Twyp – Pay and get cash back

Twyp is a free app you can use to pay, get paid or get cash back very easily, no matter who you bank with!

Download Twyp now and start benefitting from its many advantages. It’s the perfect app to make and share payments with friends:

- Send money instantly to anyone on your Contacts list at no cost.

- Now you can also ask your friends who do not use Twyp to pay you by sending them a personalized, fun message by clicking on “Twyp me the money!”

- And you can also pay with your phone and get cash back without a card (and no fees!) when you make a purchase at any of our more than 5000 participating stores.

As you can see, Twyp works for everything…and everyone! It doesn’t matter who you bank with, we invite you to give us a try now by clicking on “Install” above. We promise it will be worth your time. And it’s absolutely free!!! With Twyp, sending and receiving money or getting cash back won’t cost you a thing. Nothing, nada!

By the way… did you say “security”? Because you don’t need to worry! ☺ We know how important it is when you pay with your phone. That is why Twyp uses a verified, 100% secure payment system with full protection. And we are also backed by the ING guarantee. Plus, you will also be asked to enter your 4-digit PIN when you carry out a transaction.

In sum… what will Twyp do for me?

- Your friends will no longer have an excuse not to pay you back. Just click on “Twyp me the money!”, and they will be able to pay you on the spot for their share of the beers, meals, taxi rides, friends’ gifts or any of the zillions of things you paid for them. Or you will be able to pay them back easily and instantly when they pay your share. To make it easier for you, you can top up your balance up to 5 times every day.

This is here because it is 1 of the 5 legal requirements you told me we had to mention! If it is no longer necessary, it can be deleted.

- You will be able to get cash back when you go grocery shopping or fill up the tank. You will be killing two birds with one stone! Please bear in mind that you can get between €20 and €150 back every time you make a purchase. Your cash + purchase transaction should not exceed €600. 

- Or you will simply be able to pay for your purchases without having to carry your wallet, card or purse everywhere you go at any of the thousands of Twyp participating retailers.

Oh! And so you can use Twyp without a worry, you have a €999 limit for your payments with friends and a €999 limit for retailers…If you are an ING customer, these limits go up to €5000!

I want to give it a try, what should I do?

It may seem obvious, but…you just have to download the app and register! Easy peasy. You’ll see! ;)

To learn more about us or how it all works, please visit us on

To keep track of what we do, do follow us on Twitter, Instagram and Facebook. We like having good friends… and we have much to tell you!

Twyp is an idea of ING. You can read our legal terms and conditions on
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What's New

We love that you are a part of Twyp! The only App you can use to pay your friends and withdraw money when you make a purchase, no matter who you bank with!
We have fixed push notifications in devices with S.O. 8 or upper version.
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Additional Information

October 24, 2018
Current Version
Requires Android
4.1 and up
Content Rating
Interactive Elements
Users Interact
Offered By
ING BANK NV, Sucursal en España
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