Indodana: PayLater Kredit Cicilan Pinjaman Online

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Indodana adalah aplikasi pinjaman online dan cicilan tanpa kartu kredit yang dapat membantu kebutuhan Anda. Dapatkan cicilan bunga ringan dengan proses cepat dan mudah. Nikmati limit hingga 8 juta rupiah dan tenor cicilan hingga 6 bulan.

Data dan Pinjaman Anda Dijamin Aman! Karena Indodana sudah berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK) dan tergabung dalam Asosiasi Fintech Pendanaan Bersama Indonesia (AFPI)

PayLater

Beli sekarang bayar nanti? Bisa kok dengan Indodana Paylater. Beli barang keinginan Anda atau nikmati layanan-layanan lain yang tersedia di berbagai merchant partner terbaik.
Beli pulsa, voucher game online, tiket pesawat, dan barang elektronik lainnya sekarang dan bayar di bulan depan.

Pinjaman Online

Kami berkomitmen untuk memberikan solusi efektif untuk menangani permintaan individu peminjam yang sebagian besar tidak punya kartu kredit di Indonesia.

Kredit HP

Dapatkan smartphone dari berbagai brand-brand ternama di Indonesia. Setiap produk smartphone yang dijual di Indodana memiliki jaminan garansi resmi. Proses pengirimannya juga cepat dan bebas ongkir.

Apa Saja Keuntungan Menggunakan Aplikasi Indodana?

SYARAT MUDAH: Dapatkan pinjaman dan barang impian cukup dengan dokumen pribadi.
CICILAN RINGAN: Cicilan dengan bunga ringan dan terjangkau yang bisa dibayar tiap bulan.
AMAN: Menggunakan teknologi Artificial Intelligence (AI) dan Big Data yang menjamin agar semua proses pengajuan aman dan nyaman. Indodana sudah berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK)
BIAYA JUJUR: Tidak ada biaya tersembunyi dalam proses pengajuan dan cicilan.
DANA CEPAT CAIR: Proses pencairan dana maksimal 2 hari kerja (bila syarat dan ketentuan terpenuhi)
GRATIS ONGKIR: Bebas biaya pengiriman barang untuk produk smartphone.
GARANSI RESMI: Dapatkan smartphone bergaransi resmi dan asli dari distributor terkemuka di Indonesia.

Bagaimana Cara Daftar di Aplikasi Indodana?
1. Unduh Aplikasi Indodana.
2. Daftarkan diri dan Isi formulir pinjaman online, Kredit HP, atau cicilan produk (paylater).
3. Upload dan lengkapi dokumen yang diperlukan.
4. Tunggu proses persetujuan credit analyst.
5. Dana tunai cair ke rekening Anda.

Apa Saja Syarat Pengajuan Pinjaman/Cicilan di Indodana?
• Usia pemohon harus di atas 17 tahun
• Usia pemohon di bawah 55 tahun pada saat masa pelunasan.
• Memiliki pekerjaan tetap.
• Memiliki akun bank atas nama sendiri.
• Memiliki akun internet banking atau BPJS.
• Memiliki akun e-commerce.

Dokumen Apa Saja yang Harus Dipersiapkan dalam Proses Pengajuan di Indodana?
• Foto KTP.
• Foto Selfie.
• Akun internet banking/BPJS.

Informasi Produk Pinjaman Indodana

• Pilihan tenor pinjaman mulai dari 61 hari sampai 6 bulan (180 hari).
• Limit pinjaman hingga Rp 8.000.000.
• Suku bunga dihitung berdasarkan metode anuitas (suku bunga efektif).
• Maksimum suku bunga tahunan 56% (APR)*

*Suku bunga tahunan termasuk biaya provisi

Contoh simulasi pinjaman:
Jika Anda meminjam Rp 8 juta, cicilan yang harus dibayarkan tiap bulan berdasarkan tenor yang dipilih:
• 3 bulan: Rp 3.725.500,- /bln {Rp 8.000.000 (Pokok Pinjaman) + Rp 1.600.000 (Provisi) + Rp 1.576.500 (Bunga Pinjaman) }. Total Pinjaman yang harus dibayarkan = Rp 11.176.500
• 4 bulan: Rp 2.898.500,- /bln {Rp 8.000.000 (Pokok Pinjaman) + Rp 16.00.000 (Provisi) + Rp 1.994.000 (Bunga Pinjaman) }. Total Pinjaman yang harus dibayarkan = 11.594.000
• 5 bulan: Rp 2.404.500,- /bln {Rp 8.000.000 (Pokok Pinjaman) + Rp 16.00.000 (Provisi) + Rp 2.422.500 (Bunga Pinjaman) }. Total Pinjaman yang harus dibayarkan = 12.022.500
• 6 bulan: Rp 2.077.000,- /bln {Rp 8.000.000 (Pokok Pinjaman) + Rp 16.00.000 (Provisi) + Rp 2.862.000 (Bunga Pinjaman) }. Total Pinjaman yang harus dibayarkan = 12.462.000

