Kristal:Digital Wealth Manager

173 reviews
Content rating
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About this app

Searching for trending investments from around the world? They’re all on Kristal.AI.

Now with a brand new look and feel!

We offer a vast range of investments for Accredited Investors. From award-winning funds to alternative and impact investments, and private equities. Legacy planning option is also available through our family office arm.

For everyday investors, we have 200+ ETFs curated to sector themes, and algorithm-managed portfolios. The portfolios will be automatically rebalanced to help you get started with ease. With the Kristal.AI mobile app, you get your portfolio dashboard, market updates, and latest investment opportunities on-the-go.

What you will love about Kristal Private Wealth account:
We add investment ideas regularly. Explore new investments by speaking to your Kristal Advisor.
Access private market investments which are usually reserved for the ultra-high-net-worth individuals.
Unbiased advice and timely market insights from your dedicated Kristal Advisor.
Optimise your investment performance. We administrate your assets invested for you to have a clearer picture of your wealth.
Boost your investment performance, through leverage or margin trading.
Option to fully trust us to grow and manage your wealth. With a fully discretionary mandate, our Advisors make investment decisions on your behalf through discretionary mandates.
All the powerful tools and features available in the account.

What you will love about Kristal Retail account:
Personalise your investment portfolio using our advisory algorithm. Simply input your investing goals, risk tolerance and time horizon to get started.
Automate your investments through a Systematic Investment Plan.
Flexibility to choose your investments, even in an algorithm-generated portfolio.
Kristal.AI management fee starts from 0.3% per annum that begins at the first investment. You can easily top-up and withdraw funds through the online portal

We are a regulated entity. Headquartered in Singapore, with offices in Hong Kong and India, we are licensed by MAS, SFC and SEBI. We hold clients' funding in DBS (Trustee Bank), and assets in Saxo Markets and Interactive Brokers (Custodian).

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Updated on
Jul 29, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted
173 reviews
July 14, 2021
Buggy (keeps logging me out every 2 days), unintuitive user experience - it's clear they haven't done research on what people want and how they use these kind of apps, very few options to invest (no international stocks), no clarity on what to do if you want to leave. Roach motel, best to avoid.
10 people found this review helpful
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Chua Xin Hui
December 22, 2020
Generally functional, but logging in is a hassle (how do i enable fingerprint unlock?) - i have to manually key in my email and password every single time. Also, the app is down right now so I can't log in to check on my investments.
6 people found this review helpful
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A Google user
January 21, 2020
Support outright refuses to answer any email, so I have long since moved to another investment platform. I unsubscribed from their emails, only to be sent weekly email updates from the support email address - the very same one that still hasn't answered any of my inquiries. Ridiculous.
6 people found this review helpful
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Kristal: Digital Wealth Manager
May 28, 2020
Hi Preechaya, You have been already onboarded to our platform and your account linking is still pending. We are extremely sorry to hear about the service. Requesting you to please write to us at for further assistance. Thanks, Kristal Support

What's new

You can now trade institutional funds with just one click ! We have even improved search and filter experience for quick discovery.

We’ve added top holdings of a fund, downloadable historical NAVs and 30+ additional attributes under fund details to help your investment decisions.

NRI Customers can now complete their KYC via CKYC.