InstaCash - Personal Loan App

Our InstaCash Loan app, you can borrow any amount starting from ₹50,000 up to ₹2 Lakhs! Our Annual Interest rates (APR) 20%* & you can choose from a wide range of flexible EMI repayment plans starting from 3 months & going up to 24 months.

For instance, an instant personal loan of ₹50,000 with an annual interest rate (APR) of 20% and a repayment tenure of 6 months will cost you ₹3500 in interest & fees. For example:

Amount Borrowed (Principal) = ₹50000/-
Interest Rate = 3% SPILT MONTHLY FROM 18% (annual interest)
Tenure⏳ = 6 months
Processing Fee = 2% ( ₹2500*)
Amount disbursed = ₹50000
Your EMI amount = ₹9000
Interest amount = ₹1500*
Total Cost of Loan = ₹2500 + ₹1500+ ₹50000 = ₹54000*
APR 20%

If the loan amount is ₹50000 and the APR rate is 30% per annual with the tenure of 180 days, after deducting the processing fee, the interest payable is as follows :
Interest = ₹ 5000 * 20% / 365 * 180 = ₹ 4931*.

*These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.

Do you need instant cash? Apply for Personal loans through our app and borrow money instantly with minimum KYC. How much do you need?
InstaCash Personal loan app is helping you to deal easier with unexpected and emergency costs.

If you are short of money and looking for installment loans to cover your already scheduled payments, just install our app and apply for a personal loan that will help you to get through the period without unnecessary stress.


What made InstaCash the best loan app in India is our proprietary credit model that allows us to look beyond your credit score or history & understand your financial profile better. This, in turn, leads us to give you the best personal loan offer.

PAN Card
Aadhar Card
Family Income up to ₹15000 monthly

How to Apply

Download InstaCash Loans app from Google Play Store
Fill out basic information & get an approved loan offer in minutes
Choose a flexible loan amount & EMI repayment plan that suits you
Apply remotely & upload all your documents online
Get the loan amount in your bank account in a few hours

You can also track your entire loan status on our app. So, what are you waiting for? Download now!

**Few Important Things to Note**
Loan Amount: From ₹50,000 to ₹2,00,000
Repayment Duration: From 3 months to 24 months
Processing Fees: 2%*
Annual Rate of Interest 18%*
Annual Interest Rate: From 20%*

How does it work?
1. Install the InstaCash Personal App from the Play Store.
2. Register an account and log in.
3. Fill out your information, then submit the application.
5. After the submission, you may receive a call for verification. The final application result will be shown in the App wallet and you will be informed by SMS if approved.
6. After your loan gets approved you need to make a withdrawal request
7. After acknowledging, the approved loan amount will be disbursed into your account and an SMS notification will be sent.

Safety & Security

InstaCash’s security systems are designed to be in line with those of the best banks in the country. Rest assured knowing that all your data is safe and secure as we use 256-bit encryption for data management with SSl Certificate installed.

Our app requires the following permissions to function optimally:

Camera & Media Access -
Required to enable uploading of documents like Aadhaar/PAN for your loan application

To Read Our Teams at
To Read Our Privacy Policies at

We do not share your data without your consent.

Contact Us :
If you are still not sure how it works or you have some additional questions, just contact us and we will help you to understand the whole process well.
Please contact our online service for help:
Support Helpline: +91-9144083698
Working time: 9:00 am - 18:30PM (Monday - Saturday)
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What's New

Instant Loan app
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Additional Information

February 17, 2021
Current Version
Requires Android
6.0 and up
Content Rating
Offered By
Auto Credti Pay Pvt. Ltd.
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