Y-12 Federal Credit Union

4.8
758 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Banking with the Y-12 Credit Union Digital Banking app is like a walk in the park. Actually, you can take us with you or wherever else you go.

In just a few taps, you can make payments, transfer money, deposit a check, manage your cards, and more!

A few of Digital Banking features includes:
• 24/7 safe and secure access to your accounts
• Pay-A-Person
• Transfer funds
• Deposit checks
• Make a loan payment
• Bill pay
• Apply for a loan
• View transactions and scheduled transfers
• View statements
• Report cards lost or stolen
• Set alerts and travel notices
• Update your email address
• Create a budget and link outside accounts
• Find the nearest branch or ATM

To sign into Digital Banking, use your Y-12 Credit Union username and password. Visit http://www.y12fcu.org for more info.

SAFE AND SECURE
Y-12 Federal Credit Union uses SSL (Secure Socket Layer) encryption to communicate securely through all mobile devices.

App now available for Wear OS. To enable Wear OS, log into the app and navigate to the More tab. Select the settings icon and then Quick Balance. Enable Quick Balance for both the Current Device and Wear OS.

Federally insured by NCUA.

Message and data rates may apply.
Updated on
Jul 8, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Contacts, and Device or other IDs
This app may collect these data types
App info and performance and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
747 reviews
Rob Hughes
March 29, 2025
Works well and getting easier to use, though Bill Pay can still be a bit fussy. I have one monthly bill which I set up with all of the required info, but got rejected and for which a check was sent but makes the payment late. I have pay that one directly. Also, a calculator within the app would be useful.
Did you find this helpful?
Y12 Federal Credit Union
March 31, 2025
With every new app version, we are introducing new features and improving existing ones. We are sure that your feedback will only help us improve further. Thank you!
John Householder
October 23, 2024
Unreliable, this app is slow, sometimes doesn't work constantly down for maintenance. Constantly needs my finger print updated. Work fine when there are no issues. Like now I trying to rate this app, connected to my Wi-Fi and it keeps giving me the spinning circle!!??? I just changed my rating to two Star because I can't even make the review happen.
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Y12 Federal Credit Union
October 24, 2024
Oh no! We sincerely apologize for the troubles you've had with the app. We'd be happy to take a look into this for you. Please contact us at 1-800-482-1043. Thank you.
Robyn Feeley
August 16, 2023
Worse than the previous app. I can't see my rewards points on the homepage, the use interface is hard to look at and it really feels like an overall downgrade compared to the previous app. I have always bragged about how good this CU is and the app was the best selling point to friends & family. Now all my friends and family are annoyed by the hideous new app. It's just not as user friendly or pleasant to look at.
19 people found this review helpful
Did you find this helpful?
Y12 Federal Credit Union
August 17, 2023
Robyn, we're sorry you like the new app. We're always looking to improve the user experience and appreciate your feedback. If there is anything we can do to help, call 800-482-1043 or chat with us at y12fcu.org.

What’s new

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

App support

Phone number
+18004821043
About the developer
DIGITAL FIRST HOLDINGS LLC
appsupport@y12fcu.org
864 Spring St NW Atlanta, GA 30308-1007 United States
+1 865-482-1043