IIFL Loan:Gold & Business Loan

IIFL Finance Limited

About this app

Unlock financial freedom with the IIFL Loans app, your all-in-one solution for quick access to funds. Whether you need a Gold Loan, a Business Loan, or an MSME Loan, the app ensures a seamless, hassle-free experience from start to finish.

Need funds urgently? Our platform offers a quick loan process with fast approvals and minimal paperwork, letting you secure a loan in just a few taps.

Our quick loan app lets you easily manage your finances with transparent terms and flexible repayment options. Plus, explore insurance opportunities.

What is special about us?
● Trusted Excellence: We're not just a name but a trusted legacy.
● Hassle-free, Quick loans, and paperless application process: We keep it simple.
● Affordable and Attractive Interest Rates: We make your dreams affordable.
● Loans for Every Need: Gold loans, business loans, home loans, you name it, we have it.
● EMI calculator: Plan your repayment with our new online loan EMI calculator.
● Quick Loan Approvals: Need funds in a flash? Our quick loan approvals & disbursals have your back.

Explore Our Products

Gold Loans:

With IIFL Loans, you can get a Gold Loan with ease. Whether you're looking for a Jewellery Loan or flexible gold loan EMI options, we've got you covered.
Apply for a Gold Loan online or book a doorstep service, and our team will guide you every step of the way.

Minimal paperwork, fast approval—everything you need to get a Gold Loan without hassle.

‌ Gold Loan at Home

Enjoy the ultimate convenience with IIFL’s Gold Loan at Home service. Apply online and schedule a home visit from our experts who will handle everything—from gold evaluation to fund disbursement—directly at your doorstep.

How It Works:
1 Select "Gold Loan at Home" and book an appointment
2 An expert will visit your home
3 Hassle-free gold valuation
4 Fast money transfer

Gold Loan Features:
1. Gold Loan amount ranges from Rs. 3000 - Rs. 30 Lakhs (Additional Due Diligence above Rs. 30 Lakhs)
2. Loan duration: 12 months- 24 months
3. Annual Gold Loan Interest rates (APR*, Min to Max): 11.88% - 27%
4. Processing fee: Upto 2% of Loan Amount.

Here is an Example:
Loan Amount: ₹3,00,000
Tenure: 12 months
Total Interest: ₹ 36,000 (12% per annum)
Processing Fee: ₹531 (0.15% of Loan Amount: ₹450 + GST @18%: ₹531)
Monthly Interest Amount: ₹3000
Total loan repayment amount: ₹3,36,531

*Disclaimer: The Rates specified are the indicative interest rates, Actual APR may defer based on the actual fees and charges applicable to the specific case.

Business Loans:
Need quick funds to establish a new business or expand an existing msme? We are here for you. We provide online MSME loan amounts up to Rs. 75 lakhs with lightning-fast approvals.

Why Choose IIFL Business loans?

● Quick Disbursal
● Attractive interest rates*
● Affordable EMI repayments*
● Loan tenure up to 36 months*
● Quick Approval
● 100% digital process
● Minimal documentation
● No collateral required

Documents required for msme Loan:
● KYC documents – Identity & address proof of the borrower and all co-borrowers
● PAN Card of borrower & all co-borrowers
● 6-12 months' bank statement of the business account. (Depending on the business loan amount)
● A signed copy of the standard terms
● Additional document(s) may be required for credit assessment & processing of the MSME loan request

Reach us at:
● Registered Office
IIFL House, Sun Infotech Park, Road No. 16V, Plot No. B-23, Thane Industrial Area, Wagle Estate, Thane - 400604
● Call us
1860-267-3000, 7039-050-000

Download the IIFL quick loan app now!

Disclaimer:
Any/ all loan product specifications & information that may be stated are subject to change from time to time. IIFL Finance Limited (including its associates & affiliates) ("IIFL") assumes no liability or responsibility for any errors or omissions in the content stated herein & under no circumstances shall IIFL be liable for any damage, loss, injury or disappointment suffered by any reader.

Ratings and reviews

The app stopped working in my device after DEC-24 update. I thought it would start working after the recent updated that released on 27th Jan'2025. But unfortunately it didn't, for the past two months I am literally struggling with this app as I am not able to track my account details. I am using Google Pixel 6a handset. Please fix this issue at the earliest.

Upgrade to full payment option in the app itself, Quick pay if for 25%, upi apps for interest only, Branch doesn't accept cash or swipe, There is no option to pay loans by sitting at home. I can top-up for 1 lakh in 2 mins, I have no access to pay back at a time

Very worst loan app intrest rate too high. I can't recommend to anyone. Very worst experience. Check bounced for advance payment through app that's why our cibil was decreased. I can asked the iifl loan nearest branch they said not paid in the app.

What’s new

Bug fixes and optimizations