1.24M reviews
Content rating
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About this app

Best Mobile Bank App in Russia (according to Markswebb Rank & Report and Deloitte) in 2013–2017.

∙ Apply for any of Tinkoff Bank`s products and make appointments with the Bank’s representatives
∙ Log in with your telephone number or user name, authenticate with your access code or fingerprint
∙ Get or recover your login and password right in the app
∙ Card activation before/after authorisation

Payments and transfers
∙ Pay with a card issued by any Russian bank for your cell phone, Internet provider, home telephone and
utility bills, traffic fines, government services, top up your Troika, etc.
∙ Make payments and Card2Card transfers with no registration
 Set up automatic payments for your home phone, electricity and utility bills, taxes and fines
∙ Set up recurring and automatic payments
∙ Scan receipt QR codes to speed up payments, no bank details required
∙ Check & pay traffic fines, subscribe to notifications about new fines
∙ Subscribe to and make one-tap payments for bills from Moscow utility companies, Mosenergosbyt, and MGTS
∙ Subscribe to traffic fines and debts to the Federal Tax Service and Federal Bailiffs Service, pay taxes and debts
∙ Access your incoming bills and invoices (e.g., from online retailers or tax authorities)
∙ Withdraw cash from Tinkoff ATMs using QR codes
∙ Make instant transfers: between your own accounts, from and to any card, using a phone number
(send your money to any bank, no details required), to other banks and state-owned entities
∙ Transfer money from Tinkoff debit to third-party cards (up to RUB 20,000 per month) with no fee
∙ Transfer money to foreign bank cards
∙ Make instant transfers to Tinkoff cardholders using QR codes
∙ Edit payment templates (e.g., purpose)
∙ Sort your contacts easily
∙ Save detailed payment and transfer receipts

Product management
∙ Enjoy the new account list, detailed account and card screens
∙ Access all of Tinkoff`s financial products in one app: cards, deposits, cash loans
∙ Record other banks’ cards for Tinkoff Bank payments and instant top-ups, no bank details required
∙ Enjoy the special multiple-card access mode and view transactions for any of your cards
∙ Receive account and transactions statements
∙ Enable and manage the overdraft option
∙ Enjoy virtual card support (Tinkoff Wallet)
∙ View limitations for free top-ups, withdrawals and transfers to third-party cards in the account details

∙ Make NFC contactless payments using a MasterCard-certified technology
∙ Enable Google Pay for your Tinkoff cards (Mastercard or Visa)
∙ Set up and change your card PIN
∙ Immediately block, re-issue and request additional cards
∙ Change your card payment confirmation mode – by PIN or by signature

Search and analytics
∙ View spend charts and deposit analysis
∙ Explore all transactions in the Event List: see general expense statistics or filter transactions by date,
account or name
∙ Global in-app search: in transactions, favourite payments and service providers or contacts

∙ Enjoy hot special offers (with new offer notifications)
∙ Choose categories with higher cash backs
∙ Estimate your cash back
∙ Manage points or miles if you participate in a loyalty programme

∙ Benefit from easy and comfortable access to card limits
∙ Enjoy secure transactions abroad
∙ Add to your protection with security questions

And also much, much more
∙ A shortcut menu for devices supporting this feature
∙ The best inter-account transfer rates on the Russian market (closest to the current FX trade)
∙ Contact the bank by phone over the Internet (app uses audio and VoIP background modes) or by
phone, by e-mail or by chat and through social networks
∙ Tinkoff ATMs and special offers right on the map, available all across Russia
∙ The nearest top-up points (filter by the bank’s partners, currency, top-up amount)
∙ Monitor FX rates and their dynamics (Tinkoff Bank / Bank of Russia)

Tinkoff Black tariff: https://static.tinkoff.ru/documents/debit/tariffs/tps_3_0.pdf
Updated on
May 25, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 9 others
Data is encrypted in transit
You can request that data be deleted
1.24M reviews
De Cay
May 1, 2022
Good application. It's relatively easy to find all you need including restrictions for cards and tarif limits. Not much ADs, but it started appearing more freqently... sad. Also there is a bug that doesn't update info and transaction. Right after doing every transaction, amount of money in application stays the same and will updates in next couple of mins. Upd may 2022. Now it's way less structured. More garbage on the main screen, no customization. Still the best app I saw)
27 people found this review helpful
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Tinkoff Bank
May 4, 2022
Hello. Thanks for the feedback. We are working and will continue to work on improving the application.
Alexandra Sevostyanova
May 23, 2022
Not a no nonsense app. Game notifications in the middle of the night are the dumbest thing ever. Too many useless options. Cluttered interface. Dislike. Used to be better.
2 people found this review helpful
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Tinkoff Bank
May 24, 2022
Здравствуйте. Расскажите подробнее. Дайте несколько советов, чтобы сделать приложение еще лучше и получить максимальную оценку от вас: Тинькофф - Ещё - Инфо - Связь с банком - Обратная связь - Мобильный банк — Предложения
Anton Derbenev
February 28, 2022
I have mixed feelings about the UI. All basic functions are working and are in the right place. Anything advanced is hard to find, and it's not even clear if the particular function is available but hidden somewhere, or is just missing from the app. However, comparing to other bank apps - it's like they're from a different planet. Tinkoff is much, much better.
73 people found this review helpful
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Tinkoff Bank
November 24, 2021
We will definitely help you figure it out. Thank you for your feedback!

What's new

– Now you can change the in-app design of your card. To do that, go to the card view, tap the brush icon, and choose whichever one you like. New card designs will be visible on the main screen, as well as when using Mir Pay or Samsung Pay.
– We’ve moved the QR code scanner on the Payments tab. Now you’ll find it in the top-right corner – always handy!