Motorways Insurance

Alpha Consultants

About this app

Motorways Insurance is digital insurance product developed and designed by “Alpha Consultants Digital”.
Alpha Consultants Digital is the only company that has past experience in designing and implementation of such a scheme. Besides forming the basic structure required for execution of the Takaful cover plans, company will also act as the bridge in the process and will carry out all operational tasks to ensure smooth running of the arrangement.

THE VISION
The idea behind this arrangement is to provide special coverage to the travelers using the Motorways in Pakistan against a negligible contribution. In case of any unfortunate event, the commuter should be compensated to a rational extent against damages suffered.

This is a completely digital platform to get Insured while travelling on a motorway. This product can be utilized by an individual, sole proprietor, partnership and a company.
The complete process is web based as well as accessible through mobile App. Whether you want to purchase a new policy, need proof of insurance after office hours or want to file a claim on a non-working day, we are here for you, anytime, anywhere, 24/7-365. Client has full control over policies through our platform offering streamlined and seamless customer experience with access to view all documentation, upload soft images of required documents, online claim lodging, fleet management, billing, reconciliation, usage, refunds, customer reminder notification, etc, are all a click away through role based access controls where the client is actually controlling all the insurance for himself or for his company.

Eligibility
Coverage applies as soon as the vehicles enter on the Motorway (Toll Plaza) and shall remain effective until the car exits from any toll plaza OR for the maximum period of 24 hrs. on the motorway whichever comes first.

What Do we Cover:
Under this arrangement, we are offering Commercial as well as Private Vehicle’s partial coverage, Accidental Death and accidental medical care.

Scope of coverage
This Initiative is designed to provide Takaful cover for the Vehicle damage, Accidental Death, and Accidental medical coverage to all Motorway Traveler’s using motorways from M1 to M 16. Takaful coverage will only be valid for a single trip i.e. from entry to exit and up to a maximum of 24 hours whichever comes first.
• Accidental death coverage of PKR 500,000/- per person as per the capacity of the vehicle.
• Motor Vehicle accidental Coverage of PKR 800,000/- or actual whichever is lower.
• Emergency Medical treatment of PKR 200,000/- or actual whichever is lower.