Great app, user-friendly, and they are always making improvements to it with features and recently, design. I've rarely encountered glitches and it meets any needs I've had very well. After trying to use another bank's app and being able to compare, I've come to truly appreciate how seamless this is and so workable, I've turned this into the standard that other banks would need to step up to. Apparently BoA set this bar high and what we take for granted with being able to do in this app is not a universal standard. Good to compare and learn. Thanks!
Not rating 5 stars just because the app does not give you an autimatic option to slect credit card payment options & amount. You have to take a mental note of the digits (bill amount) to manually enter in the next step. Whereas Wells fargo provides you multiple options to pay the credit card bill amount such as, minimum due ($- with amount shown on the screen); current balance ($), last statement balance ($). The most convenient part is to have the auto slect option what and how much you want to pay
I have accounts at several banks. B of A's app is far and away the best. I keep telling my other banks, some large national banks, some smaller local ones, and a couple of credit unions that they should have their IT folk open an account at BofA to see the features on their app. And, it just keeps improving. Even though, I no longer live in one of the two States where there is no BofA, I keep this account open because the app makes it so easy for me to bank with them remotely. That is saying a lot. I can do from their app what I have to walk into a bank with some of my other accounts to do. Every time I consider closing the account, the app improves and makes my banking with BofA easier. I recommend it without reservation.
I live very rural and have no issues other than your closing branches but guess it is not thst important other than i pay $5.00 dollars for each time i take out at another bank but i usually just get cash back if i need it. My banking app works perfect. Love it. Look forward to see whats next like the new buget area too.
Love my BOA app. Works flawlessly. If I had any complaints it would only be that certain features aren't offered on mobile as you need to go on desktop. Like messages.. But the cash back deals and the budget portion are great! Now BOA I find is way too strict with their credit qualifications. I've been approved for credits cards with other lenders they wouldn't give me a secured card with me giving $1000 for them to hold. Even with a co signer with a 780 FICO.. disgusting. My credit isn't even that bad.
Compared to earlier versions, the newest app is easier for me to read...larger print, and it's easier to traverse between transfer options. I love making payments on my credit card with the newest version, too. It has made keeping track of my financial situation a breeze. It helps me identify possible fraudulent charges as soon as they occur. I've had to change debit cards three times over the past couple of years just to ensure my meager income is secure and the last time was through the new app. Thanks!
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