818 reviews
Content rating
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About this app

We love saving you time, RCU's Mobile App lets you bank on your schedule!

Redwood Credit Union’s Mobile App for Android devices is free and secure for Members.

This update gives you the ability to automatically upload your RCU Visa credit and debit cards to your mobile wallet (Google Pay) through the Card Manager menu. If your card is lost, stolen, or affected by fraud, this update also provides immediate access to a digitally issued card which can be used while you wait for your new plastic card to arrive by mail.

Card Controls – Your cards, anywhere anytime.
Freeze your card, set alerts, report a card lost or stolen, activate and view a digital card, change your PIN, and more, all in one place.

Mobile Lending – Our best loans, credit cards, and rates right in the palm of your hand.
Looking for a low-rate credit card, that new vehicle you’ve had your eye on, or maybe your dream home? Applying for a loan is easier than ever.

¿Hablas español? Nosotros también. Haga clic Español en la página de inicio de sesión para cambiar la aplicación a español.

Access Your Account:
• Register your account in the app to use mobile & online banking
• Fast and secure log in with improved Fingerprint Authentication*
• Forgot your username or password? Get it through the app!
• Update your address, email, phone number, & more under Profile & Settings.
• Use Quick Balance to see balances without signing in.
• View an overview of accounts, loans, credit cards & investments in Account Summary. Select an account to view transaction history.
• Overdraft controls - set a backup option for when there's not enough in your account.
• Order new Checks
• Stop payment on a check
• View your credit score (where applicable)
• Set up & edit account alerts. View sent alert history.
• Questions about your account? Contact us securely through the app!

Payments Simplified:
• RCUpay, easily send money to friends & family—even if they aren't an RCU Member!
• Schedule one-time or recurring transfers & payments
• Quick Pay - RCU loan payment reminders
• Make a loan payment by mobile deposit using Pay Loan by Check
• Set up & make payments or transfers to and from your accounts at other financial institutions
• Keep track of transfers & payments you've scheduled
• Get your loan payoff amount for any time in the next 30 days
• Free Bill Pay service - add or edit payees, and pay bills on the go.

Card Management:
• All your cards, right where you want them. Swipe to view all your cards and details.
• View & redeem your RCU credit & debit rewards points for cash or other rewards.
• Not using your debit or credit card? Freeze it for extra security until you’re ready to use it again.
• Gain control over your spending with debit & credit card alerts & controls. Block online transactions or set alerts for purchases above certain amounts.
• Request a balance transfer to consolidate other card balances to your RCU Visa.®
• Report your credit or debit card lost or stolen. (This will cancel your card & issue a new one, so if it’s only misplaced, freeze it instead.)
• Add upcoming travel notes to ensure access when you’re out of town.
• Adjust debit card ATM & purchase limits to meet your needs.
• Set your PIN on all your cards. Update your PIN on existing cards or set the PIN on your new card.
• Activate new credit & debit cards

Mobile Features:
• Landscape view for tablets - adjust the app to your preferred orientation
• Improved Autocapture for Mobile Deposit takes your pictures for you, just align your camera over the check
• Locate nearby Branches & Fee-Free ATMs
• Search for answers to your questions using AskRCU
• Enable Fingerprint login, Quick Balance, Remember your device, set your Language, and manage Animations in Device Settings
Updated on
Dec 3, 2021

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location and Device or other IDs
Data is encrypted in transit
Data can’t be deleted
818 reviews
Robyn Holden
May 8, 2021
This app works pretty well when it's working, but that seems to only be half the time. The other half of the time it's useless--I can't log in, or I can't access an account, or I get halfway through a transfer and it just freezes. It seems worst on the weekends for some reason. I use it anyway but would love it if it worked well all the time!
12 people found this review helpful
Did you find this helpful?
Redwood Credit Union
May 12, 2021
Hi Robyn, We're sorry to hear about that, clearly not the experience we are going for. Would you mind letting us know if you run into an issue again where you can't login or experience any freezing? We'd love to check our logs to isolate the issue. Email: remotedelivery@redwoodcu.org. Thank you, RCU
Perlandus Brown
July 15, 2022
I have been using the app for about 6 months now. I have uploaded checks, sent funds through RCU pay, and get direct deposit all with no problems. I switched to RCU because I thought I could use cash app like a bank account and got hacked for $2,000. I was told I could not get a refund and basically ignored every route I went. After that kind of treatment RCU is like a dream!
Did you find this helpful?
Redwood Credit Union
July 15, 2022
Hi Perlandus, Great to have you as a Member! Thank you for the great review and 5-star rating. We appreciate for your business. All the best, Redwood Credit Union
Mark W Annand
December 25, 2021
I I love the RCU app. Fingerprint recognition was a little slow at first, but now me and my phone, with the RCU app are synchronized. Even in making mobile deposits. At first, check recognition was a little slow, but after turning off my blue light filter instant deposits, using the RCU app, funds are immediately available.
6 people found this review helpful
Did you find this helpful?
Redwood Credit Union
December 30, 2021
Hi Mark, Thank you for the awesome 5-star rating and review. We appreciate your business. All our best, Redwood Credit Union

What's new

Push to Pay is added