Jiko: Invest. Save. Spend.

The Jiko network is brought to you by a regulated financial institution that believes everyone should have access to stability and peace of mind.

Who we are

Jiko is an innovative network that delivers financial service to members throughout the US. Our network has been designed to offer automated investment in government-backed US Treasury Bills.(3) We aim to provide transparency in everything from fees and rewards to member service.

How it works

The Jiko network integrates a bank license, a brokerage license, and a distributed network
design that transfers funds quickly while focusing closely on maintaining data security and privacy. (2)(3)(4)(5)

Our first offering is access to investment in government-backed US Treasury Bills. Using the Jiko network, your Jiko automatically invests your money in historically stable T-Bills.(3)

Need funds? With one of the largest and most active markets in the world, T-Bills can be liquidated as needed. Just initiate a release in the Jiko app, and your Jiko will do the rest. See disclosures at jiko.io/limitations for transfer features and limitations.

What’s in your Jiko

Your Jiko is like a private vault on the Jiko network. Your Jiko capitalizes on a distributed network design coupled with industry standard-encryption to provide trustworthy data security and privacy.

Use the Jiko app to:

● Monitor your US Treasury Bill holdings in the Jiko portfolio.(3)
● Review your brokerage activity.(2)
● Track the Jiko network’s inception-to-date annualized performance.

Some features available subject to customer eligibility.



Brokerage Product provided by Jiko Securities, Inc.:
No Bank Guarantee • May Lose Value • Not FDIC Insured


1 - Illustrations not representative of future or past performance.
2 - Jiko, owned and operated by Jiko Technologies, Inc., makes available a unique combination of financial services provided by Jiko Technologies and its affiliates, Jiko Securities, Inc., a registered broker-dealer, and Jiko Bank, a division of Mid-Central Federal Savings Bank.
3 - Your investments are subject to certain risks. US Treasury Bills are securities and, as with any investment, you could lose all or part of your investment in your account.
4 - Jiko Securities, Inc. is a member of the Financial Industry Regulatory Authority, Inc.
("FINRA") and the Securities Investor Protection Corporation ("SIPC"), and acts as the principal carrying firm. All your securities and funds are held in an omnibus account at Apex Clearing Corporation, pursuant to U.S. Securities and Exchange Commission Rule 15c3-3 customer protection rules. SIPC protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org.
5 - Banking services provided by Jiko Bank. The Jiko Solid debit card, when available, will be issued by Jiko Bank and can be used anywhere on the Discover, Pulse, and NYCE networks
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What's New

With Halloween behind us, we’re rounding into the holiday season. In the spirit of giving (and the wallet workout that lies ahead), we’re making it easier to start accessing investment in US T-Bills.

—— Improved account security with a new phone verification step.

—— A sneak peek at the upcoming Jiko Solid debit card. Thanks for taking the time to read our inaugural release notes!

We welcome feedback at hello@jiko.io
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Additional Information

November 6, 2019
Current Version
Requires Android
5.0 and up
Content Rating
Offered By
Jiko Technologies
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