4.7
1.54M reviews
10M+
Downloads
Content rating
Everyone
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About this app

Best Mobile Bank App in Russia (according to Markswebb Rank & Report and Deloitte) in 2013–2017.

∙ Apply for any of Tinkoff Bank`s products and make appointments with the Bank’s representatives
∙ Log in with your telephone number or user name, authenticate with your access code or fingerprint
∙ Get or recover your login and password right in the app
∙ Card activation before/after authorisation

Payments and transfers
∙ Pay with a card issued by any Russian bank for your cell phone, Internet provider, home telephone and
utility bills, traffic fines, government services, top up your Troika, etc.
∙ Make payments and Card2Card transfers with no registration
 Set up automatic payments for your home phone, electricity and utility bills, taxes and fines
∙ Set up recurring and automatic payments
∙ Scan receipt QR codes to speed up payments, no bank details required
∙ Check & pay traffic fines, subscribe to notifications about new fines
∙ Subscribe to and make one-tap payments for bills from Moscow utility companies, Mosenergosbyt, and MGTS
∙ Subscribe to traffic fines and debts to the Federal Tax Service and Federal Bailiffs Service, pay taxes and debts
∙ Access your incoming bills and invoices (e.g., from online retailers or tax authorities)
∙ Withdraw cash from Tinkoff ATMs using QR codes
∙ Make instant transfers: between your own accounts, from and to any card, using a phone number
(send your money to any bank, no details required), to other banks and state-owned entities
∙ Transfer money from Tinkoff debit to third-party cards (up to RUB 20,000 per month) with no fee
∙ Transfer money to foreign bank cards
∙ Make instant transfers to Tinkoff cardholders using QR codes
∙ Edit payment templates (e.g., purpose)
∙ Sort your contacts easily
∙ Save detailed payment and transfer receipts

Product management
∙ Enjoy the new account list, detailed account and card screens
∙ Access all of Tinkoff`s financial products in one app: cards, deposits, cash loans
∙ Record other banks’ cards for Tinkoff Bank payments and instant top-ups, no bank details required
∙ Enjoy the special multiple-card access mode and view transactions for any of your cards
∙ Receive account and transactions statements
∙ Enable and manage the overdraft option
∙ Enjoy virtual card support (Tinkoff Wallet)
∙ View limitations for free top-ups, withdrawals and transfers to third-party cards in the account details

Cards
∙ Make NFC contactless payments using a MasterCard-certified technology
∙ Enable Google Pay for your Tinkoff cards (Mastercard or Visa)
∙ Set up and change your card PIN
∙ Immediately block, re-issue and request additional cards
∙ Change your card payment confirmation mode – by PIN or by signature

Search and analytics
∙ View spend charts and deposit analysis
∙ Explore all transactions in the Event List: see general expense statistics or filter transactions by date,
account or name
∙ Global in-app search: in transactions, favourite payments and service providers or contacts

Extras
∙ Enjoy hot special offers (with new offer notifications)
∙ Choose categories with higher cash backs
∙ Estimate your cash back
∙ Manage points or miles if you participate in a loyalty programme

Security
∙ Benefit from easy and comfortable access to card limits
∙ Enjoy secure transactions abroad
∙ Add to your protection with security questions

And also much, much more
∙ A shortcut menu for devices supporting this feature
∙ The best inter-account transfer rates on the Russian market (closest to the current FX trade)
∙ Contact the bank by phone over the Internet (app uses audio and VoIP background modes) or by
phone, by e-mail or by chat and through social networks
∙ Tinkoff ATMs and special offers right on the map, available all across Russia
∙ The nearest top-up points (filter by the bank’s partners, currency, top-up amount)
∙ Monitor FX rates and their dynamics (Tinkoff Bank / Bank of Russia)


Tinkoff Black tariff: https://static.tinkoff.ru/documents/debit/tariffs/tps_3_0.pdf
Updated on
Dec 6, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 2 others
This app may collect these data types
Location, Personal info and 9 others
Data is encrypted in transit
You can request that data be deleted
4.7
1.54M reviews
Nikita Girko
October 23, 2022
Before the app was great, now it's much worse. After a lot of banners and promotions were added it got difficult to just find my balance amount, I got useful notifications oll the time now. It's not as great as it was before.
9 people found this review helpful
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Tinkoff Bank
October 24, 2022
Здравствуйте. Для настройки рекомендаций, напишите, пожалуйста, к нам в чат. Обязательно поможем. Баланс указан напротив вашего счета, как и раньше. Команда Тинькофф Банка.
Muhammad Awais
November 25, 2022
Its Wonderful experience to use tinkoff, I travel alot and its working every where without any problems. Support team is also available 24/7 and they can understand english very well. They can solve any of your problem just on msgs.
1 person found this review helpful
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Tinkoff Bank
November 25, 2022
Спасибо за отзыв. Рады, что вы выбрали нас. Команда Тинькофф Банка.
Vladimir Blood
November 8, 2022
Push notifications are split into categories. However, advertisements and transaction confirmation codes are in the same category so you can't disable it. Edit: fixed via support chat
2 people found this review helpful
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Tinkoff Bank
November 9, 2022
Oh great! thanks 🤗

What's new

— SWIFT payments now feature the Help section. It covers everything you might want to know about member countries, transfer limits and time.
— You can now filter both past and active orders in Cities as an easy way to separately access air or cinema tickets.