Curve: Cashback Digital Wallet

Curve OS

About this app

Revolutionise your wallet with Curve - one smart card that combines all your debit and credit cards & maximises your rewards & cashback worldwide. Travel globally with competitive exchange rates for international payments & zero hidden fees. Combine your cards into one sleek Curve Wallet with contactless payment support for Samsung Pay, GPay, Garmin Pay & enjoy exclusive cashback, rewards, and competitive FX rates with our premium plans.

**Choose Your Perfect Plan**
- Curve Pay (Free): Add unlimited cards (credit card, debit card, or bank card) in one digital wallet. Make contactless payments. 2.99% foreign exchange rate fee applies for international travel.
- Curve Pay X: Add unlimited cards (including debit cards) in your mobile wallet, use Samsung Pay or GPay for payments, get free global ATM withdrawals up to £300/month & enjoy competitive exchange rates for travel worldwide & cashback.
- Curve Pay Pro: Link unlimited debit and credit cards to your Curve wallet, use any payment method including wearable devices (Samsung Pay, GPay, Garmin Pay), earn 1% cashback at 6 exclusive retailers, get competitive exchange rates, and £500/month free global ATM withdrawals.
- Curve Pay Pro+: All premium features including the ability to load unlimited cards to your Curve Wallet, £1000/month free global ATM withdrawals, all payment options (Samsung Pay, Garmin Pay, GPay), earn 1% cashback rewards at 12 retailers, competitive exchange rates, plus discounted worldwide airport LoungeKey access.

**Travel Light With All Your Cards in One Smart Wallet**
Curve connects your debit cards, credit cards and PayPal account into one contactless payment card / digital wallet. Your Curve Wallet enables payments through the likes of Samsung Pay, GPay, or Garmin Pay for travel purchases worldwide. Link your digital wallet for multiple payment options: Samsung Pay for Samsung devices, GPay for Android, Garmin Pay for smartwatches, plus Apple Pay, FitBit, Xiaomi, SwatchPay - perfect for contactless travel payments.

**Travel Safe With a Shield Around Your Digital Wallet**
Your debit card and credit card numbers stay protected with Curve's secure digital wallet when you travel. Whether using the Curve Wallet, Samsung Pay, GPay, or Garmin Pay, your transactions are always secure. Lock your Curve contactless payment card instantly with one tap in the Curve wallet if your card is lost or your device is compromised during travel.

**Unique Curve Wallet Features**
- Go Back in TimeⓇ: Move payments between cards up to 120 days after purchase (limits based on subscription tier)
- Anti-embarrassment mode: Never experience declined payments with debit or credit cards
- Smart Rules: Automate card choices when using Samsung Pay, GPay, or Garmin Pay
- Enhanced rewards: Stack Curve cashback with your existing card rewards
- Lock/unlock your digital wallet instantly in the mobile banking Wallet
- Keep all your debit and credit card numbers hidden
- Track cashback rewards, exchange rates, and travel spending
- Seamless integration with Samsung Pay, GPay, and Garmin Pay

**Compatible Cards & Mobile Payment Options**
Link your Mastercard, Visa and Diners Club international debit and credit cards to your Curve Wallet app. Use Samsung Pay, GPay, or Garmin Pay for contactless payments through your mobile wallet. Perfect for travel purchases with great exchange rates.

You need to be 18 years or older to sign up.

*Terms and privacy policy apply at https://www.curve.com/en-gb/legal/. Free currency exchange subject to limits and weekend charges. Get competitive exchange rates for travel. Integrate with Samsung Pay, GPay, or Garmin Pay for contactless payments. Cashback rewards with selected retailers. Limits and exclusions apply. See terms for details.

Ratings and reviews

Great idea but does not seem to work. The app keeps resetting and asks for my details and to add a card after I have already added cards. The only fix is to uninstall and re set up, but then the magic links don't work so cant get back in. Have only succeeded in 2 transactions. All others are rejected by the banks. SHAME, its a great idea whose time has not come. Perhaps Curve or someone else will get it right one day.

Interesting idea but terrible product. I signed up last year for the extra 1% on mobile purchases but have had nothing but issues since. It took forever to get approved and get the physical card. Then this summer they charged me a temporary hold that triggered a late payment notice and penalty. It's been 6 weeks and they still have not resolved the issue. Not worth trusting your money to a company which such poor customer support.

Curve used to be such an amazing app. I would say I was a very early adopter of the app, loved the concept, loaded all my cards and used it as often as I could. Over the past few years I've seen Curve become one of those companies that care more about the profits then the care given to consumers. I used to have about 9 cards on there, and now every time I go to add a new card due to one expiring I'm being told I've maxed out funding cards and I'm being forced to upgrade my free plan to a paidone