Hubungi Kami Lewat:
Telepon: (021) 4059 5888
Email: cs@indodana.com

Alamat Kami:
Jl. Tomang Raya No. 38, RT.5/RW.1 Jatipulo, Palmerah, Jakarta Barat 11430
Indodana is an online loan application and installments without a credit card that can help your needs. Get low interest installments with a quick and easy process. Enjoy a limit of up to 8 million rupiah and an installment tenor of up to 6 months.

Your data and loans are guaranteed safe ! Because Indodana is licensed and supervised by the Financial Services Authority (OJK) and is part of the Indonesian Joint Funding Fintech Association (AFPI)

PayLater

Buy now pay later? You can with Indodana Paylater. Buy the goods you want or enjoy other services available at the best merchant partners.
Buy pulses, online game vouchers, airplane tickets, and other electronic goods now and pay in the next month.

Online Loans

We are committed to providing effective solutions to address the demands of individual borrowers, most of whom do not have credit cards in Indonesia.

HP Credits

Get smartphones from various well-known brands in Indonesia. Every smartphone product sold at Indodana has an official guarantee guarantee. The delivery process is also fast and free of delivery.

What are the benefits of using the Indodana application?

EASY CONDITIONS: Get loans and dream items with just personal documents.
LIGHTWEIGHT Installments: Installments with low and affordable interest that can be paid monthly.
SAFE: Using Artificial Intelligence (AI) and Big Data technology to ensure that all submission processes are safe and comfortable. Indodana is licensed and supervised by the Financial Services Authority (OJK)
HONEST FEE: There are no hidden fees in the application and installment process.
FAST LIQUID FUNDS: The process of disbursing funds is a maximum of 2 working days (if the terms and conditions are met)
FREE SHIPPING: Free shipping for smartphone products.
OFFICIAL WARRANTY: Get an official and authentic guarantee smartphone from a leading distributor in Indonesia.

How to Register on the Indodana Application?
1. Download the Indodana Application.
2. Register and fill in the online loan form, HP Credit, or product installments (paylater).
3. Upload and complete the required documents.
4. Wait for the credit analyst approval process.
5. Liquid cash funds to your account.

What are the conditions for submitting a loan / installment at Indodana?
• Applicant must be over 17 years of age
• Applicant age is under 55 years of age at the time of repayment.
• Have a permanent job.
• Have a bank account in his own name.
• Have an internet banking or BPJS account.
• Have an e-commerce account.

What Documents Should Be Prepared in the Submission Process at Indodana?
• Photo KTP.
• Selfie Photo.
• Internet banking / BPJS accounts.

Indodana Loan Product Information

• Choice of loan tenor ranging from 61 days to 6 months (180 days).
• Loan limit up to IDR 8,000,000.
• Interest rates are calculated based on the annuity method (effective interest rate).
• Maximum annual interest rate of 56% (APR) *

* Annual interest rate including provision fee

Example of a loan simulation:
If you borrow IDR 8 million, the installments must be paid each month based on the chosen tenor:
• 3 months: IDR 3,725,500 / month {IDR 8,000,000 (Loan Principal) + IDR 1,600,000 (Provision) + IDR 1,576,500 (Loan Interest)}. Total loans that must be paid = IDR 11,176,500
• 4 months: IDR 2,898,500 / month {IDR 8,000,000 (Loan Principal) + IDR 16,000,000 (Provision) + IDR 1,994,000 (Loan Interest)}. Total Loans to be paid = 11,594,000
• 5 months: IDR 2,404,500 / month {IDR 8,000,000 (Loan Principal) + IDR 16,000,000 (Provision) + IDR 2,422,500 (Loan Interest)}. Total Loans to be paid = 12,022,500
• 6 months: Rp 2,077,000, - / month {Rp 8,000,000 (Loan Principal) + Rp 16,000,000 (Provision) + Rp 2,862,000 (Loan Interest)}. Total Loans to be paid = 12,462,000

Contact Us by:
Phone: (021) 4059 5888
Email: cs@indodana.com

Our Address:
Jl. Tomang Raya No. 38, RT.5 / RW.1 Jatipulo, Palmerah, West Jakarta 11430
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Additional Information

Updated
October 23, 2020
Size
14M
Installs
1,000,000+
Current Version
3.8.7
Requires Android
4.3 and up
Content Rating
Everyone
Permissions
Offered By
PT Artha Dana Teknologi (Indodana)
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