InvestKraft

MONETIC TECHNOLOGIES PVT LTD

About this app

InvestKraft is a fintech app with all BFSI services. It is easy to use, transparent and paperless. It help you manage all your other Personal Finance needs in one place. With InvestKraft, you can invest, track & manage your investments. Avail loans such as personal loan, home loan, loan against property, medical loan, insta loan, and business loan. Whether you are a salaried employee or a self-employed person, you can avail the instant funds.

Online personal loans from ₹5,00 to ₹5,00,000
Interest rates - 10.5% to 36% p.a.
Tenures - 3 to 36 months
APR range - 12% to 40%
Low transaction fees
Quick loans & easy EMI

Prominent Disclosures: Our Lending partners (NBFC)
Investkraft is loan aggregator platform which has partnered with Following NBFC lending partners which are RBI Registered.
1. Hindon Mercantile Limited
https://hindon.co/lending-service-providers/

📌 Key Features of InvestKraft App:
User-friendly interface that simplifies money management
Versatile range of investment and loan products
Instant online loan process
Competitive interest rates
Apply for Loan against Mutual Funds with Larks Loan,
Apply for credit card and get card offers over your register mobile WhatsApp.

🧈Digital Gold
Invest in Digital Gold: Buy 99.99% 24K digital gold starting at just ₹10. Sell or redeem it for physical gold anytime. Enjoy seamless payments via Razorpay for a hassle-free experience.

Open Fixed Deposits (FDs) with Bajaj Finance and grow your savings. Start with as little as ₹15000 and enjoy attractive interest rates. Easily manage your FDs and track your investments within the app.

💡📱 Online Recharge & Bill Payment Services with Secure payments via BillDesk
✅ Mobile Recharge: Quick recharge options for Jio, Airtel, VI, BSNL, and more.
✅ DTH Recharge: Recharge Tata Play, Airtel TV, Dish TV, Sun Direct, and other providers.
✅ Bill Payments: Pay for electricity, water, broadband, LPG, FASTag, property tax, etc.
✅ Credit Card Payments: Easily pay HDFC, ICICI, SBI and other credit card bills with instant processing and timely reminders.

📌 Avail Personal Loan, Medical Loan & Insta Loan

The app provides multiple loans in one app! Need a Personal Loan for that dream trip? Done. Medical bills got you down? Medical Loans are here. Even urgent needs are covered with Insta Loans. Avoid the branch hassle, get clear terms, fast approvals, and secure transactions.

📌 Why Choose InvestKraft?

Loan Services: We offer loans for various needs, including major purchases, travel, education, shopping, weddings, debt consolidation, home repairs, and medical expenses.
Flexible Interest Rates: Enjoy competitive rates ranging from 10.5% to 36% per annum.
Security: We partner only with RBI-certified NBFCs, ensuring safe and secure transactions.

📌 What You Can Expect From Us?

Loan approval in minutes with our loan app.
Flexible repayment options range from 3 to 36 months.
Completely paperless, you can submit documents online without physical documentation.
Complete transparency of terms and conditions.
Convenient and allows you to get a quick loan.


Personal Loan Eligibility:
✔️ Age: 18+
✔️ Minimum monthly salary: ₹15,000
✔️ Salary must be credited through direct bank transfer only

Personal Loan Example:

Assume, the minimum and maximum period of repayment of the loan is 3-36 months. Depending on the profile of the applicant, the Annual Percentage Rate (APR) may vary from 12% to 40%. Here is a sample calculation:

Principal Loan Amount: ₹2,00,000
Disbursed Loan Amount : ₹1,95,000
Loan Processing Fees (@2.5%): ₹5000
Interest Charges (@12%): ₹25,953
Monthly EMI : ₹9,415
Total Amount paid after 2 Years: ₹2,25,953

Privacy Policy: https://www.investkraft.com/privacy-policy

📞 Contact Us

AG-7 Ground Floor, Block AG, Poorbi Shalimar Bagh, Shalimar Bagh, New Delhi, Delhi, 110088.
Email: [e-mail]
Customer Grievance Officer Email: [e-mail]
Phone No: [phone]