Jago/Jago Syariah digital bank

131K reviews
Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Jago/Jago Syariah is a digital financial application that offers a practical solution that enables you to spend & save with those closest to you the way you want.

Why use Jago/Jago Syariah?

- Choose according to your own principles: Jago & Jago Syariah

- Licensed & supervised by the Financial Services Authority (OJK) & also a member of the LPS deposit insurance program. Also, Jago Syariah is following the DSN MUI fatwa and is supervised by the Sharia Supervisory Board (DPS)

- Open a new account in minutes, with no minimum balance & no need to go to the bank

- Integrated with financial applications such as Bibit, Gobiz, GoPay & more

- Manage spending & saving in one app

- Free monthly admin fee

- Enjoy up to 150 monthly free transfers & e-wallet Top-ups, 10 monthly free ATM withdrawals, 3 free digital & physical debit cards, and forever free GoPay e-wallet Top-up

- Withdraw money from any ATM & shop online with a Jago Visa / GPN Debit Card

- Quick & affordable money transfer with BI-FAST

- Access to QRIS for practical payments

- Offers deposit for long-term saving with up to 5% interest rate & is flexible to be withdrawn at any time without penalties

- Easily contact customer service 24 hours a day, 7 days a week at 1500 746 / 021 30000746

- Plenty of promos for buying credit & data, paying bills & shopping at favorite merchants

One app with many functions!
Open an account & enjoy various finance activities from your smartphone. Saving money? Possible. Topping up Gopay & investing in mutual funds with Bibit? Easy and free! Transfer money? Safe! Pay bills? Just tap!

You are safe with Jago
Your data & money are safe. Access to your account is protected with multi-layer security systems. Logging into the application on your smartphone is protected with biometric methods or a PIN & each transaction authentication always uses a password.

Safe cash withdrawal at ATMs & shopping worldwide
With a Jago VISA debit card, you can transact easily and safely. The debit card is protected without a CVV, & only you have access to the CVV through the application. We provide both digital & physical debit cards that can be monitored in real-time & you can set the transaction limit. You can create a VISA debit card from the application. Jago GPN Debit Card is also available for offline transactions throughout Indonesia & cash withdrawals at ATMs or EDCs anywhere within the GPN network in Indonesia.

Save money on transfers with BI-FAST
With BI-FAST, you can send money in real-time, safely, efficiently, & affordably to other banks such as BCA, Mandiri/Livin' by Mandiri, BNI, BRI/Brimo BRI, Bank Syariah Indonesia BSI, Bank Neo Commerce, Seabank, BRI Agro/Raya - Bank Digital, BTPN Jenius & more.

It's easier to pay zakat & shadaqah directly from Jago/Jago Syariah, in collaboration with trusted amil organizations such as BAZNAS, Dompet Duafa & Rumah Zakat, your funds are managed transparently.
Enjoy all Jago's full features in accordance with Sharia principles.
Alhamdulillah, you can now save, transact, and manage your money more peacefully with Jago Syariah.

60 Jago Syariah Pockets = 60 Accounts
Manage your savings and expenses in 60 Pockets, within a single account using the Wadiah Yad Dhamanah and Mudharabah Muthlaqah akad.
40 Pockets for spending and savings with the Wadiah akad, without interest. Manage your money more peacefully and enhance the blessings of your savings.

20 Sharia Deposit Pockets with the Mudharabah akad. With a profit-sharing ratio of 16.21% and equivalent profit-sharing of 5% per year. Save money for your future financial goals and enjoy the flexibility to make withdrawals at any time without incurring penalty fees.

Download now!

PT Bank Jago Tbk
Menara BTPN Lt. 46
Jl. Dr. Ide Anak Agung Gde Agung Kav.5.5–5.6
Jakarta Selatan
E-mail: tanya@jago.com
Customer service: 1500746
Updated on
Nov 14, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

129K reviews
Luminos id
November 24, 2023
This is my experience, BEWARE before using this service! I scanned QRIS code and FAILED. Naturally, I tried other method (manual transfer). Weeks later, both transactions became success. So I got charged 2x in the end. All they did was checking the recipient bank and confirm the transaction is successful. The problem is the app, why failed transactions but forward my money? And they won't give my money back (1million). I CLOSED my account including Bibit, the group. Untrusted
19 people found this review helpful
Did you find this helpful?
PT Bank Jago Tbk
November 24, 2023
Hello, Jagoans! We apologize for the problems that you have experienced. We take every criticism and concern seriously and continuously strive to improve our product. We will immediately help your concern and solve it accordingly. Please tell us the details by contacting Tanya Jago at 1500 746/+62 21 3000 0746, or email to tanya@jago.com
Muhammad Ridha Ridwan
October 19, 2023
I used to really love the responsiveness of this app... But why is it getting slower and slower? Especially when I try to type my PIN: the number pad is sometimes unresponsive, fingerprint login: need to wait 1 second before it shows on screen, and the most important thing: moving fund from a pocket to another one, that's very unresponsive! For goodness sake. Please. Fix. It.
17 people found this review helpful
Did you find this helpful?
PT Bank Jago Tbk
November 14, 2023
Hi, Jagoan! We apologize for the problems that you have experienced. Your input is valuable to us and we take your concerns seriously. Kindly contact us through Tanya Jago at 1500746/+62 21 3000 0746, or email to tanya@jago.com so we could understand better and we will gladly help to solve your problem.
null -
September 21, 2023
It's been a year since I first used JAGO, nothing much changed... still waiting for "Costumer Presented Mode" QRIS and ATM deposit method. Also a way to top up via PayPal, currently I'm using WISE as middleman, would be nice to directly transfer my PayPal balance to JAGO. Still a pretty solid bank, the CS is really useful when my card is blocked due to repeated failed transaction, though it still missing ATM deposit which IMO a very important feature.
32 people found this review helpful
Did you find this helpful?
PT Bank Jago Tbk
October 15, 2022
Hello Jagoan! Thank you for your insightful feedback. This is a good feedback for us to developing and providing the best service for you in the future. If you need any further information, please do not hesitate to contact us at 1500746 / 021-30000746 or e-mail to tanya@jago.com. We are more than happy to help you.

What's new

Hi Jagoan,
No major changes in this version the app, we just bashed a bunch of bugs to make sure you have a pleasant experience with Jago. Update your app to make sure that all will run well :)