Indodana Fintech Pinjaman Dana

PT Artha Dana Teknologi

About this app

Unsecured online cash loans that have OJK permission, with a fast and easy application process.
Need additional funds for various needs? No need to worry, you can get funds of up to IDR 40 million from Indodana Fintech!

What is Indodana Fintech?
Indodana Fintech is a loan application owned by PT Artha Dana Teknologi which is committed to providing online cash loan solutions for various community needs. All activities at Indodana Fintech are guaranteed safe because they are licensed and supervised by the Financial Services Authority (OJK) and are members of the Indonesian Joint Funding Fintech Association (AFPI).

What are the advantages of using Indodana Fintech:
- Large loans: Fulfill various needs with funds up to IDR 40 million.
- Easy installments: Tenor options available up to 24 months which you can adjust to your needs.
- Easy and fast application: You only need an ID card and fill in your personal data, you can immediately apply for funds without any hassle.
- Instant disbursement of funds: No need to wait long, you can get the approved funds immediately.
- Safe: All your data and privacy is protected, and is registered and licensed by the OJK.

Indodana Fintech application service information:
• Minimum loan tenor: 3 months (90 days) and maximum 24 months (720 days)
• Loan limits start from IDR 1,000,000 - IDR 40,000,000
• Interest rate: 4%/month (Maximum APR = 48%)
• Details of provision costs:
- 3 month loan tenor: 12.5%
- Loan tenor 6 months: 19%
- Loan tenor 9 months: 19%
- Loan tenor 12 months: 19%
- Loan tenor 18 months: 20%
- 24 month loan tenor: 20%

Example of online loan simulation:

If you borrow IDR 9,000,000, with 9 month installments, the following is a payment simulation:
• Amount of money borrowed: IDR 9,000,000
• Provision fees: 19%*Rp. 9,000,000 = Rp. 1,710,000
• Loan principal = IDR 10,710,000 (IDR 9,000,000 + IDR 1,710,000)
• Total Interest (Total Loan - Amount of money borrowed - provision fees): IDR 3,856,500 (IDR 14,566,500 - IDR 9,000,000 - IDR 1,710,000)
• By calculating the annuity interest, you get monthly installments of (Rp. 10,710,000 * 4%)/(1-(1+4%)^-9 months = Rp. 1,618,500
• Total loan to be paid (monthly installments * tenor): Rp. 14,566,500 (Rp. 1,618,500 * 9 months)


Contact us:
No. Telephone: [phone]
Email: [e-mail]
Instagram: https://www.instagram.com/indodanafintech/
Address: Jl. KH Hasyim Ashari no. 26, RT 001 RW 004, North Petojo, Gambir, Central Jakarta 10130