив скриншот отзыва. Проверим вашу ситуацию.
Igor Kevorkov
May 25, 2023
UI is a colorful mess - banners, tiles and bubbles. No wonder the app is 350mb - it's full of ads, promos, offers and 'stories' Count yourself lucky if you manage to dig out the core banking functions. Trash box.
10 people found this review helpful
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Tinkoff Bank
December 15, 2022
Здравствуйте. Простите за неудобства. У нас нет рекламы в приложении. Истории загружаются динамически и не сохраняются на устройстве. 350 Мб это совсем немного для современного приложения. 350 Мб это не много для офиса банка у вас в кармане. Команда Тинькофф Банка.
Angel Key
February 28, 2023
The best bank and it has the best Bank application. Once I even found a bug in their app, and just because I noticed something (I didn’t even ask to fix it), they gave me a pro subscription for 3 months for free, with 20% cashback, which you can always withdraw — it’s very nice!! Really love Tinkoff.
15 people found this review helpful
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What's new

Important information on your Tinkoff Mobile account is now available right on the home screen. For example, we will give you a heads-up on the upcoming mobile service charge.