Curve | Supercharge your money

52.8K reviews
Content rating
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About this app

What is Curve?

Curve is not a bank. It’s a single card connecting all your debit cards and credit cards in one.

Supercharge your money with Curve

Pay from any account with just one card
Remember just one PIN
Go Back in Time® to switch payments from one card to another, up to 30 days after you’ve paid
Earn cashback on top of any rewards you get with another card
Eliminate foreign exchange fees from any card. Yes, even your credit cards.
Split any payment from the past year into instalments with Curve Flex
See what you’re spending across all your cards at once
Get live notifications
Manage your business expenses more seamlessly, with receipts and categories of spend
Make any card work with Apple Pay/Google Pay

All your cards in one

Add any Mastercard, Visa or Discover card to Curve. Pay with your physical Curve card, or add Curve to your phone or smartwatch for cardless payments on the go. If your bank or credit card doesn’t support Apple Pay or Google Pay – just add it to Curve and leave your wallet behind.

American Express not yet supported

Go Back in Time®

The power to switch payments from one card to another. A tiny time machine in your pocket. Whether you’ve accidentally paid with the wrong card or need to reshuffle your finances, you can always press rewind with Curve.

Curve Flex

The power to split almost any payment from the past year into instalments*. Free up money instantly and rework your budget at a moment’s notice.

*Subject to transaction eligibility and credit status

14.8% APR

Maximise your rewards

Earn cashback on top of any rewards you get with another card. All your cashback builds up on your Curve Cash card, a built-in rewards card in your Curve Wallet.

Travel benefits

Escape fees on all your cards when you travel. Banks and credit cards can charge as much as 3% every time you spend abroad. Add the same cards to Curve to avoid foreign transaction fees no matter what card you use. And you can withdraw up to £200/month with no foreign ATM withdrawal fees.

Sharper insights

The power to see your spending history across all your cards at once. Curve gives you 20/20 vision with all your account balances and spending history in one place. Get categorised breakdowns of your spending and get live notifications every time you spend to stop fraud in its tracks.

Extra security

Protect your money with an extra level of security. When you add your cards to Curve, you can lock and unlock your Curve card instantly in the app. And if it’s lost or stolen, you only ever have to replace one card. Curve Customer protection is similar to the section 75 protection you get with a credit card – but applies to any card you’ve added to Curve. So all your purchases can be protected against fraud.

You need to be 18 years or older to sign up to Curve.

*Terms and privacy policy apply at FX subject to caps and weekend charges. Cashback with selected retailers.
Updated on
24 Nov 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 7 others
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

51.7K reviews
Irfaan Saheb
4 March 2023
Curve used to be such an amazing app. I would say I was a very early adopter of the app, loved the concept, loaded all my cards and used it as often as I could. Over the past few years I've seen Curve become one of those companies that care more about the profits then the care given to consumers. I used to have about 9 cards on there, and now every time I go to add a new card due to one expiring I'm being told I've maxed out funding cards and I'm being forced to upgrade my free plan to a paidone
19 people found this review helpful
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Curve OS
8 March 2023
Hi Irfaan, thanks for your valuable feedback. If you'd like to chat to us in regards to your experience please email us at so that we can help you out where possible!
Quan Pham
14 June 2022
The app is filled with bugs. It constantly closes, you have to click the same prompt multiple times to move forward. Applying for the card is a pain. My profile is bugged and it can't move in the application. Customer service is asking me the same question multiple times after I sent them proof that it wasn't the issue. Overall, better off to save yourself the headache until this company figures out the operational and technical problems. If launch is this terrible, imagine the day to day.
24 people found this review helpful
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Curve OS
15 June 2022
We sincerely apologize for the troubles you've had with the app Quan. Support would be happy to take a look into this for you, as you have an open query the social media team can help! They can be reached on our Facebook or @AskCurve Twitter page. Please send either a DM about this issue and provide in your email address, they'll follow this up!
Leonard Vo
13 June 2022
The US version of the curve card was a credit card not a debit card which is highly disappointing. What a waste of a credit hard pull. The app is excruciatingly slow and buggy. For instance, Curve keeps asking me to verify my email, but everytime I try, the app keeps trying to change my email. I still need to test the card but if it is as disappointing as the app, this card and app will be trashed.
39 people found this review helpful
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Curve OS
14 June 2022
Hey there Leonard, we are sorry to hear of your disappointment. Could you kindly reinstall the app and test this again? If the issue still persists please could you email the team will be happy to help smoothen your journey with us and we can assure you that they'll earn your stars of approval!