Twyp – Pay and get cash back

Whatever your bank is, Twyp is for you. It is absolutely free, and you can do so many things with it, so quickly and easily, that you will wonder how you ever lived without it!

- No more excuses from your friends: get paid instantly when you split the bill for dinner, beers, a taxi ride, a birthday gift…

- Remind them to pay you back with personalized and fun messages, even if they are not on Twyp.

- Show them how it’s done and pay them back instantly when you owe them anything.

- Get cash back when you go shopping or fill up your tank.

- And you won’t need to have any money or cards because you will be able to use your mobile to pay for your purchases at thousands of Twyp participating stores.

Here’s what you can do with Twyp:

- Pay and be paid by anyone on your Contacts List, whatever their bank is. Money is sent instantly and without fees.

- Get cash back when you make a purchase or simply pay for your purchases without having to carry your wallet with you, and with no fees! At more than 8000 locations.

- Top up your Twyp balance up to 5 times a day.

- Get €20 to €150 back, as long as withdrawals and payments don’t add up to more than €600.

- Limited to €999 a year for payments between friends, and €999 for retailers… Or €5000 if you are an ING customer!

- Secure payments: a verified, fully secure payment system with all protection mechanisms and the ING guarantee.

Just download the App and sign up!

If you’d like to know some more about us, go to We explain everything there, including the legal terms and conditions of our promotions. And if you want to keep up with our news, follow us on Instagram, Twitter and Facebook!

Twyp is an idea of ING
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What's New

We solved a small error that affected the twypers who registered with a Xiaomi or a Huawei mobile. Starting today, registering will be even easier and wonderful for them.

In addition, the synchronization of contacts is smoother than ever with the new arrangements we have made. You will realize that no matter what mobile phone you have ;)
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Additional Information

February 13, 2019
Current Version
Requires Android
4.1 and up
Content Rating
Interactive Elements
Users Interact
Offered By
ING BANK NV, Sucursal en España
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