LenDenClub Grow Your Portfolio

Innofin Solutions Private Limited

About this app

It’s time to diversify beyond market linked instruments. You have already invested in stocks, mutual funds, bonds; now there is a fourth option.

One that most professionals at your income level haven’t seriously considered — not because it isn’t credible, but because no one explained it plainly.

LenDenClub is an RBI-registered peer-to-peer lending platform where individuals allocate surplus capital into structured credit opportunities across thousands of verified borrowers.

Monthly repayments return to your account on schedule. The allocation decisions are entirely yours.

₹18,000 Cr+ has been deployed on the platform. On average, investors deploy ₹2 lakh. 9 out of 10 have historically earned more than 12% p.a.

WHO USES LENDENCLUB
Senior Professionals & CXOs
Deploy surplus income in a structured alternative to fixed income instruments — with monthly returns and full visibility.

Entrepreneurs & Business Owners
Put idle liquidity to work between business decisions, without locking capital away.

Family Offices & HNIs
Part of a broader capital allocation approach — monthly repayments, thousands of borrowers, zero single-point exposure.

NRIs & Global Professionals
Consistent India exposure with structured returns and a fully digital experience.

COMMON QUESTIONS (FAQs)
Is it safe?
Every rupee moves through a bank-managed escrow — LenDenClub never holds your funds. The platform is RBI-registered, NBFC-P2P licensed, and operates within all regulatory guidelines. Borrower verification is structured and documented; includes 660+ data point verification.

Is 12% real?
9 out of 10 participants have historically earned more than 12% p.a. ₹18,000 Cr has moved through this platform. These are historical outcomes — not projections.

What if a borrower doesn’t repay?
You spread your capital across thousands of individual borrowers, not one. A single default has a negligible impact on your overall earnings. Diversification is built into how the platform works.

How do I start?
Begin with ₹25,000. Add funds via UPI, Net Banking, IMPS, RTGS, or NEFT. Filter credit opportunities by risk grade, tenure, and rate of interest and more. Track everything in real time.

BUILT ON TRUST
● RBI-registered peer-to-peer lending platform
● Escrow managed by a leading bank trustee — funds never held by LenDenClub
● Structured borrower verification at every step
● Fully digital, secure experience
● Compliant with all regulatory guidelines

SIMPLE. DISCIPLINED. TRANSPARENT.
LenDenClub is built for individuals who value control, clarity, and consistency in how they use their money.

If you are looking for an alternative investment option to manage your surplus funds, LenDenClub provides a reliable and transparent way to begin.

Not a fixed income instrument. Not a debt fund. A structured way to earn more from the money you’ve already earned.

Disclaimer
⚠️ Note: P2P lending is subject to risks. And lending decisions taken by a lender on the basis of this information are at the discretion of the lender, and LenDenClub does not guarantee that the invested amount will be recovered from the borrower.

For terms, refer: https://www.lendenclub.com/terms-of-services/
📩 For queries, reach us at [e-mail]

Ratings and reviews

Higher default rate . I lended 22000 to around 35 people . out of which I lost 5500 rupees . Even after receiving interest I lost 5500 rupees. I was checking out how it works . Thank God I didn't invest huge money . I don't know how they are going to recover from defaulters. but in your portfolio they easily mark it as NPA . Don't chase higher interest . This is the lesson i learned .

It's a great app for idle money without active participation and I appreciate the convenience of this app, but the repayment details are not transparent enough. When a payment is repaid, the app only shows a breakdown between principal and interest. It does not clearly indicate which loan the repayment has been applied to, or how much principal and interest has been reduced for each loan. For users managing multiple loans, this lack of clarity makes it difficult to track repayments properly.

relationship manager mentioned in the app doesnt have whatsapp on number provided though app claims it to be the case, further i sent email 4 days ago still no response, and his number is also not reachable thru cellular call. i shared query on email, and yet no response. so believe customer service for the app is poor in regards to any queries or questions.

What's new

What’s New in This Release

We’ve made updates to give you more clarity on your activity and help you continue lending confidently.

• Track your repayments
Now you can easily track your repayments, with a clear breakdown of principal and interest.

• See how you’re growing
Now you can understand how your repayments are growing compared to your lending over time.

• Updated profile experience
An improved More & Profile section with easier navigation and a more personalised experience.