케이뱅크

케이뱅크

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About this app

From deposits, withdrawals, and loans to investments and app-based money-making, all at K-Bank!

Plus Box (Parking Account) with no preferential interest rate conditions and daily accumulating cash rewards!

■ Money-making app-based money-making that makes finance fun

- Deposit/Withdrawal Rewards: Receive up to 1,000 KRW in cash rewards just for deposits and withdrawals (2 deposits & 2 withdrawals per day, total 4 times)

- Growing a Money Tree: Daily attendance check! Grow a money tree, harvest it, and receive a cash reward of up to 100,000 KRW

- Get Allowance: Complete missions with a single click to receive cash rewards

- AI Quiz Challenge: Solve money-making quizzes created by AI and compete for a total prize pool of 10 million KRW every week

- Check out the events prepared by K-Bank every day through the Benefits tab

■ Plus Box (Parking Account): Earn interest daily at unconditional rates

- No need to compare complex bank interest rates or preferential rates; park your money unlimitedly at K-Bank (Basic 1.70% per annum, maximum 2.20% per annum, pre-tax, as of May 14, 2026)

- Keep your funds without worrying about limits; amounts exceeding 50 million KRW actually receive higher interest rates

- Earn interest even if you leave the money for just one day; manage your finances more easily with free deposits and withdrawals

■ From recommending the cheapest loans for your conditions to managing your credit score through loan comparison

- From general credit loans to overdrafts and emergency loans Even government-supported loans! We'll find the loan most advantageous to you right away.

- Prepared for sole proprietors. From credit and guarantee certificates to online guarantee certificates, handle all your business loans in one go, from limit inquiries to screening.

- If you are worried about high interest rates, calculate your interest burden by switching to a credit loan or an apartment mortgage.

- We help you estimate your loan limit with our credit score inquiry and DSR calculator, and assist you in conveniently managing your credit score through our "My Credit Management" feature.

■ Receive cashback and card recommendations tailored to your spending patterns, as well as help manage your expenses.

- Use K-Bank K-Pass for your daily public transportation and receive extra cashback.

- We analyze the benefits of credit cards with great advantages and help you secure cash cashback.

- Diagnose your spending habits with our Household Account Book (Monthly Expense Check) and receive deposit and withdrawal analysis reports.

■ Convenient wealth management: Invest in stocks and virtual assets with K-Bank.

- Check today's stock prices, easily missed IPO schedules, and news on unlisted stocks faster than anyone else.

- For the customers of Upbit, Korea's No. 1 virtual asset exchange. We’ve prepared this for you. Get real-time Bitcoin prices and virtual asset insights with Upbit Lounge.

May 14, 2026. Reviewed by Compliance Officer 2026-925 (Valid until May 19, 2027)

* Due to changes in Google’s Android OS security policy, your existing Joint Certificate may not be visible. For more details, please search for "Certificate" in [Customer Center > FAQ].

* Please note:

[Guide to Using Financial Products and Services]

- All financial services, such as account opening and product subscriptions, are available through the K-Bank app.

- Please read the product description and terms and conditions before subscribing to each financial product.

- Please be sure to have your Resident Registration Card or Driver's License ready when signing up.

[Android OS Security Change Policy]

- On Android OS 11 or higher, the Joint Certificate is not stored in the smartphone’s public folder (NPKI), so your existing Joint Certificate may not be visible. - Please reissue the joint certificate or transfer the certificate stored on your PC to the app for use.

* For more details, please search for "certificate" in [Customer Center > FAQ].

[Device and Authentication Method Policy]

- To ensure safe and convenient financial services, the service is available only within the single registered app.

- We provide safe and convenient services using a mobile phone OTP that replaces security cards.

- To ensure secure financial transactions, service usage is restricted on 'rooted' devices.

[Information on Access Permissions Required for App Use]

- Phone (Required): Collects and uses phone numbers to maintain the device's authentication status and for video call verification.

- App Usage Information (Required): Used to detect potentially threatening apps installed on the device to prevent financial fraud.

- Contacts (Optional): Used for transfers to contacts in the address book stored on the device.

- Camera (Optional): Used to photograph ID cards and submit required documents during non-face-to-face real-name verification.

- Storage (Optional): Used for functions such as reading, saving, and deleting certificates, as well as saving images and photos.

- Location (Optional): Used to verify business address consistency and for non-face-to-face on-site inspections.

[Customer Center Information]

- Banking Services: 1522-1000 (Daily 09:00–18:00; however, inquiries regarding voice phishing and accident reports: 24 hours a day, daily)

- Card Services: 1522-1155 (Weekdays 09:00–18:00)

- Chat Consultation: https://s.kbanknow.com/J75dj7f (24 hours)

- Email inquiries: [e-mail]

Ratings and reviews

When I transferred the money to my other bank account, I only had to use my fingerprint as default. Now, I have to type a 6-digit PIN as default which is quite annoying. Why did you have to make such an inconvenience?

It's funny how you force foreigners to pay all the taxes in Korea, pay mandatory medical insurance that cost more than those of Koreans, abide the law, but you deny them using almost everything when it comes to finances. 개한민국 at its best

All will launch if, and only if, a virus scan app by its partner company is also installed. AhnLab uses aged technology in very ineffective way that the addon acts more as a gateway for malicious programs than preventing them. It's recommended that this app is used in a secure container environment to segregate its vulnerability within the container space. If you found this app by searching for "online/internet only bank", be informed that K Bank is not backed by FDIC as the company is in Korea. Foreigners in Korea should note that both North and South Korea's financial regulation prohibits opening of a financial account without in-person identity verification for non-nationals that prevents banks from accepting & processing online application for a bank account.

What’s new

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