InCred: Fast Personal Loan App

4.3
42.6K reviews
10L+
Downloads
Content rating
Rated for 3+
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About this app

Tired of long loan applications? 😩

With InCred Finance, getting the fast loan you need is quick & easy. Our mobile loan app lets you borrow a personal loan of ₹10 Lakhs in just 15-minutes.

Whether it's for an emergency, unexpected bills or that dream vacation, our simple loan process ensures you get an instant personal loan without the hassle of long waits or paperwork.

⚡Key Features of InCred Personal Loan App
- Free Eligibility Check: Instantly check your loan eligibility with our online instant loan app.
- Real-time Loan Tracking: Track your loan application status in real-time using our loan mobile app, which provides you with instant updates on your personal loan application.
- 100% Online KYC Process: As an RBI registered loan app, we offer an instant cash loan in a secure, fast & fully digital process. We also ensure an easy online loan application experience for everyone.
- Dedicated Support: Our relationship managers guide you at every step, making the loan process seamless with personalized loan assistance & instant finance options.
- EMI loan Reminders & Schedules: Automated reminders for your EMIs & access to your loan repayment schedule make this the personal loan app for hassle-free.

⚡Why Choose InCred Finance for Personal Loans?
- Instant Loan Approval in 5 Minutes
- 100% Online Loan Application Process
- No Collateral Required, we offer Unsecured Personal Loans
- Competitive Loan Interest Rates: Starting from 13.99% p.a.
- Flexible Loan Repayment Terms: 12 to 60 months
- Customizable Loan Amount & Tenure: Manage your loan EMIs with ease
- Simple loan process: EMI Deduction via eNACH

Quick Loan Breakdown example:
Mr. Rohan needed an urgent loan of ₹1,00,000. He applied through the InCred loan app & it was approved within minutes. Here’s how it worked:
- Sanctioned Loan Amount: ₹1,00,000
- Processing Fee (inclusive of GST): ₹3,540
- Net Disbursed loan Amount: ₹96,450
- Loan Interest Rate: 21% per annum
- Monthly Loan EMI: ₹3,767.5 (36 months)
- Total Loan Repayment: ₹1,35,630
- Total Loan Cost (Interest + Fees): ₹39,170

Note: This is just an example. The final APR for your instant personal loan will be as per your credit assessment. The Annual Percentage Rate (APR) for personal loans ranges from 16% to 60%
.
Who Can Apply for an Instant Loan?
→ Age Requirement: 21-55 years
→ Eligibility for salaried loan seekers:: Minimum ₹15,000 monthly for salaried individuals or ₹25,000 for business owners with ITR & GST documents
→ Credit Score: Preferably 700+ with a solid loan repayment history

How to Apply for a Loan:
1. Download the digital loan app on your phone.
2. Complete the online loan application process directly through the app.
3. Receive a cash loan instantly in your account within 15 minutes.
4. That’s it, a very simple loan process!

What Can You Use a Personal Loan For?
Wedding expenses
Travel & vacations
Education courses
Medical emergencies
Credit card bills

We also offer Education & Business Loans tailored for students & merchants. Learn more by visiting our website at www.incred.com.

Trusted & Secure Lending
InCred Finance is a compliant RBI-registered loan app, committed to responsible lending. With thousands of satisfied borrowers, we provide instant loans to help you achieve your financial goals.
- RBI Registered Loan App
- 400,000+ Happy Borrowers
- ₹18,000 Cr+ Disbursed in personal loans
- 8,000+ Students Financed

For Queries:
Reach us at: https://wa.me/+918826272192
Privacy Policy: https://www.incred.com/privacy-policy

FAQs for Personal Loan App:
- What documents are needed for an InCred app personal loan?
We require your PAN, Aadhaar & Bank statement as part of our secure online loan application process.

- How to apply for an instant loan via our AI-powered loan app?
Download the loan app, fill out the details for instant loan, & get quick cash loan approval.

Take the first step toward financial freedom today with InCred- your trusted partner in personal finance!
Updated on
22 Jan 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
42.4K reviews
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