Bank of America Mobile Banking

Bank of America

About this app

Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.

Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts.

Transfer Money and Pay Bills
•Securely send and receive money with Zelle® in our app using a U.S. mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts
•Pay bills

Check Deposit
•Take photos of checks to deposit them to your checking or savings account
•Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
•Ask Erica to find transactions, pay bills and more
•Get valuable alerts, and helpful insights

Security
•Set up Touch ID® / Face ID®
•If fraudulent activity is suspected on your card, we’ll notify you
•View security center
•With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Manage Investments with Merrill
•Trade stocks, ETFs, mutual funds
•View up-to-date Market data, news, and quotes
•Send messages and documents securely to your advisor

FICO® Credit Score:
•Easily check your FICO® credit score
•View the key factors that affect your score
•Find out about keeping credit healthy

Financial Education and Savings & Budgeting Tools:
•Set up and manage savings goals
•Organize and track your spending by category
•View all transactions
•Compare spending against income
• Easily create a budget based on previous spending or from scratch

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates may apply.

¹Zelle® transfers require enrollment and must be made from a Bank of America consumer checking or savings account to an eligible domestic bank account. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.

²Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.

³Erica does not provide investment advice. Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.

⁴You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp"). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. ("MLLA"), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products:
• Are Not FDIC Insurance
• Are Not Bank Guaranteed
• May Lose Value

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Features may only be available for certain account types.

Android is a trademark of Google Inc.

Google emojis are used herein under license

Bank of America and related trademarks are trademarks of Bank of America Corporation
Bank of America, N.A. Member FDIC
©2026 Bank of America Corporation

Ratings and reviews

My fingerprint is no longer usable as ID (age). My hands twitch, so when I try to type one letter I often hit a different letter when entering password, and unlike other banks (I have three) there is no way to see if I made a mistake. The way other banks work, when typing in a password, there is an "eye" icon to the right we can click on that allows us to see the completed password in case we typed any letters incorrectly. It's an EASY FIX! I AM GIVING U 1 STAR UNTIL U FIX IT!!!

In whole it's good. But they recently made a change, its not nessesary & redundant. When you try to go to bill pay it pops up a screen called recipients. In order to get to your normal bill pay page you have to scroll to the bottom and tap it again. There was no reason for this addition. It doesn't seem to have done damage to the app itself, but why add something that's not needed? I have sent them a message about this twice & have gotten no replies. Lowered rating 1 for change 2 for no reply.

The app is aging, you can tell but I would say it is just fine. It works as intended, it doesn't win any design awards, but it works and is simple. You can tell that things are aging, like the accessories page for your checking account, or when linking your BOfA account to a Merrill account. You can tell that things are getting old, but customers, especially the elderly like that, so keep it that way. 4 stars because of stability as it could be better.

What’s new

Refer a Friend allows eligible clients to share a referral code inviting others to apply for a new credit card. Offer info in account details.
Release notes provided for 2 of 2 languages